Complaint Review: Mega Health Insurance

I have been insured with Mega health insurance for over 3 years. They are affiliated with NASE (National Association for the Self Employed). Yes they are a legit Health Insurance company but they dont really give too many chances.

I had signed up for their autopay system where they took their payment out of my account every month. Well tough times happen especially in todays economy and I didnt have the $250 in my account at the time. So instead of taking it out of " the account with them" they cancelled me with no chances to explain. This company tells you that the money you pay per month goes into an account with them. Every time you use your insurance they take it out of that account. Well, I go once a year, just to make sure that Im not dying or anything. So I know for sure that they have plenty of money in "my account with them". But instead of taking it out of that, they just flat out cancelled me. Thats really messed up. Especially since I am self employed, building is down, money is tight. No one gives, they all just want to take.

Im not saying this company is horrible. The times that I paid them, they were very helpful. What ever you do, make sure you pay every month on time or you'll be uninsured and out of luck.

Mikey
Baltimore, Maryland
U.S.A.