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NATIONAL ATTORNEY COLLECTION SERVICES, INC ,NACS BEWARE....REFUSES TO PROVIDED WRITTEN SETTLEMENT LETTER AND WANTS PAYMENT OVER THE PHONE Glendale California
Please beware of NACS, we were contacted not to long ago regarding a bad debt and how they could settle without us going to court. We agreed to pay but we requested a written confirmation of the settlement be sent to us via fax, they refused and became very upset.
When we questioned why this was so hard to do being that we had never received a letter from them and we where trying to cooperate. There answer was well you owe it just pay it, we can take the payment over the phone.
Well first of all a company that will not confirm a binding settlement in writing is not someone you want to do business with. They threaten to take you to court, well go ahead, the judge will have a field day with you being that all courts do 90% of their work in writing and guess what then I would get a WRITTEN judgement.
I spoke to four women (Jessica Valdez ext. 227/Amy Gonzalez ext. 228/Lola Solar and Ciomara Villegas) that to my surprise did not want to speak English, all communications where being forced to be done in Spanish and the little English they did speak was very hard to understand.
If you have to deal with this company and they threaten to take you to court, it might be worth it being that atleast it will be legal and in writting.
Juliana
Fresno, California
U.S.A.
3 Updates & Rebuttals
Laurie
Haslet,Texas,
U.S.A.
GO TO budhibbs.com ASAP Besides agreeing to a settlement did you
#4Consumer Comment
Thu, April 02, 2009
Send written request of Debt Validation via certified mail - return receipt?
They are legally required to PROVE the debt is yours - they cannot just call and demand that you pay them.
2. how old is the debt? The statute of limitations in CA is 4 years - older then that they CANNOT SUE YOU!
YOU HAVE MADE SEVERAL MISTAKES ALREADY - DO IT RIGHT
go to the website listed above and read Dealing with Collectors 101..
It is Illegal for Debt Collectors to:
Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages;
Call consumers at work when they knew the consumers' employers prohibited such calls;
Talk with third parties, including neighbors, children, and employers, for purposes other than acquiring location information about consumers, without consumers' consent;
Cause the telephone to ring, or engage a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer;
Threaten to take action -- such as filing a lawsuit -- when they did not intend to do so;
Call consumers at times or places that they knew or should have known were inconvenient;
Fail to notify consumers of their right to dispute and obtain verification of their debts, and to obtain the name of the original creditor
Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts.
Use obscene or profane language
John
Louisville,Kentucky,
U.S.A.
RE:
#4Consumer Comment
Thu, April 02, 2009
Debt collectors will often pretend to be (or represent) attorneys when this is not the case. This is a violation of federal law. To confirm if this is a real legal threat, ask for their attorney's full name and license number in the state bar association. Call your state bar association to confirm this info. If they refuse to give this info to you, then the legal threat is probably a bluff.
Steph
Minor Hill,Tennessee,
U.S.A.
This could be a scam
#4Consumer Comment
Wed, April 01, 2009
Do not give them any bank imformation this could be a scam