Complaint Review: My State Processing/David & Minerva Young/Las Vegas

As of date, David Young and Minerva Young. I have sent off my Mortgage Fraud Complaint Package...over 60 pages of emails,documents, signatures of the correspondace between myself, David and Minerva Young of My State Processing. I also filed with the FBI's computer fraud section. And oh by the way(David) I have the taped conversation we had shortly after we spoke with Bank of America when we discovered there was no "Approved" in-house modification in which David was caught off guard when he received the phone call via three-way! Gotcha! I'm still building a case against Carla Devine, and I will get her. The package was sent to the Nevada Attorney General's Office via certified mail as of yesterday. Hopefully with this will be the  additional information we need in order to process these individuals as soon as possible. As I receive information from the Attorney General's Office, I will update this post. David, Minerva, Carla, we are coming and you will also get a visit from child protective services, so stick around!

If you filed a complaint with the NV Attorney Generals' office, you should have received a letter from them by now. Also , they are now contacting plaintiffs for interviews to discuss the situation. So good news!

Also, Channel 13 will be running a piece on this company in May- I don't have the date yet but will share it when I hear more.

Just sending an update to my situation. Still no contact from David or Minerva Young. I had a cell phone number I researched and found was I think to David. When the phone picked up, I said "Is this David"? First there was a pause then they hung up. I called back, then phone went to voice and the message said that the individual had not set up their voice mail? Also, I had sent in a complaint thru BBB and because the company was listed as "no longer in business" they could not move forward and suggested I  Go to: http://www.nvb.uscourts.gov/rules-forms/forms/local-forms/ which is the District State Of Nevada Bankruptcy Court and file a prook of claim. This will allow you to see wheter this company has filed bankruptcy. If so, you can be listed as a creditor, so you can get back some form of payment. This form is B10 Proof of Claim under the genreral sections under forms. Once this is done, they send info back to you to provide proof, i.e. documents, checks, emails, contracts used that will prove this company owes you. Also, I filed with the Federal Trade Commission, and also the FBI under the Internet Fraud Section. Again, once you submit the complaint, you must provide specific dates, names,(questionaire filled out) and submit. You will be contacted for further information or documents.

This correspondance is so David, Minerva and Carla Devine could buy themselves some time. As of this date, this so called company still owe us $2000 form the original $3000. All cell phones and websites have been disabled. WE ARE GOING TO PROSECUTE to the fullest, If we can't get David or Minerva, we will go after Carla Devine since she was the one who contacted us nd worked for David. She was also involved in the cease order in July of 2011, where David was not licensed.

David has still not contacted me or refunded my funds. Complaints were filed with state attorney generals office, federal trade commission, BBB, and small claims court. Thank you for the News13 contact. I spoke with him and will hopefully get some attention focused on this scam.

CHANNEL 13 NEWS IS LOOKING INTO HIM.CALL Daniel Gutierrez at channel 13 702-257-8340.he rip me off to butt he did do some work for me clear stuff up with bank of America.I only want half my money back and my file back.And the names of the people I need to talk too.

Please David grt in touch. this is Leah and could use your help.

I was a victim as well, and anyone who runs into this situation should be sure to report them to the authorities. I have taken the following actions so far, and after talking to the authorities they need a few more people to file reports:

File a complaint with

•  the Federal Trade Commission
  
• Nevada BBB
  
• NV State Attorney Generals Office
  
• NV Mortgage Authority

        I am sorry that I have not answered any questions or responded to mirror image posts pertaining to the losers David Young, Minerva Young and their cohort Carla Devine from My State Processing of Las Vegas, Nevada.  The day after Ripoff Report posted my complaint David Young called and said how my comment was and will hurt the loser's his business (Really? MY lil' ol' comment).  We were "asked" to sign a contract stating that we would not post or mention his, his wife or his business name. We felt like we had no choice.  No name mention = Our $3000 or Name mention = $0.  We reluctantly signed. Sounds a bit like BLACKMAIL to me. 
      
               After the losers David Young, Minerva Young and their cohort Carla Devine from My State Processing of Las Vegas, Nevada finished robbing BOTH Peter and Paul (probably one of you) AND not to mention about 2-3 weeks of his bullcaca and a few jigs, we recieved a $1000 wire transfer in our bank account. So of course we fell for another of the loser's David Young, Minerva Young and their cohort Carla Devine from My State Processing of Las Vegas, Nevada scams because we are still out of $2000. No call backs, e-mail response, nada, nothing, zip! No web-site either. Hmm?
         
          It's crazy how the loser David Young responded to our comments defending his work but did you notice how the more comments that we posted the less and less we all began to hear from the loser him. How dare us warn other people in need out there about scams artists like the losers  
David Young, Minerva Young and their cohort Carla Devine from My State Processing of Las Vegas, Nevada. What nerve we have! 
          
          I hope you read this loser David!  You can and have ripped us all off. You will probably continue to. I wonder though, do you buy gifts for your children with money I could be using to pay my gas bill?  Do you buy your wife beautiful clothing that my daughter deserves?  Do you drive your big SUV to church on Sunday while I'm at home clipping coupons? Do you take our money so that you can have more? Most of us just want to break even.  But our little pocket change that you took from us has done more damage then all of your "wanting more,more,more" could imagine.

      Attention to all victims of the losers David Young, Minerva Young and their cohort Carla Devine from My State Processing of Las Vegas, Nevada, I am giving them until 1 April 2012 to repay my $2000. No threats, no more flapping my trap....we will follow Ripoff Reports directions on a class action law suit....please join us!  What goes around........well, you know the rest! Thank You!

       P.S. Don't let the losers David Young, Minerva Young and their cohort Carla Devine from My State Processing of Las Vegas, Nevada bully you. If we don't bring this to people's attention they will continue their scam. And how some of you got all of your money back amazes me. How'd you do it? I'm sure the money was from Peter,Paul or one of us. Lucky you!

I have tried calling David Young numerous times to inquire about my refund as well that never showed up. Also no response to emails until threatened with legal action. David- Call your customers back if you are serious about your business. There are numerous reports regarding your business. Whatever classes you are taking, I suggest one in business ethics. 

This is just a response to the question that was asked with the conflicting address. When we initially had Legal Zoom help us with opening our company and filing the proper paperwork Legal Zoom recommended that we use their address. Since they are the professionals we went on their recommendation. If any customer is due any refunds from mystateprocessing have and will continue to receive. Thank you and if you do have any further questions please contact mystateprocessing directly as we will be more than happy to answer them.

I am also a customer of MyStateProcessing awaiting a refund, and I am willing to give David Young a bit more time before I move forward with any form of legal action. I was just wondering if since your last post, did you receive a portion of your refund? 

I also noticed that if you Google the company, the address shows 500 Rainbow Blvd suite 300a, different from the Lake Mead address. When I checked out this business, they didn't know who MyStateProcessing was and the phone number I got called from was Legalzoom.com and they said it was most likely a scam when I told them what was going on. 

Thanks in advance for your comments and diligence on this matter. I hope David Young comes through for everyone and can be trusted.

Let me first say...I do know the difference between "approved and pre-approved " when it comes to the email that your company sent sometime in July (2011) your "company" stated in an email that we were "approved" and David you know this! You can not and do not have a license to handle modifications....why don't you understand this. I really doubt if anyone in your office does.  Your rebuttal that is intented to put the blame on someone other than yourselves. Just like the company you were with before, you weren't licensed to handle modifications and you are not licensed to handle them now. The agreement you were suppose to draft up never made it to me as usual for the 24th. I quote "Ok will do..."I will have this in your email before noon my time tomorrow. Have a good night." You have never made good on your word, which again I believe is unprofessional. Everytime you said you will get back never happened and now at this point I am reconsidering following up with a class action that we spoke about before. Sent an email to that affect. In each rebuttal to those you owe a refund, you said we paid back all those who didn't qualify..You probably only been in business since The Mac Group incident-by the way they are still operating but under a different name of course. I'm done getting conned and frankly don't have time to waste tracking people down, when it's their responsibility to keep clients informed instead of trying to avoid them once they have their money. Read the email this will discuss how I intend to move forward. And YES I will continue to post negative information until all funds are returned or until a lawsuit is completed.

This is a response to the recent post regarding mystateprocessing. We have been honest with all customers regarding the modification process. There are times the Lenders will decline a homeowner for a modification even though they were pre-approved for a modification previously and is based upon the Investor Guidelines and / or the homeowners situation has changed throughout the process even if the homeowners meets the criteria. We are not here to mislead any customer as we are only trying to better a homeowners situation through their difficult times. Any customer that was due a refund from mystateprocessing has been paid back in full. There has not been any additional postings towards mystateprocessing for not issuing any refunds to customers that were due. It is our intention to pay the fees back to this customer based upon the agreement between the homeowner and mystateprocessing as he was declined for the modification based upon his investors guidelines and their financial situation. I do wish the homeowner the best and hope things will turn around for them.

This is just a response to a recent post for mystateprocessing. We have always been honest with customers and do the best we possibly can to ensure the best outcome for all homeowners that are struggling making their mortgage payments. There are times that even though a homeowner is pre-approved for a modification the bank can still decline a modification request depending upon investor guidelines and / or the borrowers situation changes throughout the process. mystateprocessing has always refunded any customer that was due a refund and / or declined for a modification. We are not here to take advantage of homeowners but to help them with their situations. I am currently working with this customer as of yesterday to issue their refund and rest assured they will receive it per the agreement with mystateprocessing and the homeowner. It is unfortunate that his bank was unwilling to work with him and reduce his payments and wish him the best in the future. Management

As of 24 January 2012 we have been promised our $3000 back from David Young of "My State Processing" (Las Vegas, Nevada). I was told this morning by David Young that our money order (even though he agreed to send the money back via certified check) was on it's way.  Once we have sucessfully deposited the money order into our bank account I will update this report further.~Karma~