Complaint Review: NCIB LLC

 I received the following e-mail from this company that states I owe a considerable amount of money for a payday loan. I have not taken out a payday loan nor will I ever. I have contacted an attorney about this matter and would like these people prosecuted to the furthest extent. ASHHS6653(Ref. number) Reference Number :: ASHHS6653 loan Information Past Due Amount - $870.32 Creditor - N.C.I.B Cash Services You are going to be legally prosecuted in the Court House within couple of days. Your Social Security number is put on hold by United States Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter. Your line of credit is over 60 days past due, but it is not too late to restore your good standing! We want to serve as your trusted financial resource in the future, but to do that; we'll need to come to an agreement on the past-due balance. If you believe you are unable afford the payment options we have offered, contact us right away by E-mail and we will do our best to accommodate an amount you can commit to. • United States Legal Investigation Bureau has stated 4 serious allegations against your name and your social and they are:- (1) Violation Of Federal Banking Regulation (2) Collateral Check Fraud (3) Theft By Deception (4) And The Most Important One is E.F.T. That is Electronic Fund Transfer Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed on your name. If we do not hear anything from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred. • We Have All The Rights Reserved To Inform To FBI, FTC, And Your Current Employer & Bank About Fraudulent Activity And once you found guilty in the court house than you have to bear the entire cost for this law suit $17653 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one, or if you can't afford, then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department by replying this notice between 9:30 to 6:30 (EST). • If You Want To Resolve This Matter, Than Immediately Contact Us Through E-mail Between Working Hours. Attorney Office, Copyright © 2010 N.C.I.B | Privacy | Terms of use N.C.I.B Cash Services Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation. CONFIDENTIALITY NOTICE: If you have received this e-mail in error, please immediately notify the sender by return e-mail and delete this e-mail and any attachments from your computer system.To the extent the information in this e-mail and any attachments contain protected health information as defined by the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”), PL 104-191; 45 CFR Parts 160 and 164; or Chapter 181, Texas Health and Safety Code, it is confidential and/or privileged. This e-mail may also be confidential and/or privileged under Texas law. The e-mail is for the use of only the individual or entity named above. If you are not the intended recipient, or any authorized representative of the intended recipient, you are hereby notified that any review, dissemination or copying of this e-mail and its attachments is strictly prohibited.