Nationwide Cash "Ambassador Finacial" Fraudent Company***BEWARE*** Espanola New Mexico
9.26.07 I got a pay-day loan stupid I know....Loan AMT 300.00 Pay-off 390.00 ACH debit out of guess what a COMPASS bank acct...
10.12.07 first payment paid--- according to my bank on 10.12.07 per website.
10.22.07 started receiving threats via email and cell phone from a "Paul" the a "mr. Mitchell" that I have committed bank fraud . At this time I am freaking out...
I called back--as per "Paul" only to discover this 90.00 was returned unpaid by my bank..(COMPASS) As of 10.12.07 called and looked at on-line statement this payment was sent and paid. I told them this.
They told me to stop playing games and they would be calling my work and that this is a legal matter now....
After much research about NATIONWIDE CASH--they do have an F on the BBB.ORG site and are known for fraudulent activity at one time the business lic 01358 was suspended due to these activities.
I called an left messages asking the pay-off and trying to figure out what happened to the first payment.... No answer...No answer via email..
10.25.07 I called my bank (compass) to ask about this they said "it was never presented" O.K wheres the 90.00 missing from my acct??
Later that day I called back because I read somethings that had me worried about this company withdrawing what amt they felt like. I was assured they could only withdraw what was authorized which was 90.00 until loan was paid off.
Oh Boy...10.26.07 My on-line statement read like FRAUD
ACH DEBITS
125.00
40.00
130.00
135.00
45.00
35.00
total 510.00
No amount was 90.00 so why would COMPASS charge me????
I got on the phone with COMPASS after I called them DUMB A**ES. Well I could get these charges reversed for 25.00 each debit ya right. The customer service person even said "they tried to wipe you out" I made a point to tell her the name of the girl I spoke to the day before who reassured me that Ambassador could only withdraw 90.00.
So I still had to pay 25.00 to have these reversed. You would think these "bankers" would ask why so many ach debits from 1 company ?? Why not pull only one ach debit?? Because it was FRAUD thats why.
I have researched my state laws and have contacted my D.A via email and have learned "cannot and will not prosecute me for a bad check when this is fraud against me"
Do Not Listen To Threats if you happened to be threatened many lawsuits have been file against these companies for failing the "TRUTH IN LENDING ACT"
Contact your local D.A some arent all that bad to talk to.
Knowing the law is having the upper-hand..
Thanks
Jmb
mobile, Alabama
U.S.A.
3 Updates & Rebuttals
Jmb
mobile,Alabama,
U.S.A.
STOP PAYMENT FEES
#4Author of original report
Tue, October 30, 2007
So for once or I thought Compass was going to stop payments on the unauthorized ACH debits for a fee. They first tried to get me to pay 25.00 for each ach debit which would of been 150.00 but after much convince I had to pay the one fee. 10.26.07 my acct. was back to normal and the money was put back. Fast I know for Compass.
Today 10.29.07 I checked to see what my balance was and I was hit for all the 38.00 nsf fees for all the ACH debits.
All day my balance was right I haven't used my card or the atm all weekend.
But I was hit 6 x for NSF fees related to all these ACH debits that were no longer on my acct. So I called and was put on hold forever, finally spoke to a supervisor and this was a mistake that they will be removed at midnight tonight. So O.K I'll see tomorrow. Mean while I have a pay-pal acct. and needed to up-date my bank info and guess what my debit card has been denied by the bank. What to do now?
Jmb
mobile,Alabama,
U.S.A.
STOP PAYMENT FEES
#4Author of original report
Tue, October 30, 2007
So for once or I thought Compass was going to stop payments on the unauthorized ACH debits for a fee. They first tried to get me to pay 25.00 for each ach debit which would of been 150.00 but after much convince I had to pay the one fee. 10.26.07 my acct. was back to normal and the money was put back. Fast I know for Compass.
Today 10.29.07 I checked to see what my balance was and I was hit for all the 38.00 nsf fees for all the ACH debits.
All day my balance was right I haven't used my card or the atm all weekend.
But I was hit 6 x for NSF fees related to all these ACH debits that were no longer on my acct. So I called and was put on hold forever, finally spoke to a supervisor and this was a mistake that they will be removed at midnight tonight. So O.K I'll see tomorrow. Mean while I have a pay-pal acct. and needed to up-date my bank info and guess what my debit card has been denied by the bank. What to do now?
Jmb
mobile,Alabama,
U.S.A.
STOP PAYMENT FEES
#4Author of original report
Tue, October 30, 2007
So for once or I thought Compass was going to stop payments on the unauthorized ACH debits for a fee. They first tried to get me to pay 25.00 for each ach debit which would of been 150.00 but after much convince I had to pay the one fee. 10.26.07 my acct. was back to normal and the money was put back. Fast I know for Compass.
Today 10.29.07 I checked to see what my balance was and I was hit for all the 38.00 nsf fees for all the ACH debits.
All day my balance was right I haven't used my card or the atm all weekend.
But I was hit 6 x for NSF fees related to all these ACH debits that were no longer on my acct. So I called and was put on hold forever, finally spoke to a supervisor and this was a mistake that they will be removed at midnight tonight. So O.K I'll see tomorrow. Mean while I have a pay-pal acct. and needed to up-date my bank info and guess what my debit card has been denied by the bank. What to do now?