MCLN My Community Legal Network Do not Use Them Internet, California
Hello Everyone my name is Mike,
I am letting everybody know please do not use mcln. I was contact Friday morning by a gentleman name Matt Green telling me that he can provide a free loan modification for my home and also a free credit repair I said great what I have to do. Matt told me that I have to sign you for a membership that cost $995.00. I told the guy that I was not interested. If the modification is free why do have to pay anything. Do not use MCLN they are a scam.
2 Updates & Rebuttals
MCLN
Fontana,California,
United States of America
False Complaint
#3UPDATE Employee
Thu, December 03, 2009
This seems to be one of four posts by the same person using different names and locations as they all came from the same IP address within a half hour of each other. If you notice, the report says the report came from John inNew York
MCLN is not really even a company but a community of people facing serious hardships and a network of attorneys and professionals that have the expertise to help them. We do ask for an initial contribution because the community has expenses associated with its operation. That money goes to the benefit of all the members. Its sort of like how Homeowners Associations have dues. HOAs have monthly dues so that they can pay for common expenses such as landscaping and community facilities. It is cheaper for the HOA to have one landscaping company for all the homeowners than it would be for each homeowner to hire their own landscaper.
MCLN works in a similar way. All our members need the same services, ie: Loan Modification, Debt Settlement, Credit Repair, Bankruptcies, Short Sales, and Credit Card Consolidation, but it would be much more expensive if every member were to individually hire these professionals. So MCLN contracts a reduced rate from these professionals and passes on the discount to its members. So there are dues associated with membership, but the membership offers some services which are free and others that are heavily discounted. And its not just a slight discount. Our discounted services are normally offered at a 50-70% discount. For example, a Chapter 7 bankruptcy normally costs $2,000 to $3,000, but attorneys working with our organization only charge $750 to $1,500.David Holman
United States of AmericaFree for Members
#3UPDATE Employee
Tue, December 01, 2009
The service that MCLN offers is access to a community of professionals that have a proven track record of success. Services like Home retention, Debt consolidation, and Credit repair are free for members. It looks like there was a misunderstanding.
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MCLN.com is a nationwide private
membership, that not only gives you access to all legal, financial, and
professional services at little or no cost as a member, but provides you with a
personal coach that will guide you through the maze of all personal and
business, legal and financial matters. MCLN has developed a nationwide network of
licensed, bonded, and insured professionals specializing in both business and
personal affairs. These member only service providers are both for profit and
non profit organizations that specialize in a variety of industries. Therefore,
the for profit organizations offer you a discount of up to 50% off of their
normal fees, and the non profit organizations work on donations, if any. MCLN
services at no cost to members: Free Home retention (Loan Modification) Free credit restoration ($1500 value) Free credit coaching Free debt consolidation (lower C.C payments by up to 60%) Free refinancing Certified counselors Discounted legal services Discounted auto insurance Discounted housing insurance (as low as $21 per month) Discounted life insurance Pre-paid legal services Plus discounts on all
of these services : Tax preparation Bankruptcy Short Sale Business Incorporation Wills and Trusts DUI defense Chiropractic Acupuncture Orthodontics Physical Therapy And Many More