MY Fico, Experiene, Transunion ripoff Internet
I am writing because I am being treated unfairly by myfico and The credit bureaus. I went to myfico and signed up for score-watch which is for Equifax and received my score. when I tried to order my other two scores I was told I didn't have enough information to get those scores from my fico. They said I had to talk to Experien and Transunion about it. I did and they were no help, they just said that they do have sufficient information but my fico needs to retrieve it. Myfico refuses to do anything about this but keep telling my I don't have any information.. Which I know I do and so does the credit bureaus. I need some help I am a 35 yr old woman and I and wanting to buy a house next year but you can't when you don't have all your scores.
Kelley
Bethany, Oklahoma
U.S.A.
1 Updates & Rebuttals
Kim
upper darby,Pennsylvania,
U.S.A.
my fico comments
#2Consumer Comment
Wed, July 14, 2010
Hi, i belong to my fico too. when I first started with them, I thought I would receive all 3 scores and realized they only give equifax. If you go to retailmenot.com you will find my fico promo codes for discounts on buying the transunion score. I did it today and got 25% off my transunion score through My Fico. My Point is when i did buy the transunion score through My Fico, I did receive it. However when I went to dispute online, it did say as you mentioned, not enough information to do this. It told me to call Transunion which I did at 800-493-2392. Uri was great, he asked a few questions to verify if it was me...asked which company my car loan was from and how much a month my car payment is...I told him, he verified it was correct. He said wait 10minutes and get back online to transunion. I did and the dispute was good to go! I had no problems. You must not of went about it correctly. Try the number I provided above. They were great help. It took 2 minutes! I thought I used to buy experian through My Fico too but today I see I couldnt. I went to Experian.com to buy it and the site wants us to check the box that says a "free trial" of 14.99/month for credit monitoring and scores and all that..I do not want to do that "free trial" thing and be stuck paying for it on my credit card. We all know how that rolls, you wont be able to cancel it & get the run around. So i will call experian and see if I can buy my score without the free trial.