Complaint Review: Michael Kergosien / American Home Free Mortgage TRUSTED BUSINESS | Ripoff Report Verified™ …businesses you can trust. Michael Kergosien’s programs utilize a paperless system and they accept electronic signatures. Flexible Underwriting is a theme Michael Kergosien prides themselves on. No fees of any kind upfront all costs associated with our loans are agreed to in advance and not collected until closing of your loan. Michael Kergosien is and always has been dedicated to providing the absolute

ABOUT THE RIPOFF REPORT BELOW:

Ripoff Report would like to let readers know that Ripoff Report emailed this customer so the member business could make things right with them. When a business joins the Corporate Advocacy Program, Ripoff Report emails everyone from the past so the member business can make things right with them. Of course, everything within reason. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer.

STATEMENT FROM MICHAEL KERGOSIEN:

This is preposterous and false. I don't know what to say other than all the allegations are false and the post is a hoax from, I believe, and ex-employee. I am not gay. I am not married. And, I have not committed any of the acts conveyed in this post. I will always continue to focus on providing the best service possible and handle all concerns or issues related to my service.

NOW TO THE ORIGINAL REPORT THAT WAS FILED

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Editor’s Note:  We thank our users for considering Ripoff Report as a source for information and providing warnings to the general public.  That being said, sometimes, after a review of the text, our team will determined that the content filed by an author appears to be serious in nature and is therefore perceived to be questionable and, as such, the Report Posting is placed on hold for further investigations prior to publishing OR is otherwise flagged after publication and is placed into a Review Bin.  If and when Report Postings are flagged for these types of issues, especially when there are specific serious criminal allegations, we may, as we did here, try to follow up with the Author of the Posting to obtain more information.  Our Terms of Service require that information posted be truthful and not defamatory and we are in no position to determine what information is true or false; the author affirms the truth of a posting prior to posting.  We understand that allegations made by an author may very well be true, and we respect an author’s right to Free Speech, but in order for the information to be published once it has been flagged, or for the information to be later (((REDACTED))) once flagged after prior publication, Ripoff Report may ask the author to provide some form of explanation or documentation to support their position.  Depending on the circumstances, if the author fails to respond or timely provide adequate notification, at the sole discretion of Ripoff Report, the Report may be considered “incomplete” and may not be approved or may be (((REDACTED))) to remove the serious allegations or otherwise perceived questionable content from the Report and any Postings thereto that mention such information – more for the purposes of making sure the author is standing behind their Report as we are not a judge and jury to determine the accuracy of evidence.  Redactions below may be due to the author’s failure to adhere to our Terms of Service and/or because the author failed to timely respond with an appropriate response to our inquiry.

CONSUMERS:  Proceed with Caution when reviewing and relying on the subject Report Posting(s) below as it MAY BE FALSE and/or MISLEADING.  It is highly encouraged that you conduct additional research, from credible sources, before making any determination on whether or not to do business with the named individual(s) or business(es).

Thank you!

~ Ripoff Report Team

NOW TO THE REPORT/POSTING(S) THAT HAS BEEN EDITORIALLY REDACTED:

I just got a phone call from a man I know who said after pulling his name up he found out this that he is a(((REDACTED)))

(((REDACTED)))

the last story about his business practices Michael is very (((REDACTED)))the customer because they as he says so stupid in the home buying process as they get a loan . He will do all that it takes to take advantage of the dumb ones so he can make a fortune then (((REDACTED))) (((REDACTED)))and I found out on the loan he did for some people I referried they could have saved a few hundred dollars a month on there home loan and thousands on closing costs. (((REDACTED)))