Complaint Review: McCaul and Norton Financial Group

I recieved a loan approval from this company.  But they asked me to send the first 9 mo.'s payments in advance as collateral. They said that is would be applied straight to the principal.  So I was ok with everything unitl they asked for money up front, that is the number 1 sign of a scam.  So i began to dig a little.  I started at the state of maryland's business liscense search and of course nothing came up.  I also searched google, yahoo, etc nothing was still coming up.. So I called them and asked for there business lisc. number or tax id number. They would not disclose that info. to me.  I found the address they use on google maps and i was able to contact the property manager I asked them if they had a tenant in that building named McCaul and Norton finanical group in suite 406 or anywhere else.   They confirmed there was never a tenant by that name and that this was the 5th or 6th inquiry recently.  McCaul and Norton told me that customer service was in 406 and that opperations were on the 5th floor.  The property manager informed me that this is a 3 story building.  I live on the other side of the country and had no way to verify they were at the address(until i found the property manager)  so i sent them a pizza from a local delivery place and he informed me that there was no suite 406 at that address.  that was a $15.00 recon mission worth 938.00 to me.anyway here is all the infoi have on them.

McCaul and Norton financial group, 2800 quarry lake dr,  Baltimore MD 21209.  1-877-268-0507 fax1-410-372-4036.  My "executive's" name was Richard Bryce ext 611 and the "ceo'"s name is Andrew Patterson. ( I didn't know scam companies had CEO'S).  I checked the BBB, nothing there when i told them that, there response was they had to downsize this last year and were no longer members but in jan 2010 they would be renewing with the BBB. Anyway do youself a favor and do not send this company anything about yourself.  I think i might have to change a bunch of personnal info now in order to protect my self.