North Shore Agency ripoff Collection Alert Letter Westbury New York
I received a Collection Alert letter from North Shore Agency advising that I had an outstanding balance $19.94 for Men's health magazine subscription. I do not have an outstanding balance with this company. To be sure, I called Men's health magazine (1-800-666-2806) and they told me that my account was closed with zero balance and I owe them nothing. They have never contacted North Shore Agency.
Roman
Pasadena, California
U.S.A.
5 Updates & Rebuttals
Roman
Pasadena,California,
U.S.A.
RESULTS of my actions with North Shore Agency
#6Author of original report
Fri, December 15, 2006
After my phone call, Men's health magazine sent the me the following (Nov 6, 2006):
"We have notified the North Shore Agency that collection efforts are no longer necessary concerning your subscription to Men's health magazine".
Then North Shore Agency sent me a copy of their letter to Men's health magazine (Dec 8, 2006):
"In light of the information provided, we are stopping further collection activity and closing the account on the files of North Shore Agency, INC."
MY CONCLUSIONS (IMHO):
1. It looks like the fraud initially came from Men's health magazine. By phone they did not ask me any question and immediately agreed to contact North Shore Agency. So they clearly understood that I do not owe them anything. They seem to cooperate with North Shore Agency hoping that some customers would be afraid of collection agency and pay the requested small amount in order to avoid possible troubles (especially if they did not save the subscription documents).
2. At least I found a way of successive treatment of this problem and the other victims may follow it.
Roman
Pasadena,California,
U.S.A.
My actions
#6Author of original report
Mon, November 06, 2006
I submitted the complaints about North Shore Agency online to:
ftc.com
consumer.state.ny.us
BBB.com
econsumer.gov
I also asked Men's health magazine to send a letter to North Shore Agency (and copy to me) about my zero depth to them. Men's health magazine agreed to do that.
Roman
Pasadena,California,
U.S.A.
My actions
#6Author of original report
Mon, November 06, 2006
I submitted the complaints about North Shore Agency online to:
ftc.com
consumer.state.ny.us
BBB.com
econsumer.gov
I also asked Men's health magazine to send a letter to North Shore Agency (and copy to me) about my zero depth to them. Men's health magazine agreed to do that.
Roman
Pasadena,California,
U.S.A.
My actions
#6Author of original report
Mon, November 06, 2006
I submitted the complaints about North Shore Agency online to:
ftc.com
consumer.state.ny.us
BBB.com
econsumer.gov
I also asked Men's health magazine to send a letter to North Shore Agency (and copy to me) about my zero depth to them. Men's health magazine agreed to do that.
Ariel
New York,New York,
U.S.A.
Possible FDCPA Violation
#6Consumer Suggestion
Mon, November 06, 2006
From what you've described, it is possible that this debt collector has violated the FDCPA (Fair Debt Collection Practices Act) by attempting to collect a debt that was not, in fact, owed. You might want to consider filing an FDCPA lawsuit, that can entitle you to damages and attorneys fees. Lawyers willing to take such cases on contingency are listed at www.naca.net. It's the only realistic way to stop them from engaging in such activity in the future, and you could also get some compensation. Statutory damages of up to $1,000 can be awarded for victims of FDCPA violations, plus actual damages and attorney's fees.
Ariel, Esq.
New York, N.Y.