My Choice Medical Or Drs Say Yes Rip Off Stroudsburg pennsylvania
I had been shopping around for plastic surgeons but wanted to make sure I went with the best doctor I could find for the price. I remembered I heard on the radio about a company that financed everyone. Since my credit rating was not too high I decided to call them to see what my options where.
Right off the bat to even get a consultation you have to pay them $25 for the credit application and $199 for the appointment which if you decide not to schedule the operation they supposedly only stay with $49.00 for the appointment. Which means that just to see a doctor you end up paying them $74.00 and if you don't schedule they refund you the $150.
Well, I thought ok fine they do finance you in spite of your credit, but before I even gave them any of my information I researched their company and couldn't find complaints so it made me feel comfortable to go ahead with the consultation. I arrived at the doctors office and the doctor seemed to be very professional, no complaints there. When I decided to go through with scheduling the appointment for surgery they sent me to a little room where one of the assistants calls my choice medical and they get on the phone and give you the finance amount and payments and then they fax the paperwork to the assistant. Everything was so fast you hardly get any time to read the paperwork you are signing and then they sent me off without a copy of the paperwork I signed. I went home and began to feel uneasy about the whole situation and called my choice medical to tell them that first I didn't receive a copy of my paperwork and the girl on the phone was rude and told me well if you didn't get a copy is your fault because everyone leaves with a copy..so i asked her to mail me a copy and that i wanted to know what the policy was on cancelling a surgery. I was shocked when she told me that none of the money I gave them was refundable. At this point they had already withdrawn $999.00 plus the $25 for the application fee. She said we'll hold your appointment for a year but we can't refund your money...I said oh so you just made a $1000 without any service rendered? In most financing contracts you always find a period of at least 24 to 36 hours to change your mind and cancell. They don't give you that opportunity.
These people are professional thieves. They are ripping people off and not nickle and dimes but substantial amounts of money. I really think they need to be investigated. They are getting rich off of unsuspecting people.
Please don't be fooled by them. Like the saying goes, if it sounds to good to be true it usually is. That is why they are able to finance people with bad credit, because they rip off so many people they have large amounts of funds available!
Lizzy
Miami, Florida
U.S.A.
14 Updates & Rebuttals
Stacey
Dallas,Texas,
U.S.A.
candy box
#15Consumer Comment
Sun, January 11, 2009
Your spelling and grammer say alot about your surgical procedure
No insurance pays for cosmetic surgery - unless it is a medical necessity ie - facial reconstuction, breast replacement from a masectomy etc etc - My Surgeon takes insurance but for only medical purposes not elective purposes
You screwed yourself get over it
Stacey
Dallas,Texas,
U.S.A.
candy box
#15Consumer Comment
Sun, January 11, 2009
Your spelling and grammer say alot about your surgical procedure
No insurance pays for cosmetic surgery - unless it is a medical necessity ie - facial reconstuction, breast replacement from a masectomy etc etc - My Surgeon takes insurance but for only medical purposes not elective purposes
You screwed yourself get over it
Stacey
Dallas,Texas,
U.S.A.
candy box
#15Consumer Comment
Sun, January 11, 2009
Your spelling and grammer say alot about your surgical procedure
No insurance pays for cosmetic surgery - unless it is a medical necessity ie - facial reconstuction, breast replacement from a masectomy etc etc - My Surgeon takes insurance but for only medical purposes not elective purposes
You screwed yourself get over it
Stacey
Dallas,Texas,
U.S.A.
candy box
#15Consumer Comment
Sun, January 11, 2009
Your spelling and grammer say alot about your surgical procedure
No insurance pays for cosmetic surgery - unless it is a medical necessity ie - facial reconstuction, breast replacement from a masectomy etc etc - My Surgeon takes insurance but for only medical purposes not elective purposes
You screwed yourself get over it
Candy Box
Oakdale,California,
U.S.A.
MY CHOISE MEDICAL IS NOT A RIP OFF
#15Consumer Comment
Sun, January 11, 2009
HI I USED MY CH MEDICAL AND AT FRIST IT SEAMED OD I WAS VERY UNSURE ABOUT EVERYTHING BUT I DID IT ANYWAY AND THEY PLACED ME WITH A GREST SEGRGEN AND IM VERY HAPPY WITH MY RESOLTES AND MY PLAYMENTS ARE VERY LOW
Christine
Racine,Wisconsin,
U.S.A.
Question
#15Consumer Suggestion
Tue, July 01, 2008
I don't understand why you would get elective plastic surgery if you can't afford it. If this was medically necessary, insurance should cover it.
Laurie
Stroudsburg,Pennsylvania,
U.S.A.
Customer Service
#15UPDATE Employee
Tue, July 01, 2008
After reviewing the concerns expressed by the consumer, I appreciate her willingness to allow me to assist her and to understand her viewpoint on the situation. We respect her decision and have honored her request for her refund.
Our goal as a company is to ensure the consumer is happy with the decisions that they have made for themselves.
We wish her all the best.
Laurie
Stroudsburg,Pennsylvania,
U.S.A.
Customer Service
#15UPDATE Employee
Tue, July 01, 2008
After reviewing the concerns expressed by the consumer, I appreciate her willingness to allow me to assist her and to understand her viewpoint on the situation. We respect her decision and have honored her request for her refund.
Our goal as a company is to ensure the consumer is happy with the decisions that they have made for themselves.
We wish her all the best.
Laurie
Stroudsburg,Pennsylvania,
U.S.A.
Customer Service
#15UPDATE Employee
Tue, July 01, 2008
After reviewing the concerns expressed by the consumer, I appreciate her willingness to allow me to assist her and to understand her viewpoint on the situation. We respect her decision and have honored her request for her refund.
Our goal as a company is to ensure the consumer is happy with the decisions that they have made for themselves.
We wish her all the best.
Laurie
Stroudsburg,Pennsylvania,
U.S.A.
Customer Service
#15UPDATE Employee
Tue, July 01, 2008
After reviewing the concerns expressed by the consumer, I appreciate her willingness to allow me to assist her and to understand her viewpoint on the situation. We respect her decision and have honored her request for her refund.
Our goal as a company is to ensure the consumer is happy with the decisions that they have made for themselves.
We wish her all the best.
Lizzy
Miami,Florida,
U.S.A.
My Choice Medical and Drs Say Yes
#15Author of original report
Mon, June 30, 2008
After filing my report on ripoffreport.com, I also decided to file a report with the Better Business Bureau and send My Choice Medical a copy of both to see if they would respond and try to resolve this issue. A few hours later i received an email from Laurie Riccio of their company letting me know she would work with me to get the refund but the best part of all is that she wanted to know details of what happened. I hope that she will used this to train their personnel to assist customers with these issues which will give credibility to their company. I will let you know if my refund was issued.
Lizzy
Miami,Florida,
U.S.A.
My Choice Medical and Drs Say Yes
#15Author of original report
Mon, June 30, 2008
After filing my report on ripoffreport.com, I also decided to file a report with the Better Business Bureau and send My Choice Medical a copy of both to see if they would respond and try to resolve this issue. A few hours later i received an email from Laurie Riccio of their company letting me know she would work with me to get the refund but the best part of all is that she wanted to know details of what happened. I hope that she will used this to train their personnel to assist customers with these issues which will give credibility to their company. I will let you know if my refund was issued.
Lizzy
Miami,Florida,
U.S.A.
My Choice Medical and Drs Say Yes
#15Author of original report
Mon, June 30, 2008
After filing my report on ripoffreport.com, I also decided to file a report with the Better Business Bureau and send My Choice Medical a copy of both to see if they would respond and try to resolve this issue. A few hours later i received an email from Laurie Riccio of their company letting me know she would work with me to get the refund but the best part of all is that she wanted to know details of what happened. I hope that she will used this to train their personnel to assist customers with these issues which will give credibility to their company. I will let you know if my refund was issued.
Lizzy
Miami,Florida,
U.S.A.
My Choice Medical and Drs Say Yes
#15Author of original report
Mon, June 30, 2008
After filing my report on ripoffreport.com, I also decided to file a report with the Better Business Bureau and send My Choice Medical a copy of both to see if they would respond and try to resolve this issue. A few hours later i received an email from Laurie Riccio of their company letting me know she would work with me to get the refund but the best part of all is that she wanted to know details of what happened. I hope that she will used this to train their personnel to assist customers with these issues which will give credibility to their company. I will let you know if my refund was issued.