MCM - Midland Credit Management CANT WAIT TO SEE THESE CLOWNS IN COURT SO I CAN COUNTER SUE! San Diego California
After many hours on the phone getting nowhere with this bunch I have decided not to play their game, out of the blue these jokers sent me a bill for 1359,62 that said I owe HSBC, funny isn't it that they have no record of my name,ssn,or phone # in their computer.At first I thought oh no identity theft again been there before, but im not sure this is the case.I have talked to their fraud dept. and was told that I needed to file a police report,They the local police handed me the report forms and told me to take them home and fill them out so I called mcm back to get the information necessary to fill the forms out, after many more calls most being forwarded to a machine telling me to send a request in the mail I decided not to waste any more of my time or money told them to get things started ill see you in court. personally I love a good day in court and so do a few good friends of mine listed under A in the phone book!!!
Steveo
bourbon, Missouri
U.S.A.
1 Updates & Rebuttals
John
Louisville,Kentucky,
U.S.A.
RE:
#2Consumer Comment
Wed, October 15, 2008
Don't waste your time talking to these clowns.
Mail a letter via certified mail with return receipt to them, simply state:
Per the Fair Debt Collection Practices Act, I am requesting:
- a copy of the original signed contract for this alleged debt
- validation of the original Date of Delinquency for this alleged debt
- validation that this alleged debt is within the statute of limitations for Open contracts (credit card debt).
- validation of the Date of Last Activity for this alleged debt
Per the Fair Debt Collection Practices Act, cease all verbal communications with me.
* DO NOT sign your signature on any document that you mail to them. It could end up on a forged contract that can be used against you. Simply type your full name.