Complaint Review: Money Mastery

They claim that they can get you started by using Google to start making money, by only paying a $1.95 "one time fee."  There is no up-front text that tells you you will be charged $59.84, and an additional $28.71 ten days later.  Instead you get a vague, hidden reference to their Agreement policy at the bottom of the page.  The agreement policy is at the very bottom of the page, which means you will have to scroll all the way down to see it.  When I signed up, I specifically looked for any information that might lead to a monthly service fee, and remembered seeing nothing at all.

When you fill out the form

After researching this myself, I found lots of free resource sites that give this information for free.  Even Google has it for free, and allows you to use them to make money.  This company uses Google, as an easy way to make LOTS OF MONEY themselves!  By abusing what is normally a free service, and charging people for it!

Peter Jeppson claims that:
"The service is incredibly in-expensive." - Source: You Tube Video
"We charge thousands of dollars for this training." -Source You Tube Video

I will prove to you that this is a scam.

The CURRENT text in the user agreement states:

"You will be charged the monthly subscription fee of $49.84."  "After the initial 10 free days, you will be billed $28.71"

-Source: https://secure.simplepaychecks.com/default/Order.aspx

Well I confirmed in my bank account statement with Wells Fargo, that they charged me $59.84, and not $49.84 as advertised on the agreement, which is both misleading, and fraudulent at the tune of a huge monthly cost of $88.55 a month.  Which to myself and many others is a ridiculous amount of money, just to make money.  As the site claims you can make $150 - $180 a day.

I called my bank to verify the charge.  Even the charge on the account fails to identify the source of the charges. The initial charge shows up as: MHM Harmony financial.  Then the second charge is identified as: MMT*TWEET????

After being placed on hold for 20 minutes when I called the first time, I spoke to a woman who told me that I had agreed to the Agreement terms, and I told her I did not see them.  She promptly told me that I would be issued a refund immediately.  Three days later, and still no refund.

I called again, and this time was on hold for about 30 minutes.  I spoke to a man, as he claimed that the refund was still in process.  He also advised me that I would not be refunded the initial $1.95 fee they charged in the first place.  Which angered me.  I told him that I required this refund, and he specifically said that he could not do it.

Peter Jeppson, CEO of Money Mastery by Time & Money, LLC You Tube video regarding his scam:
I posted a text comment to other user regarding his false advertising, and he removed the text comment without a response.  This would go to show that this validates that this company is operating a scheme to take your money and run with it.

Here is the link to his video: (Notice his Donald Trump combover, haha.)
http://www.youtube.com/watch?v=p2N0POH6O3Q

Do NOT Even attempt to do business with this terrible company.  They overcharge you for services which you are able to get for free, and take advantage of people in a declining economy/recession, using hidden agreement terms, and policies to add UNAUTHORIZED charges to your bank account.  Their service fees are not contractually accurate, as they charge even more than advertised.

Peter Jeppson's agreement terms also forces you to waive your consumer protection rights, which violates MANY MANY Local, and State laws.

What a bad business.  Shame on Peter Jeppson using his harmful tactics to get people into his personal profit scheme.  If you've been taken by this company, and you are unable to get a refund you need to contact your local attorney generals office, the Better businesses bureau, and the Federal Trade comission, and file a complaint on the IFCC website.  Depending on how far you are willing to take it, you can also file a police report with your local law enforcement agency.


*NOTICE..!! this ripoff has nothing to do with Google search engine - many rip-off businesses use the Google name to fool consumers.