I received a letter notifying me that I had an account with Arrow Financial Services with a balance of $1750.00 that was past due, and now in collections. BOGUS!!! Northland group claimed that I could clear the matter up by paying $265.00.
I checked around online and it seems that many people are harassed by them. If you call to inquire they will call you on a regular basis and harass you. I checked their claim against my credit report and verified that it was fraudulent.
Remember, you can get 1 free credit report a year from each of the credit reporting agencies. So really you can get 3. This is a link to the site that is backed by the FTC (Federal Trade Commission) www.annualcreditreport.com