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MBNA AMERICA LOAN SHARK SCUMBAGS, RAISED APR Wilmington Delaware
I just received my July 2004 statement and included with the statement was a noticed stating the APR is changing. I have had a fixed rate for over 6 years now 12%. I never had any late payment on this card or any other card. I immediately called MBNA and was told they are increasing the APR and changing it to a VARIABLE rate. Starting at 15% + Prime.
My credit is in perfect order and has a very high credit score. I carry a small balance $3,000.00, luckily I have enough money to pay this full amount off. I feel sorry for people who are getting sucked in by these scum sucking loan sharks.
I will be paying this account total amount this month. I would advise everyone else to do the same. I will never do business with MBNA again.
Andrea
Wallingford, Connecticut
U.S.A.
1 Updates & Rebuttals
Bryan
Newark,New Jersey,
U.S.A.
SAME ISSUE, 4 years with no mis-payments and they sent me the same form
#2Consumer Comment
Sun, August 29, 2004
Ive had this QUANTUM card for 4 years with no mis-payments and they sent me the same form. They told me to either pay the balance and close the account or pay the higher APR. I couldnt believe the poor customer service. They told me I had 8.9% fixed when I started this account 4 years ago. I'd rather go with a better company.