Complaint Review: NATIONAL TITLE PAWN OF DALTON

I have read the reports filed by Tim and am very glad to see that he got it resolved. I would like to say that I have been in this industry for over 16 years and eight of them has been as an employee of this company. Most dissatisified customers give this industry a bad rap. First of all it is not fair to assume that all title pawn companies are the same because they are not. We strive to do everything in our power to keep our customer happy and satisfied. We explain exactly what they are obligating themselves to. I also ask my customers if they understand everything I have explained to them before I let them sign the contract.

We also tell them the fastest way out of a pawn is to pay it out in 30 days. I try and encourage my customers to pay as much as they can OVER the interest so they can get out of the debt faster. We do not want anyones vehicle, that is not what we are here for. We are here to have a sucessful business yes, but we are here to help people who are unbanked and people who may not have the credit worthyness to get money anywhere else. I let my customers know if they have a problem with making a payment all they need to do is let me know and we will work it out. We have compassion for our customers, we understand that each customer we have is different, one from the next.

We strive to meet each individuals needs as they arise. I had a customer who had been with me for several years start complaining about the interest we charge and saying we were ripping people off. I told him, you came to me because you needed the money and you knew exactly what you were doing and how much it was going to cost for the pawn. I have people tell me everyday that they do not know what they would have done if we didn't help them and thanked me for working with them. I tell them that they are a blessing and it was my honor to help them.

I HAVE SINCE SPOKEN WITH THE NEW MANAGER OF NATIONAL THEY WERE IN THE PROCESS OF CHANGING MANAGERS I THINK IS A BIG THING I NEVER SPOKE DIRECTLY WITH HER ABOUT MY ACCOUNT TO TRY WORKIN ANYTHING OUT WE HAVE CAME TO AN AGREEMENT ALTHO AFTER A WARRANT WAS ISSUED FOR THOSE OF YOU STATING THAT IT WASNT POSSIBLE!!!WE HAVE AGREED TO A PLAN SO BY MONDAY MORNING WE HOPE TO HAVE THIS MOSTLY RESOLVED,AS FOR THE REPO MAN I THINK HE GIVES UP TO EASILY ON FINDING PEOPLE HES OLD SCHOOL IM FROM HERE AND IF YOU WANNA FIND SOMEONE IN THIS TOWN I KNOW HOW I HAVE REPO'D FOR THE BEST !!BUT ENOUGH ABOUT MY OPINION I WANNA SAY THANKS TO THE MANAGER FOR TRYIN TO WORK WITH ME ONLY WISH W COULD HAVE SPOKEN SOONER,ILL KEEP THIS UPDATED AS FOR THE (REPO MAN ) HE SHOULD LOOK INTO USING THE INTERENT TO LOCATE PEOPLE HIS WAY IS OLD SCHOOL TIMES HAVE CHANGED SO IF YOU GUYS NEED TO FIND ANYONE IM THE MAN!!! THANKS TO THE MANAGER !!

So then sounds like you went to a title loan place and took out a loan on your car title. The only problem being that you do not hold clear title to the property the bank or some other entity does. Does that sound about right to you????

This being the case where is the ripoff?? You are ripping off National Title Pawn not the other way around right??

As a former retired law enforcement officer from the State of Georgia I can tell you that the only way a warrant can be issued for you in a civil matter is you commit a criminal act. These would be fraud with the actual title, preventing the repossession of the vehicle or writing a bad check as a payment. A magistrate can only issue a warrant if a violation of criminal statues has been committed. There is more to this story we're not hearing. If it actually is as you state report the matter to the GBI for investigation.

First of alll steve where od you live in florida? yes u dumba-- laws are totally different her than there i know and as for my spelling its the keyboard i dont have all day to make things perfect for dumba--ess like u. and i have three names of people who have been locked up for this infraction it falls under theft by deception of a loan! thank you brian chastain, laura wilder and albert jackson was arrested last time i was in court so if your satisfied now plz tell me if not o well get a life and stcik to florida law cause u dont know much about ga i can see!!!!!

they never even came to get the truck it here in my driveway they just turn it over to courts i called and if i turn in the truck befroe court right i dont go to jail but i do have to pay repo fees for a repo that never happened hey i need a job like that get paid and dont have to do anything lol either way i feel they donr me wrong on the charging of the mojney thats my issue and ill never do business with thenm again this is the second time i should have knew better ....

Tim,

You CANNOT be locked up for a bad debt. Period. I don't know what kind of crack you are smoking, but you need to put it down.

Your are obviously a moron, es evidenced by your illiterate ramblings. Go back to school and learn how to read and write, and maybe you won't need title loan places. Try some capitalization, punctuation, and a spell checker for starters.

Please post one person's name here that you know that has been locked up for bad debt. Just one. Or are you just listening to the idle threats of a crackhead debt collector?

I just reread it. You must be hiding the car and not giving it to them when they came to repo it.......that will do it. If you stop making payments toward a car loan (which this is a car note) and you hide the car and do not let them repo it they can charge you with theft. I would suggest turning it over and/or trying to work out a payment plan.

I just reread it. You must be hiding the car and not giving it to them when they came to repo it.......that will do it. If you stop making payments toward a car loan (which this is a car note) and you hide the car and do not let them repo it they can charge you with theft. I would suggest turning it over and/or trying to work out a payment plan.

I just reread it. You must be hiding the car and not giving it to them when they came to repo it.......that will do it. If you stop making payments toward a car loan (which this is a car note) and you hide the car and do not let them repo it they can charge you with theft. I would suggest turning it over and/or trying to work out a payment plan.

I dont know of any rules in any state that you would get locked up for this.... the only thing I can think of is if you wrote a bad check and they fowarded it to the proper officials....or if you took the property and they asked for it to be returned because it has not been paid off and you hid it/ in some states that can be considered theft. Usually that only applies to rent-to-own or auto repo cases. Please explain what they said in the paperwork from the courts why they are trying to lock you up!

I dont know of any rules in any state that you would get locked up for this.... the only thing I can think of is if you wrote a bad check and they fowarded it to the proper officials....or if you took the property and they asked for it to be returned because it has not been paid off and you hid it/ in some states that can be considered theft. Usually that only applies to rent-to-own or auto repo cases. Please explain what they said in the paperwork from the courts why they are trying to lock you up!

I dont know of any rules in any state that you would get locked up for this.... the only thing I can think of is if you wrote a bad check and they fowarded it to the proper officials....or if you took the property and they asked for it to be returned because it has not been paid off and you hid it/ in some states that can be considered theft. Usually that only applies to rent-to-own or auto repo cases. Please explain what they said in the paperwork from the courts why they are trying to lock you up!

yes that is the whole story they lock you up here for non-payment i think the judge maybe paid off as well the whole town here is corrupt!!!!! someone needs to come in here and straighten this place out for real!!Dalton Georgia

You may be leaving alot out here but last I heard there is no such thing as debtors prison in the good ole US of A. Who knows maybe you are being summoned as a witness against these folks for usury or something.

Was the title to your car or was there someone elses name on the title?? Did you bounce any checks while paying this??

Like I said some details missing here. Please tell the whole story (or a short version of it)