Complaint Review: Mark Mazda

Representatives of Mark Mazda made repeated phone calls to Tracey Morrison in order to persuade her to use his loan modification services. After reviewing her case of 4 mortgages against her home, they stated that she qualified under a hardship program.

Tracey was told she was guaranteed to get her loans modified & or substantially reduced. In addition, that she was assured of success because of Mark Mazda's special relationship with "Aurora Loan Services"-which services Tracey's primary mortgage.

However, they encouraged her to get started by charging her $500 on a credit card, then Mark Mazda's rep's followed up with phone calls to spend another $3000 before they would proceed to modify Tracey's loan.

Tracey was instructed to rush all of her mortgage paper work by express delivery...that she was supposed to receive back but never did. Furthermore,Tracey was told not to pay Aurora loan Services by Mark Mazda's Representatives in order to force them to negotiate. Tracey later contacted Aurora Loan Services & discovered that her loan was in default because Mark Mazda did not pursue any loan modifcation.

What type of case is this?

HomeLoan Modification Corp aka HomeOwners Law Group, LLP contacted Tracey Morrison by phone to see if she was interested in saving her home by getting a home loan modification program that was sold with a  money-back guarantee if Tracey did not qualify for a home loan modification.

Tracey was suspicious so she told the HomeLoan Modification Corp that she had a total of four mortgages against her house in order to raise capital to repair the flood damage caused a flooded river.

HomeLoan Modification Corp stated that she definitely had a hardship case & that she needed to take action immediately by paying Mark Mazda $500 & filling out the required forms & paper work.

This was allegedly needed by Mark Mazda so he could effectively negotiate a loan mod before the foreclosure process started, which he was aware that it was getting close. Tracey was also told by HomeLoan Modification Corp, if Aurora Loan Services started foreclosure proceedings that it would be too late for Mark Mazda to do any loan modification for her.

Before Tracey decides to pay Mark Mazda any monies she Googles his firm aka, HomeLoan

Modification Corp & HomeOwners Law Group, LLP to see if there is any consumer complaints filed against him or any of his companies that he represents or allegedly owns. Tracey finds no complaints filed anywhere against Mark Mazda or the companies he represents.

How did Tracey choose Mark Mazda as Attorney?

In fact, that was one of the sales pitches his office used to sell Mark Mazda's home loan modification service. No complaints & being classified or nominated as a Super Lawyer in California.  This was claimed by his office by referring home loan modification prospects to a website showing Mark Mazda with the glorified title of being a super lawyer in California.

When did Tracey Morrison hire & meet Mark Mazda the attorney over the phone?

Tracey took the bait then swallowed hook line & sinker by using her credit card to pay Mark Mazda $500 in May, 2009 & then was told she had to pay another $2500 on May 27, 2009 using credit card #0000-0000-0000-7345 (Discover Card of 1-800-347-2683 issued under Mark S) before he would contact & start negotiating with any of the mortgage companies or lien holders.

Note: $500 was paid as a down payment to HomeLoan Modification Corp & or HomeOwners Law Group, LLP using credit card #0000-0000-0000-2436 at&t Universal Card in May, 2009. Citibank of 1-800-925-8871 FAX 605-330-6780 has a record of the statement but refuses to release it to me because Im no longer an authorized user under my friends Citibank account Mark S(soc sec #0000-00-3784) which has now been closed.

 What Mark Mazda agreed & guaranteed his Home Loan Modification service to do?

Mark Mazda aka HomeLoan Modification Corp claims they can reduce the principal on all 4 mortgages & lower the interest rate while changing the primary mortgage from an adjustable rate to a fixed rate.

Basically our total monthly payment would now only be a total of up to $1100 for all four mortgages! I was told that if the loans were not negotiated that all of my monies would be refunded. This was a verbal agreement over the phone.

Tracey signs a power of attorney as requested by Mark Mazda's office then shortly receives a notice of default on her front door step. She panics & immediately contacts Mark Mazda's office to discover what's going on. She was told not to panic & then she receives another notice. Tracey is now forced to request a forbearance plan with Aurora Loan Services to prevent foreclosure proceedings.

After being referred by HomeLoan Modification Corp to HomeOwners Law Group, LLP   both of which were owned by Mark Mazda. HomeOwners Law Group, LLP now makes a determination that Traceys case or loan modification now falls under a third category that has potential for some type of relief. She is now forced to sign another request to represent her case after Mark Mazda & his office failed to contact or negotiate with Aurora Loan Services! Mark Mazda excuse was that Tracey never authorized him to work on her case even though he received payment in full of $2995!

Additionally, he now says he wont guarantee any type of relief even though he failed to negotiate with Aurora Loan Services! Furthermore he states that he would not proceed until I signed another agreement/document waiving my rights to a refund & verbally  says if I dont sign the new document  that I still wont receive a full refund!

In other words after being told by Mark Mazda's office to stop paying Aurora Loan services any money so he could negotiate a better loan modification. One of the reasons Tracey hired Mark Mazda was to stop paying any money to Aurora loan services so could stay financially afloat & rebuild her funds while awaiting a home loan modification that never happened.

Tracey never received any letters or communication from Mark Mazda or his office proving that he was negotiating any home loan modification with any of the four lien holders! No proofs such as return receipt letters were ever received.

When Tracey later confronted Mark Mazda about her case he simply stated that no refund would be issued & that virtually every bank was virtually rejecting any home loan mod. Mark simply said that this was out of his control & that he invested many hours on her case even though he promised a money back guarantee.

I got ripped Off by Mark Mazda via HomeLoan Modification Corp aka HomeOwners Law Group, LLP. Basically it appears he was running a boiler room operation to collect as much money as possible from unsuspecting homeowners with no intention of ever delivering a quality home loan modification.

Now another Home Owner Bites the Financial Dust because of the Obama Home Loan Mod Sham. The Obama Sham Scam.