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National Credit Solutions - NCS - Capital Managment Systems - BMG Music Bad business Oklahoma City Oklahoma 73135, Oklahoma
National Credit Solutions, Collection
Agency, RIP-OFF - BREAKING THE LAW & VERY RUDE
I received a notice from a company who monitors my credit report
recently and noticed that a derogatory account was added to mycreditreport for something I did not authorize authorize or give my approval on. I found out it
was an account with Columbia House stating I owed $54 and they said in 2007 I
signed up for free DVD movies. However, they reported this to the 3 credit
bureaus this account became
delinquent in 2008 when it was closed.
100% of all corporations and creditcardcompanies today will put
your account in delinquent status if you do not pay after 30 days, and close
the account after 90 days.
When I called National Credit Solutions and spoke to a lady this
evening about this account, I was being very professional and nicely asked her
to show me proof the account is mine, and that I was disputing the $54 amount
and wanted to know why I was not contacted by their company to allow me to
dispute this matter before they added it to my CREDIT REPORT.
When began discussing this information the lady that I was
speaking to would start talking over me and not allow me to finish talking, and
then she started yelling at me. I asked to speak with a supervisor and the lady
told me there was one available, but I would be on hold for a long time before
I was able to speak with one.
I have never made a payment, and have never once received any
letter, phone call, email, or communication with this company because if I did,
I would have paid the bill, if I did owed it.
THIS COMPANY IS CLEARLY IN VIOLATION OF FTC LAWS. IT IS FLAT OUT
ILLEGAL AND AGAINST THE LAW.
National Credit Solutions HAS CLEARLY violated the federal Fair DebtCollectionPracticesAct by reporting
false, deceptive and misleading information about the plaintiff to the three
national credit reporting agencies.
I AM TAKING THE FOLLOWING ACTION IMMEDIATELY:
1. Filing a ripoff report here so everyone will know about this
company.
2. Filing a report with the BBB in their local area
3. Filing an FTC complaint
4. Filing a report with the Attorney Generals Office
5. Contacting an Attorney
BEWARE! Always check your credit reports. You can go to and you
can check your reports online every day, each month and see what is going on.
The collectionagencies do this because
they know they can get away with it, and they can re-age old accounts whenever
they feel like it, because they are getting away with it.
But they are not getting away with this with me either!
Victim of fraud
A big thank you too Victim of Fraud from
1 Updates & Rebuttals
anonymus
orlando,Florida,
United States of America
In your defense
#2Consumer Comment
Tue, February 07, 2012
National Credit Systems seems to love to play these kind of games. I am having a similar problem with this same company. I was turned into the national credit bureau by them without my knowledge. I have disputed it on my credit report,and filed a complaint with the BBB and the FTC. I have been at it for months now and I am now getting ready to play some hardball with these folks. They refuse to respond to my request for validation that I have requested twice now, and they continue to verify invalid false information to the national credit bureau. Good Luck with trying to fight them yourself. I would suggest taking all the proper steps as I have mentioned..(requesting validation etc.) and seeking legal counsel. If you go to justiadockets.com, you will see all the lawsuits they have had filed on them for the same type of these issues.