Complaint Review: Memomail - GoHealth Network

I have received many emails from Memomail, but found the one on affordable cost health insurance of personal interest. The webpage was GoHealth insur-
ance plans (https://plans.gohealthinsurance.com). All of the personal data that was solicited didn't make sense, but I went along in order to see what con game was being perpetrated. I printed out four pages that detailed a plan called Saver 80 allegedly administered by UnitedHealthcare Insurance Company of LA and underwritten by Golden Rule. If this Saver 80 plan really exists it is ludicrous - it covers nothing! Yet its cost, for a family of two, is listed as $424.03 monthly, with a $3500 deductible, and a maximum out-of-
pocket expense of $3000 per person. The 80% payable by this insurance is limited at $15,000. Subtract, for a worse case scenario: $3500 plus 2 x $3000. This only leaves $5500 worth of coverage! Of course, the premiums paid only amount to $5088. Illness and injury are not covered for office visits; or the emergency room, until the $3500 deductible is paid - and an additional $500, if the patient is not admitted to the hospital. I doubt that the owner of the website intended to harm anyone. In a number of states, individuals have to pay for a membership to the Federation of American Consumers and Travelers (FACT) to qualify for this "non-insurance". Some of us want the ripoffs to stop. Are you with us - or them?

Albert payton
Eastabuchie, Mississippi
U.S.A.