Merchants Credit Guide ripoff sent collection letter for 1992 unknown amoco debt of $238.78 Hauppauge New York
Received a collection letter for a balance of $238.78 from Amoco. When i called them at their (888) number was told original balance was 201.53 and was incurred in 1992.
When I told them I was unaware of any debt to amoco the girl said I would have to send a letter of dispute to their chicago address. She verified last 4 ss#. When I asked for more information on this debt she became sarcastic and replied "like what?"
Connie
royal palm beach, Florida
U.S.A.
5 Updates & Rebuttals
Robert
Marblehead,Massachusetts,
U.S.A.
Merchants' got my credit history report
#6Consumer Suggestion
Sat, January 21, 2006
I just reviewed my credit report history from the three big reporting agencies -- and there it was on one of them, an "inquiry" from Merchants' Credit Guide Co., just before I got my first demand letter from dear "Ken Hughes." So of course they had my SSAN and everything else on my credit report.
Still, I've beaten them -- and there was no further evidence on any of my reports of MCGC returning to cause damage.
I guess our reports are there for the taking by anyone with the money and a good scam.
Robert
Marblehead,Massachusetts,
U.S.A.
Merchants' got my credit history report
#6Consumer Suggestion
Sat, January 21, 2006
I just reviewed my credit report history from the three big reporting agencies -- and there it was on one of them, an "inquiry" from Merchants' Credit Guide Co., just before I got my first demand letter from dear "Ken Hughes." So of course they had my SSAN and everything else on my credit report.
Still, I've beaten them -- and there was no further evidence on any of my reports of MCGC returning to cause damage.
I guess our reports are there for the taking by anyone with the money and a good scam.
Robert
Marblehead,Massachusetts,
U.S.A.
Merchants' got my credit history report
#6Consumer Suggestion
Sat, January 21, 2006
I just reviewed my credit report history from the three big reporting agencies -- and there it was on one of them, an "inquiry" from Merchants' Credit Guide Co., just before I got my first demand letter from dear "Ken Hughes." So of course they had my SSAN and everything else on my credit report.
Still, I've beaten them -- and there was no further evidence on any of my reports of MCGC returning to cause damage.
I guess our reports are there for the taking by anyone with the money and a good scam.
Steve
Bradenton,Florida,
U.S.A.
More info for Connie
#6Consumer Suggestion
Thu, January 19, 2006
It is illegal for them to even collect a 14 year old debt. It is past the Statute of Limitations for collections.
File an FTC complaint online at; www FTC gov.
Also read the FCRA and the FDCPA on the FTC site, print out and save.
Send a CEASE COMMUNICATIONS request by cerified mail/RRR.
Read other posts in the Collection Agencies categories. It is spelled out in detail several places.
Good luck!
Steve
Bradenton,Florida,
U.S.A.
Connie...BE CAREFUL!
#6Consumer Suggestion
Thu, January 19, 2006
NEVER give or in any way confirm your SS#, DOB or any other info to a debt collector over the phone! NEVER! NEVER!
Always just get a mailing address from them and then no more phone conversations.EVER.
Everything in writing! Everything certified mail/RRR. Do a search and see multiple other threads on these jerks.
Do your homework. Do an Internet search.