Complaint Review: National union fire insuranceof PittsburghPA

 Bank of america made the first year payments to NUF,if i accepted the $10,000 policy for accident coverage.On the 13th month i had to pay $9.95 and the policy coverage increased to $240,000.
 
  Started on 07/29/2009 for 10k and on 07/23/2010 jumped to 240k.

 11/15/2010
                   Was doing electrical work onboard a navy ship, , a welder crashed his scizzor lift cart to the ladder i was standing on.I made a claim to NUF, didnt accept it.Now im told that i had to get killed or loose an arm,leg,etc to get the coverage. Im still making payments . The contract is for accidents not death,now they are changing the rules to avoid paying me. 
  I callede them several times and get same answer,sorry. I lost my job and waiting for permanent dissability,.STILL REFUSE TO COVER   MY CLAIM