Complaint Review: Midland Funding LLC and Medelson

I recently was contacted by a company called Midland Funding that buys old credit card debts at a Hugh discount and by purchasing debt at a hugh discount they receive very limited information pertaining to the debt. They hire outside lawyers to file collection law suits and you would think that being a lawyer you would know the rules of collecting money inside of a courtroom. I received a Judgment from Midland Funding and their attorney from Mendelson Law Firm and to my surprise all the Judgement pertained was my name, the company and their lawyer whom I was being sued by and the date of the trial on the front portion of the Judgement, On the back portion of the Judgement was one little receipt attached that didn’t even have the correct amount on it that I was being sued for. I immediately thought now what Judge would have even signed off on this to go to trial. To my surprise the day of the trial it seemed as though Midland Funding and their hired lawyer Medelson Law Firm owned the courtroom. Court was called to session and they soon called Medelson Law Firm and their 1st client up and I noticed the Medelson Lawyer with his nice suit on with his big smile and then I noticed an I Pad and I immediately though this is not real!! He’s actually gonna collect money from his I Pad, with not a shred of paper evidence!! WOW who does this?? Is the Judge really gonna let this happen?? To my surprise yes she did!!

Each case that was presented that day with Midland through their lawyer was through an I Pad, So now I just remember the lawyer as being the I Pad collector!! As I sat there case after case all I could think about was these poor people didn’t know their rights and no one to even help defend them not even the Judge and she never once questioned the evidence, who even knows whether or not he had evidence or proof of anything on his I Pad!! Finally it was my turn and I kinda made a Joke about the IPad collection but the Judge just ignored my comment. I told her that this Lawyer doesn’t have any real proof of me owing him or Midland funding nor could he provide any real proof of even owning the debt nor did he have any real proof of the correct dollar amount. Well to my big surprise she asked him did he have any real proof of the correct dollar amount and oh my goodness he couldn’t show her anything that was the correct amount on this fancy I Pad and he didn’t even bother to try and show her either. Instead of the Judge dismissing the case she decides to continue it on to a later date and actually asked me to bring proof also of the debt amount and I am thinking, you really can’t be serious Judge, after all he’s the one that’s sueing me and he should have all of his correct documentation forwarded to you even before this trial came up but to my surprise she did continue it for him to prepare himself for the next trial!!

Midland Funding and Medelson Law Firm in my opinion should be made to pay back money to ever individual that they have illegally collected money from especially from off of an I Pad that nobody bothered to even check to make sure there was even any real proof off any money owed on this IPad!! Midland Funding who is owned by the Encore Capital Group Inc was sued by the AG of New York in 2014 had to vacate as many as 4,500 improperly obtained Judgments totaling as much as 18 million dollars and had to pay 675,000 dollars in penalties and cost. The Judgement that I received from these people should have never made it passed the Judge and I am sure it is many many more in my state that have been improperly obtained that should have been immediately denied. Midland Funding documents cannot even prove the last payment received neither can they prove the correct balance and the witness that they provide is clearly a robo signature!! They have clearly been warned of these incorrect collection actions in other states but they continue to go from state to state practicing the same un fair collections and makings billions of dollars a year!! I would like to see the state of ms help me in obtaining justice for our people let’s all join in together in a classaction lawsuite to stop this ridiculous collection actions from this company and their Law Firm. It is unfair to everyone and they are making billions of dollars off of people who don’t know their rights and nobody to tell them their rights.