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NATIONAL TITLE PAWN OF DALTON RIP OFF BORROWED 300 HAVE PAID OVER THAT AND STILL OWE $ 462.00 TRYING TO LOCK ME UP FOR NON PAYMENT TWICE IN MAGISTRATE DALTON Georgia
national title pawn is rip off they got me before on a dodge stealth like this ,i swore i would never use them again but finances of these days i had no choice. i borrowed 320.00 to start the 20 had to pay titles fees. well i have paid on it several times and then recieved a letter from magistrate court to determine if they are probable cause exist to that a crime has been commited,and whether criminal warrant should be issued! can you believe this, i mean these people got more than what i have borrowed and still want me locked up and from what i have heard, the judge will lock you up for them if you dont pay this off. when you appear at court from people who have been thru this already.
is this fair i think something should be done. they tryed to set legal limits on their interest rates but said title paws payed off local goverment letting the bill be disposed of is this fair? to us the consumer? Can anyone help this is freakin crazy. on august 2 2008 ill be in jail for not paying 460 dollars on a truck i borrowed 320 on wtf !!!
I guess media coverage is what ill have to do to open peoples eyes i will repost this on every site i can find pertaining to this matter.if i am in jail my brother will continue to update this and whats goin on. i did not know you could be locked up for not being able to pay a debt!!!! if so 99% of america would be locked up today!!!dont you guys think.National title pawn is a ripoff anyone who has dealt with this plz reply and lets get together!!!
Tim
dalton, Georgia
U.S.A.
15 Updates & Rebuttals
8 Year Employee Of Ntp
DALTON,Georgia,
U.S.A.
Understanding Title Pawning 101
#16UPDATE Employee
Mon, July 21, 2008
I have read the reports filed by Tim and am very glad to see that he got it resolved. I would like to say that I have been in this industry for over 16 years and eight of them has been as an employee of this company. Most dissatisified customers give this industry a bad rap. First of all it is not fair to assume that all title pawn companies are the same because they are not. We strive to do everything in our power to keep our customer happy and satisfied. We explain exactly what they are obligating themselves to. I also ask my customers if they understand everything I have explained to them before I let them sign the contract.
We also tell them the fastest way out of a pawn is to pay it out in 30 days. I try and encourage my customers to pay as much as they can OVER the interest so they can get out of the debt faster. We do not want anyones vehicle, that is not what we are here for. We are here to have a sucessful business yes, but we are here to help people who are unbanked and people who may not have the credit worthyness to get money anywhere else. I let my customers know if they have a problem with making a payment all they need to do is let me know and we will work it out. We have compassion for our customers, we understand that each customer we have is different, one from the next.
We strive to meet each individuals needs as they arise. I had a customer who had been with me for several years start complaining about the interest we charge and saying we were ripping people off. I told him, you came to me because you needed the money and you knew exactly what you were doing and how much it was going to cost for the pawn. I have people tell me everyday that they do not know what they would have done if we didn't help them and thanked me for working with them. I tell them that they are a blessing and it was my honor to help them.
Tim newton
dalton,Georgia,
U.S.A.
update!!!
#16Author of original report
Thu, April 03, 2008
I HAVE SINCE SPOKEN WITH THE NEW MANAGER OF NATIONAL THEY WERE IN THE PROCESS OF CHANGING MANAGERS I THINK IS A BIG THING I NEVER SPOKE DIRECTLY WITH HER ABOUT MY ACCOUNT TO TRY WORKIN ANYTHING OUT WE HAVE CAME TO AN AGREEMENT ALTHO AFTER A WARRANT WAS ISSUED FOR THOSE OF YOU STATING THAT IT WASNT POSSIBLE!!!WE HAVE AGREED TO A PLAN SO BY MONDAY MORNING WE HOPE TO HAVE THIS MOSTLY RESOLVED,AS FOR THE REPO MAN I THINK HE GIVES UP TO EASILY ON FINDING PEOPLE HES OLD SCHOOL IM FROM HERE AND IF YOU WANNA FIND SOMEONE IN THIS TOWN I KNOW HOW I HAVE REPO'D FOR THE BEST !!BUT ENOUGH ABOUT MY OPINION I WANNA SAY THANKS TO THE MANAGER FOR TRYIN TO WORK WITH ME ONLY WISH W COULD HAVE SPOKEN SOONER,ILL KEEP THIS UPDATED AS FOR THE (REPO MAN ) HE SHOULD LOOK INTO USING THE INTERENT TO LOCATE PEOPLE HIS WAY IS OLD SCHOOL TIMES HAVE CHANGED SO IF YOU GUYS NEED TO FIND ANYONE IM THE MAN!!! THANKS TO THE MANAGER !!
Steven
Jacksonville,Florida,
U.S.A.
Theft by deception of a Loan ehh
#16Consumer Suggestion
Sun, March 30, 2008
So then sounds like you went to a title loan place and took out a loan on your car title. The only problem being that you do not hold clear title to the property the bank or some other entity does. Does that sound about right to you????
This being the case where is the ripoff?? You are ripping off National Title Pawn not the other way around right??
Ron
Greer,South Carolina,
U.S.A.
Not possible
#16Consumer Comment
Sat, March 29, 2008
As a former retired law enforcement officer from the State of Georgia I can tell you that the only way a warrant can be issued for you in a civil matter is you commit a criminal act. These would be fraud with the actual title, preventing the repossession of the vehicle or writing a bad check as a payment. A magistrate can only issue a warrant if a violation of criminal statues has been committed. There is more to this story we're not hearing. If it actually is as you state report the matter to the GBI for investigation.
Tim Newton
Dalton,Georgia,
U.S.A.
To steve in florida
#16Author of original report
Sat, March 29, 2008
First of alll steve where od you live in florida? yes u dumba-- laws are totally different her than there i know and as for my spelling its the keyboard i dont have all day to make things perfect for dumba--ess like u. and i have three names of people who have been locked up for this infraction it falls under theft by deception of a loan! thank you brian chastain, laura wilder and albert jackson was arrested last time i was in court so if your satisfied now plz tell me if not o well get a life and stcik to florida law cause u dont know much about ga i can see!!!!!
Tim newton
dalton,Georgia,
U.S.A.
update!!!
#16Author of original report
Sat, March 29, 2008
they never even came to get the truck it here in my driveway they just turn it over to courts i called and if i turn in the truck befroe court right i dont go to jail but i do have to pay repo fees for a repo that never happened hey i need a job like that get paid and dont have to do anything lol either way i feel they donr me wrong on the charging of the mojney thats my issue and ill never do business with thenm again this is the second time i should have knew better ....
Steve
Bradenton,Florida,
U.S.A.
Tim needs an education, in more ways than one! Cannot go to jail for non payment of debt.
#16Consumer Suggestion
Sat, March 29, 2008
Tim,
You CANNOT be locked up for a bad debt. Period. I don't know what kind of crack you are smoking, but you need to put it down.
Your are obviously a moron, es evidenced by your illiterate ramblings. Go back to school and learn how to read and write, and maybe you won't need title loan places. Try some capitalization, punctuation, and a spell checker for starters.
Please post one person's name here that you know that has been locked up for bad debt. Just one. Or are you just listening to the idle threats of a crackhead debt collector?
Robandmar01
Fort Wayne,Indiana,
U.S.A.
ahhhhhhhhhhhhhhhhhh... I figured it out...
#16Consumer Suggestion
Fri, March 28, 2008
I just reread it. You must be hiding the car and not giving it to them when they came to repo it.......that will do it. If you stop making payments toward a car loan (which this is a car note) and you hide the car and do not let them repo it they can charge you with theft. I would suggest turning it over and/or trying to work out a payment plan.
Robandmar01
Fort Wayne,Indiana,
U.S.A.
ahhhhhhhhhhhhhhhhhh... I figured it out...
#16Consumer Suggestion
Fri, March 28, 2008
I just reread it. You must be hiding the car and not giving it to them when they came to repo it.......that will do it. If you stop making payments toward a car loan (which this is a car note) and you hide the car and do not let them repo it they can charge you with theft. I would suggest turning it over and/or trying to work out a payment plan.
Robandmar01
Fort Wayne,Indiana,
U.S.A.
ahhhhhhhhhhhhhhhhhh... I figured it out...
#16Consumer Suggestion
Fri, March 28, 2008
I just reread it. You must be hiding the car and not giving it to them when they came to repo it.......that will do it. If you stop making payments toward a car loan (which this is a car note) and you hide the car and do not let them repo it they can charge you with theft. I would suggest turning it over and/or trying to work out a payment plan.
Robandmar01
Fort Wayne,Indiana,
U.S.A.
Did you write a bad check?
#16Consumer Suggestion
Fri, March 28, 2008
I dont know of any rules in any state that you would get locked up for this.... the only thing I can think of is if you wrote a bad check and they fowarded it to the proper officials....or if you took the property and they asked for it to be returned because it has not been paid off and you hid it/ in some states that can be considered theft. Usually that only applies to rent-to-own or auto repo cases. Please explain what they said in the paperwork from the courts why they are trying to lock you up!
Robandmar01
Fort Wayne,Indiana,
U.S.A.
Did you write a bad check?
#16Consumer Suggestion
Fri, March 28, 2008
I dont know of any rules in any state that you would get locked up for this.... the only thing I can think of is if you wrote a bad check and they fowarded it to the proper officials....or if you took the property and they asked for it to be returned because it has not been paid off and you hid it/ in some states that can be considered theft. Usually that only applies to rent-to-own or auto repo cases. Please explain what they said in the paperwork from the courts why they are trying to lock you up!
Robandmar01
Fort Wayne,Indiana,
U.S.A.
Did you write a bad check?
#16Consumer Suggestion
Fri, March 28, 2008
I dont know of any rules in any state that you would get locked up for this.... the only thing I can think of is if you wrote a bad check and they fowarded it to the proper officials....or if you took the property and they asked for it to be returned because it has not been paid off and you hid it/ in some states that can be considered theft. Usually that only applies to rent-to-own or auto repo cases. Please explain what they said in the paperwork from the courts why they are trying to lock you up!
Tim Newton
Dalton,Georgia,
U.S.A.
to your question
#16Author of original report
Fri, March 28, 2008
yes that is the whole story they lock you up here for non-payment i think the judge maybe paid off as well the whole town here is corrupt!!!!! someone needs to come in here and straighten this place out for real!!Dalton Georgia
Steven
Jacksonville,Florida,
U.S.A.
Last I heard
#16Consumer Suggestion
Thu, March 27, 2008
You may be leaving alot out here but last I heard there is no such thing as debtors prison in the good ole US of A. Who knows maybe you are being summoned as a witness against these folks for usury or something.
Was the title to your car or was there someone elses name on the title?? Did you bounce any checks while paying this??
Like I said some details missing here. Please tell the whole story (or a short version of it)