NATIONWIDE CREDIT MS ROCHESTER HARASSMENT based on FTC guidelines for Fair Debt Collection Nationwide
Ms Rochester of Nationwide Credit 954-874-4099 has pepeatedly called my mother's home and my cell number trying to collect a debt which my mother is accountable for ( She tried to settle with Amex but they "sold it off"). She has threatened litigation, ignores my request to place it in writing, and to put us on the DO not Call list. Ms Rochester is harrassing both of us and should review the FTC's Fair Debt Collection act before I sue her and her company for harassment. AMEX should be more considerate and comsumer- relationship oriented. HEY AMEX- wake up and help your customers! hey Ms Rochester- stop harassing us.
Robin
roseland, New Jersey
U.S.A.
1 Updates & Rebuttals
Robert
Buffalo,New York,
U.S.A.
You mean the Fair Debt Collections Practices Act
#2Consumer Suggestion
Wed, September 17, 2008
and it does NOT apply to creditors.
Look to New Jersey law to determine if they are violating any state law regarding collection practices.
For example: New York State General Business Law, Article 29-H prohibits harassment from debt collectors and CREDITORs-violation is a misdemeanor which leaves the violator subject to criminal and civil penalty.
New Jersey may have similar statutes.