Complaint Review: Next Millenium Bank

I applied for a loan and in order to apply for it I had to give them my routing number and bank account number so they could wire the money into my account. When I hit submit, I was denied but re-routed to a credit card web site. The site said that I was approved for a Mastercard and that I only had to pay $99 of my personal money for it.

I immediately left the site and did not apply or submit any information. I always check my bank account online every day to make sure it is ok. About four days after I applied for the loan my account was negative $99.95 + $34 NSF for the charge. That charge was from a Next Millennium Online App. Two days later another charge was on my account for $99 + $34 NSF fee for another credit card company called edpreporting.com.

My account is now negative $368 thanks to these two companies that I have never heard of, nor gave my consent for them to charge me. On top of it all Next Millennium Bank sent me a letter saying congratulations your approved for a MasterCard if you send us $300 more dollars from your personal account for the card. I called them and they wanted me to fax them a letter before they would refund my money, yet they took the $99 without my consent and now they want it in writing that I don't want the card. What a crock.

I am a single mother living paycheck to paycheck and my whole life was turned upside down from these charges. I can't pay my rent or electricity until my claims go through. I was robbed by these two companies and will never apply for anything online ever again.

Dahr
Tustin, California
U.S.A.