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Oakwood Mobile Homes ripoff & destroyed my credit and financile stabibility, emotional duress Gardner kansas charlotte North Carolina
oakwood mobile homes 09/1997 gardner kansas salesmen give company vido tape introdution they give us a high asurance we were purcasing a oakwood manufacterd the roof rest asurde is 25yr warrenty the roof would cluter our yard after6 mnths water started destoying interior and home started shifting on foundation no atemps to live up to purchase presentation were made 9/2000 home had to be abandon the cilings were hanging like water baloons after rain all atemps of contact company told me talk to manufacter of home they lied it is not a oakwood built home as presented oakwood has caused financal devestation and devorce and every 6mths a entry on my credit report this is detramization and harrasment over a bad bussnes practice to be laughed at by loan offecers or punked by oakwood corp ther is also a police report were i was removed from sales office after rain destroyed 5 generation of family photos and closet full of articals this home given to spouse & new husband free and clear by johnson county courts 12/1999 in april 2002former spouse abandond home. 6/02 oakwood aceptance corp took my bank savings & payrole i offerd to instale new roof and wall board if they would supply matrials perposal refused the 5year unlimited warrenty ended 8/02
Tim
colby, Kansas
U.S.A.
1 Updates & Rebuttals
Georganna
Palmer,Alaska,
U.S.A.
You are correct, It is not just the military this company prays on.
#2Consumer Suggestion
Wed, December 21, 2005
I am also finding that economic class is not a big consideration, I discovered a suit in which a farmer put a home in for his hired hand. They went after his land using the home. Oakwood had appealled the ruling up to the State Supreme Court(NM or Okla, I don't remember). That costs a lot of money. How much of a profit would they have gained after attorney fees? I once considered filing against them in a small claims court. While looking for an attorney to represent us in a Civil Action, I discovered that Oakwood/Vanderbilt is a client of all the big law firms in the States where I checked. Heres the best part. They are board members of the Housing and Urban Development in many states.
Ok. There is the summery of all the bad news.
The good news: There is still much you can do.
1st. Copy and organize your files. You'll need mutilple copies I ended up using 7 or 8. Never send your originals, keep them for you.
2nd. Create a cover letter that briefly summerizes everything contained in those files. You must add a sentance where you ask for help and grant permission to use the information you are sending and to gather more info where needed. Because of privacy laws. No state or federal agency can interviene on your behalf without that.
3rd. Send it to your state attorney generals office. (I printed out thier complaint form and sent that also. Where it asks to describe the complaint. I wrote "see attached cover letter"). Send it to Vanderbilts home state of Tennessee and Oakwoods home state's Attorney General's Office. You must know, the only one who did any thing for us was Tennesssee. But that was ELECTIONS ago. There may be new staff now.
4th. Because I did my cover letter on the computer, I copied it and pasted it to the dispute forms for all three credit reporting agencies. The only one who did not change our credit report was the one in Texas. A few months later I had a copy of the Tennessee's Attorney General's letter sent to them. Remember, every time there is an inquirey on your credit report it lowers your score. It is best not to have inquiries more than 1 or 2 times a year. Impossible while trying to fix an error. During our experience I tried not to check/fix our reports more than once a month.
5th. Be wary of the Attorney's, So eager was I to find one that I nearly got ripped off a couple of times. One wanted $10,000 to investigate and give his OPINOIN on whether or not we had a case, not to actually file and represent us. I have heard of others who have found attorneys sued and won. It is not impossible, and I recommend that you do. If your real lucky, have him contact the editor of this sight. He will put the attorney in touch with all of us if their is any kind of a case against Vanderbilt or Berkshire Hathaway. Many of us would be willing to share the cost of Attorney fees. I know I would. However, don't wait to file your complaints until you find one, that will only make the situation worse.
6th Don't forget to send copies to the Federal Trade Commission and perhaps your state Senator. I know that Fort Riley/Junction City has gotten alot of media attention for pay day lending and other scams.