Complaint Review: Mike Hagan Michael Hagan Micheal Hagan Tim Kathy Borkowski Tom Bernard Tantra Enterprise Soveriegn Bernard Sovereign Credit Solutions clientrelations@sovereigncreditsolutions.com

I was referred to this company by Tradeline Wholesalers, another ripoff but they've been beaten up enough so I'll move on to the reason why I'm writing this. I needed to get a CPN and tradelines attached with lending ready to go. Mike assured me that I would have all of the above mentioned expedited in less than 3 months. It cost me money I didn't have but was able to borrow and since Mike was gonna help me get the funding I needed I assured everyone from my landlord to my family they will get all the money I owed them.

February of 2009 was when this transaction took place. It took no time to get the CPN number but many months to get authorized user accounts. There was always an excuse, someone died, partnerships were severed, the "codes"changed blah blah blah! To soften the blows over the phone he promised to put me into business with him and his company. When nothing more was being added to enhance the credit profile, I asked for a refund as per the agreement's 100% money back guarantee, Mike refused. He said he already did his "part" and will not refund not even a portion of it. Anyone in creative finance knows you don't just get a CPN to look like you have three AU's and nothing worthy of at least getting a loan. Credit scores don't mean much any more unless you have the great history!

Now when I try to call, after informing him I getting evicted (mind you its been 1 year and 4 months) he had new and improved excuses to get off the phone "with a client, getting ready to walk into a real estate class, even if I done pick up I'll call you back, I need to look into that and get back to you about that," on and on. I've been more than nice to him and Kathy. All of this is not right. He is a great "circle" or "round robin" talker, knows how to say the same thing over and over again in different variations to to go back just to say the same crap.

Now, not only has this pitiful, fat man who looks like Cris Cringle or Kenny Rogers who adores taking jolt energy supplements, lives out of a public storage unit, talks to fast to even recognize i can hear him pissing on the other end of the phone so desperate to hold on to my money, he wont give me ANY straight answers. So GO TO HELL MIKE!! And to your buddy Bernard who for whatever reason wont give you any answers about my file; your involved with the wrong business person....all of you! I may sound nice over the phone, but you never really know who you're really dealing with or who I might know. Not a threat, just something to think about.

And this here is just the beginning.