Complaint Review: Mortgage Workflow (Vincent Patrick) & CentrePointe Financial (Gordon DeBoer)

Everything previously written in regards to Vincent Patrick is true and he continues these practices still to this day.

I have had unauthorized deductions taken from payrolls checks. I submitted my time card for 40 hours. On payday he wasn't available and either was my check. After calling him all day with no answer, around 4:00pm on a Friday, he takes the call and tells me he is going to deposit the money into my account, and can he have my checking acct number to do so. 24 hours later I finally see the deposit go into the account. But instead of paying me for 40 hours, he only paid me for 26. He never mentioned that he was going to short me or make any kind of deduction, he just pretended everything was cool and that I was going to get paid for my 40 hours that I worked. When I saw this shortage on the deposit I immediately tried to contact him thinking it was an honest mistake.  My calls and texts went unanswered. When I returned to work that next Tuesday, I was berated by him. He claimed I didn't work 40 hours but offered no explanation. Treated me like I had done something wrong.  I wouldn't let the issue go until he finally stated screaming and swearing at me. "ILL GET YOU YOUR F**KING MONEY!!!". To this day he has never paid me for those wages.

The next pay period comes up and again there is a holdup with the check. At 6:40pm on a Friday, he finally hand writes me a check off a PROG Holdings acct. Since banks are now closed, I deposit this payroll check through the ATM. I don't think nothing of it. A few days later I look in my account and see its overdrawn HUNDREDS of dollars. The payroll check was returned NSF. I immediately try to contact him. Of course his phone is turned off. I cant reach him. 24 hours go by and I finally get a response, but its just more lies and misdirected blame.

He ends up making another deposit into my account but of course its not enough to cover the damage he already caused. My bank has now shut down the account due to what they say looks like suspicious and fraudulent activity. I am currently in the process of obtaining all documentation of inquiries and activity on the account.

As of today, he still owes me for back wages and damages accrued due to the payroll check bouncing. I am filing a formal complaint with the Labor board for back wages and unauthorized deductions from my paychecks.

When i read the other reports I was in somewhat disbelief. I myself could have written them. it was like someone had written about my experiece YEARS before it ever happened to me. Its the exact same thing over and over and over. He has not changed his unethical business practices, just the name he operates under.

He is a crook, a liar, and a fraud.