National Pacific Debt LLC. Debt Council This so-called DEBT COLLECTOR has been sending several emails demanding payment of $1170 for Loan I never took out. If unpaid or no settlement out of court i risk going to jail and Feds contacted. Internet
The emails I've received from this fraud company is exactly that FRAUD! The get all your information. They pulled a credit report on my name, had all my information, my address, my social security number, and name. SCAM SCAM SCAM. Here is a copy & paste email from what I received and I've also flagged the email & changed my personal info.
LOAN INFORMATION:
Company Name: National Pacific Debt LLC.
Due Amount: $1170.00.
Warning Date: 6thSeptember, 2014.
Name: oooooooo
Address: 0000000
MIAMI
State: FL
Zip: (((REDACTED)))
This is to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your S.S.N. (00000000) is put on hold by US Federal Government. Your debt is remaining for $1170.00.
This is the Civil Investigations Unit. We are contacting you in regards to a complaint being filed against you, pursuant to claim and affidavit number D00D-2932, where you have been named a respondent in a court action and must appear… You or your attorney will have 24 to 48 hours to oppose this matter.
(Case file # 15/55446 LN)
Our company name is NationalPacific Debt LLC which stands forthe association of original creditor and Settlement Company NationalPacific Debt LLC is parent Payday Loan Company who owes and operates about more than 350 payday loan websites all over the USA.
A lawsuit has been filed against you.
Within 7 days after service of this summons on you (not counting the day you received it) — or 21 days if you Is the United States or a United States agency, or an officer or employee of the United States described in Fed. R. Civ.
P. 12 (a) (2) or (3) — you must serve on the plaintiff an answer to the attached complaint or a motion under Rule 12 of
The Federal Rules of Civil Procedure. The answer or motion must be served on the plaintiff or plaintiff’s attorney,
Whose name and address are?
If you fail to respond, judgment by default will be entered against you for the relief demanded in the complaint.
COMPLAINT UNDER THE CIVIL RIGHTS ACT, 42 U.S.C. § 1983
1. Civil lawsuit was filed against the debtor in the name of a debt buyer. The underlying debt happened to be an old debt.
2. The Debtor failed to answer the complaint in a timely fashion thus leading to the issuance of a default judgment in favor of the debt buyer.
3. The lawyer for the debt buyer proceeded to use discovery procedures “in aid of execution of the judgment”. These procedures empower the debt collection lawyer to send “interrogatories” to the debtor and to schedule the debtor for a deposition. The purpose of this is to locate any assets which the debtor may have and which may be amenable to execution.
4. The debt collection lawyer noticed the debtor for a deposition. The deposition was of course located at the debt collection lawyer’s office on the opposite side of the state. The debtor attempted to reschedule, but the debt collection lawyer refused.
5. When the debtor failed to attend the deposition, the debt collection lawyer filed two motions with the court, the end result being the Order of Copies warranting the arrest and subsequent incarceration of the debtor.
If you fail to Make payment then your case file will be submitted inside the FBI Headquarters, this is the final warning make payment as soon as possible I hope you understand how many times this message has been sent to you. We have warned you so many times and you have decided to ignore our e-mails, we have been instructed to get you arrested immediately and today if you fail to respond back to us with the payment then we will close your bank account and jail you and all your properties will be confiscated by the FBI.
I have all the proofs with all of your personal details in the loan contract with me. So before it gets downloaded inside the court house with the legal procedures on your name and on your social security number with hampering your credit ratings Just reply me back whether you want to put a hold on this case file and settle it outside the court house with the settlement amount and close it or else you want to take this matter inside the court house with the penalty fees and judge fees and court house fees and you may end up in a legal mess.
Some information used to make this decision was obtained from the consumer reporting agency (agencies) listed below. This consumer reporting agency (agencies) did not make this credit decision. If you want settle your account outside the court house you have pay your dept within next 3 day reporting agency.
The Case file was judgmentally reviewed following reason(s):
Information about your External Credit Score used in this evaluation for credit
|
|
|
Your Credit Score: 460 |
|
Date: 06/14/2013 |
|
Scores range from a low of 300 to a high of 620. |
TOO MANY LOAN APPLY IN LAST 24 MONTHS HAVE BEEN 90 DAYS PAST DUE NUMBER OF MONTHS SINCE 30 DAYS PAST DUE ON A CREDIT ACCOUNT IS TOO LOW TOO FEW ACCOUNTS CURRENTLY PAID AS AGREED
NUMBER OF MONTHS SINCE CREDIT ACCOUNT IN COLLECTIONS IS TOO LOW NUMBER OF INQUIRIES ON CREDIT REPORT
If you settle this debt, the savings considered “income” for tax purposes.
When your creditor settles your debt, a savings of $600 or more off what you owed may be reported by Debt Settlement Council Inc to the IRS as Discharge of Indebtedness income. Information on tax ramifications to you personally you may also wish to consult a CPA or Tax Attorney and to refer to the IRS website www.irs.govIRS Publication 908- “Bankruptcy Tax Guide” and IRS Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness available on the IRS website.
3 Hard allegations have been pressed against your name and your Social Security Number.
1. Violation of Federal Banking Regulation.
2. Collateral Check Fraud.
3. Theft by Deception.
What you want to do with your case file? Whether you want to settle the matter inside the court house with the legal procedures or you want to take care of this matter outside the court house by paying the settlement amount back to the company?
I just want your intention on this case file that do you want to put a hold on this case file or should I process it inside the court house?
In the event we do not receive full payments from you by required date, we will proceed to commence legal proceedings, as provided to us by the guaranty and will additionally assess you legal fees and costs for such legal proceedings, as provided to us by guaranty
USA RESIDENTS: The USA laws against discrimination require that all creditors make credit equally available to all credit worthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The USA Civil Rights Commission administers compliance with this law.