New Century Financial Services Inc. FRAUD Violated the Fair Debt Reporting Act, Did not contact me regarding whatever debt they own. I found out about the judgment through an updated Credit Report inquiry Whippany New Jersey
I pulled my credit report (which I do biannually). I was shocked and amazed to see that I had a judgment against me from New Century Financial Services. I have not received any information from this 'firm' and I do not know who or what they are representing. I am disgusted that a judgment could be issued against me without my prior knowledge.
I have filed a complaint with the FTC, the New York Attorney's General, the Better Business Bureau (they need to be delisted), and the Consumer Protection Agency of New York.
I monitor my credit on a fairly frequent basis, so I don't know what this is for. However, if it is for any of my previous debts, those debts reached their statue of limiations a very long time ago.
I am an educated consumer, so I am angry that this rogue organization has preyed on me...and they foolishly thought that I wouldn't find out...or worse that I would be scared and make a slip up and call or them and confirm this bogus claim. All of my friends are lawyers, and I have been receiving a lot of advice and counsel from them. I have found many websites that are useful in helping me to get this changed to a void judgment.
This one is helpful
http://www.geocities.com/presslerclub/ (Defeat Pressler and Pressler)
http://'http://caipnj.blogspot.com/
https://www.ftccomplaintassistant.gov/ (FTC)
http://www.consumer.state.ny.us/ (New York State Protection board)
I do know that the first step to any debt dispute is a written validation, and after I collect whatever documentation from the Manhattan Civil Court I will be validating and contacting many many many more consumer protection agencies. I will not take this lying down.
I will be looking forward to hearing from consumers in the same situation as I am. Please provide any additional resources that I may use.
Thanks,
CKay
Ckwilliams
New York, New York
U.S.A.
2 Updates & Rebuttals
WoolOverMyEyes
United States of AmericaI'm a victim of NCFS also - New Jersey
#3Consumer Comment
Mon, December 14, 2009
Great work and thanks so much for posting this! My jaw dropped.
I learned so much from your posts! I too pulled my report and saw that they had won a judgement against me, and I am not sure what debt was 'sold' to them in the first place. Now they are putting in a judgement to garnish my wages and will get $3490 over the garnishment period!!! So I need to know how to file a motion to vacate the judgement, and see how to find out where in the world this original summons went and who signed it.
Where you able to get this worked out? I am now wondering if this is an old debt that is past the statute of limitations in NJ? You mentioned that many responded to you so I hope you were able to get this worked out. I hope that I can also. Time is short because the garnishment thing has to be stopped.
Ckwilliams
New York,New York,
U.S.A.
Additional Information about New Century Financial Services Inc.
#3Author of original report
Tue, October 21, 2008
Today I filed a motion to vacate against NCFS. I went to the clerk's office to check the file, and like most of you have noted....they supposedly 'sent' the summons to the wrong address. They even had the nerve to make up someone who 'signed' it.
It sucks for them that I know the residents of the apartment that they sent it to...and thus it appears that they fraudulently signed COURT DOCUMENTS. That is illegal...so in addition to filing a motion to vacate, I have also been advised that I can press charges against them for falsifying court documents.
These people are seriously ruthless. After more research, I believe that they received my information from an identity theft ring. I am happy to see that there are a lot of cases/lawsuits against them, I just wonder why they can't be taken out of business. They need to be put out of business ASAP.