National Action Financial Services Unfair debt collection, threatening, yelling, harrassment Norcross Georgia
For several weeks I have been contacted almost daily by NAFS, sometimes twice daily for a debt they claim I owe of $168 dollars. When I was actually able to talk to a human being and asked what account this was connected to, they told be it was my old MBNA credit card. I politely explained to the person that I had completed a pay-off arrangement on that account with the original lender and had indeed paid it off. I told her I would send her a copy of the pay-off letter. When I could not find my copy, she called back and began yelling at me that I would have to pay it off or face dire consequences. I explained to her that I didn't owe the original company any money and certainly didn't owe her company a dime. I then stated that her company must quit calling me. She stated they would call me as much as they liked until I paid this off.
In short, they are HARRASSING me on money I don't even owe. I've sent them a formal cease and desist letter. If they continue to call me I will sue.
Mayberryfan
Hartselle, Alabama
U.S.A.
3 Updates & Rebuttals
Mark
Houston,Texas,
U.S.A.
GET A ATTORNEY
#4Consumer Comment
Sat, June 20, 2009
File a report with the New York Attorney General they can't collect outside New York. File a complaint with the FTC send the collection company a cease and desist letter that they can't contact you and have fun also see this site at bud hibbs he had a listing of many of these crooks in the agency section
http://www.budhibbs.com/index.html
http://www.budhibbs.com/debtcollectorpages/national_action_financial_service.htm
Steph
Minor Hill,Tennessee,
U.S.A.
Have the # blocked
#4Consumer Comment
Fri, January 23, 2009
If this so called collection agency calls again and the 3 shows up Do not answer the phone ask the phone company about blocking the # from calling . Also if your phone has a speaker and a hold but when they call again hit the speaker button do not say a word then hit the hold button. Everytime they call do this
Laurie
Haslet,Texas,
U.S.A.
also send the debt validation letter
#4Consumer Comment
Thu, January 22, 2009
Its not your responsibilty to prove YOU PAID IT -
ITS THEIR RESPONSIBILITY TO VALIDATE THE DEBT IS YOURS.
THEY CAN'T that is why they continue to call you.
This collection agency is a KNOWN FDCPA Violator - read about them here
http://www.budhibbs.com/debtcollectorpages/national_action_financial_service.htm