Midland Credit Management, Inc. H. Torres, Division Manager I am a senior citizen. I have never heard of Washington Mutual. They threatened to ruin my credit, which is agianst the law. San Diego California
I was contacted by Midland Credit by phone. I requested that they send documentation of the debt that I owe. They did not do that. They have the wrong person, but they are not listening to that. Then, I received a letter stating that if I did not pay, they would place negative information on my report. I wrote them a letter stating that it is illegal to collect a debt using threats. And, I consider ruining my credit to be a threat. I am writing them another letter today. This time, I am sending a copy of the letter to the Georgia State Attorney General's office and to the Federal Trade Commission. They use threats, blackmail, and corrupt practices to collect a debt, and it is not even my debt.
Barbara D
Bethlehem, GA
1 Updates & Rebuttals
Rduke007
Fort Lee,New Jersey,
File suit under FDCPA
#2Consumer Comment
Fri, February 06, 2015
I recommend you send a demand letter and draft a proposed complaint
ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text
You may contact me for copies of forms I have used, with certain information redacted. They can be used as a pattern to draft your own complaint 9lawsuit) against MCM
Marty
rduke007@aol.com