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Meredian Financial Services/ Loan Services Reports entered by some customers making other customers run for the hills, Internet
I just finished closing with Meredian Financial, and after I read some of the reports submitted by customers & employees, I started to panic. In fact I was about to start processing complaints with my attorney Generals office. I found myself calling Meredians office and raising hell with concerns about my not receiving funds from a cashout refi loan of mine. I contacted there escrow officer who seamed to be surprise & very concerned about my not receiving my money. He promised me that he was going to jump right on my situation and call me back. Well , He did just as promised. With an apology, I received My check the very next morning by Fedex. Now, unless this check bounces in a few days, I must say, I'm a happy customer. It's strange that some of the complaining former employees of Meredian I seem to remember they started working with me during my application process. heck, one of them I had to let him know that he had charged me twice for the $500.00 application fee. Well, later I found myself working with a new advisor. Finally a senior Advisor, and the Escrow officer worked with me to finalizing my deal. I must express again. meredian worked very deligently to satisfy my needs. Now again I must admit that your reports still have me a little scared that there is still that possibility that my check will bounce. But thats what reports such as the ones I've read here could do. Well, I guess such companies as Meredian can suffer to.
5 Updates & Rebuttals
Jim Kelsey
Puyallup,Washington,
United States of America
BBB status on Meredian Financial - "F"
#6Consumer Comment
Sun, February 14, 2010
If you follow the link below, you will see that the Better Business Bureau of Southland (Southern California) gives Meredian Financial Services an "F."
http://www.la.bbb.org/Business-Report/Meredian-Financial-Corporation-100058332
This is copied directly from their site:
Company Rating F - Our opinion of what this rating means: We strongly question the companys reliability for reasons such as that they have failed to respond to complaints, their advertising is grossly misleading, they are not in compliance with the laws licensing or registration requirements, their complaints contain especially serious allegations, or the companys industry is known for its fraudulent business practices.
Brian Domineck
Miami,Florida,
United States of America
response to meredians X employee
#6Author of original report
Sun, February 07, 2010
I do remember you working with me during my many headaches with Meredian. I am very interested in what you have to talk about concerning Meredian. It's been a month now since I closed with Meredian, I have been trying to contact Russell almost on a day to day bases. And he has'nt returned my calls yet. I really need to contact someone about My loan application. I would like someone to review it. I'm can assure you, they over charged the heck out of me.Whom ever respond to my last report. I really would like to talk with you & the D.A that you have been talking with. I am so mad with Meredian right now, I can't sleep at night because I find myself just sitting, trying to find ways of legally getting back what's mine. Since we can't give out contact info on this site. how can we make this work I eagerly await your response. Brian
Nonya
Oceanside,California,
United States of America
Regarding the Faith, then Deception
#6UPDATE EX-employee responds
Fri, January 29, 2010
Hello,
This pertains to Brian from his last report and any other customers. I actually assisted you in the beginning and middle of your loan process and I was very thorough and honest. I was accused of going to work for a different company which made the owner, James really mad. Russell is just as scandilous as James is. I have been trying to reach you because I have been cooperating with the District Attorney's office in regards to Meredian's Fraudulant activities. When I was employed there, we were told by James Assali as "his" policy to charge a certain amount up front which had to be okayed by him before any paperwork was sent out. Please contact me on my email as many other customers with the same or similar issues have had. You are not the only one that has been duped! All the customers I worked with was supposed to receive between $10,000-$19,000 cash out from their loans and they did not receive their money until 2 months after their loan funded!! When a loan funds, all funds are dispursed within 72 hours. I have been in this business over 4 years, and not once did it take longer than that. Meredian have always been desparate for money so they would push to get check numbers, routing numbers, credit card information, etc... Please email me so I can tell you more information about what the DA plans to do. I cannot discuss this on this site. (((Redacted)))
ps, Brian, you know I have been a straight shooter with you from the beginning..
Jason
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.Brian Domineck
Miami,Florida,
United States of America
After the praise,Then came the deception
#6Author of original report
Sat, January 23, 2010
First of all, Let me appologize to all of those victims of Meredian financial Corp. After the way Meredian jumped to finalize my closing. And the way they were handling me . ( professionally ). I truly wanted to believe that this company wanted to show me and the world that they were a legit company. But then reality hit. After carefully reading my contract numerous times. I found several Items of concern. This company made more on this deal then I did after receiving my cashout. I fact they probably doubled their profit in closing then most financial companies would have charged. I'm still kicking myself in the butt for letting this happen to me. I urge anyone reading this message. If you are thinking of using Meredian as your choice. Get out , and run as far away from this company as you can. Remember, the devil used a snake to deceived Adam & Eve. And when It's all over, You'll see those senior advisor's shed their skins. They have one adviser that uses Gods name while talking to his customers. Heck, I was beginning to think that he was a minister. He loves to promise you the world. Oh, and the infamous Russell, The person I thought so highly of, The person I praised. He want even return my calls. After reviewing my credit card statements. I saw where a $250.00 charge was deducted for the month of Oct. Nov, And Dec. Can you believe it . 3 appraisals was performed on my home. Don't think so. Well I was promised that a check would be cut for ReImbursement. I believe thats why Russell want return my calls. Well, I'm going to contact the Attorney Generals office to see if I can send them a copy of my contract for review. And I guess my local FBI office is my next step. If anyone knows of an attorney thats considering a class action on this company. Please inform me. With our economy the way it is . I can't afford to give up money like this. Is their anyone I can get to look over my contract to establish a second opinion. I guess my knowing that I was getting some thing out of this deal really clouded my decision making.
Brian Domineck
Miami,Florida,
United States of America
A satified customer thru Meredian
#6Author of original report
Wed, January 20, 2010
Well, I'm writing to acknowledge that Meredian Financial Corp Has totally satified my trust in them. They have honored all contractual agreements between the company & myself. I must say , They worked very hard to get me a good rate, with payment that will not hurt my pockets, and a cashout to boot. I've read a lot of your comments concerning Meredian. And they were disturbing, but in my case, So untrue. Meredian have been very professional with me. And now that my case is closed. I am very pleased with my out come. I'm a customer from florida, and I admit doing business long distance is scary. But I'd trust referring Meredian to a friend.
I wish you all the experience I had.