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  • Report:  #84458

Complaint Review: Merchants Retail Credit Association Aka MRCA Services L.C. - Citifinancial

Merchants Retail Credit Association Aka MRCA Services, L.C. Collection agency for Citifinancial Trying to collect monies that my son owes Citifinancial, accusing me of covering for him, & making me pay. ripoff collectors from Hell! Clive Iowa

  • Reported By:
    ACKERMAN Mississippi
  • Submitted:
    Fri, March 19, 2004
  • Updated:
    Sat, March 20, 2004
  • Merchants Retail Credit Association Aka MRCA Services, L.C. - Citifinancial
    P.O. Box 71113
    Clive, Iowa
    U.S.A.
  • Phone:
    800-411-9652
  • Category:

Collection agency for Citifinancial OR collectors from Hell!!

I have several different business names that I work under. I am a Real Estate Broker, a Real Estate Appraiser, and I do income taxes for the public. I have no employees.

Several months ago, a man named Ben started calling my different numbers and asking for my son. When told he was not in the office and he did not work here, the person got very abusive. Last week he called and I decided to ask him why he kept calling. He said he was collecting for monies that my son owed Citifinancial; he gave me detailed information about my son's account. He said that my son owned these business & that I was covering for him. He repeatly threatened to have me and my son arrested. I told him that my son was not working & had no assets.

He calls my home early & late. I cannot block the number. He said that he could do anything that he wanted to, that there was no law to stop him from using an method to collect the money. What good is the privacy law if it does not apply to collection agencies??

Is this company owned by Citicorp as is Citifinancial?
How do I stop this harressment? I know another person that almost had a mental breakdown because of calls from this company.

Alice
ACKERMAN, Mississippi
U.S.A.

1 Updates & Rebuttals


Bonnie

Pittsburgh,
Pennsylvania,
U.S.A.

Fair Debt Collection Act not allowed to threaten you with arrest

#2Consumer Comment

Sat, March 20, 2004

Collection agencies are not allowed to threaten you with arrest as per the Fair Debt Collection Act.

This man is only trying to bully you. He cannot do what he wants to do. He is in violation of the Fair Debt Collection Act in several ways, he threatened to have you and your son arrested, he revealed your son's debt to you, him stating that he can do whatever he wants to do and his number of phone calls.

I strongly suggest you file a complaint with the Federal Trade Commission and your Attorney General Office's. Too many collection agencies bully people into believing they have no rights. Take action, just don't sit there.

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