Ocwen Federal Bank FSB Holding checks to collect late fees, easier to foreclose and default on your mortgage consumer rip-off fraud los angeles California
Ok everyone. I have checked with my bank and Ocwen STILL has not cashed our payment. We sent this check March 12th and it took exactly 3 days to reach them. Today is the 21st of March and they are still holding the check.
Here is how they have been holding our checks: (hope you can follow this): 2-28-02-payment sent and they cashed it on 3-15-02.
This is the one that REALLY gets me. Sent payment 2-7-02 and they cashed it on 2-28-02! Postal service insists it takes 3 days to reach them. They are correct. I can assure you.
Why in the world they are holding this money is beyond me. This is only the last few payments I have sent to them. We'd be here all day if I had to list every single one!! Please feel free to contact me on my Ripoff report me anytime over this problem as I will forward them if you'd like to our attorney so that he can get a good look at this also. He already realizes how frustrating they are but your situations will really help.
kat
western, Michigan
1 Updates & Rebuttals
Debra
Vancouver,Washington,
OCWEN foreclosed on me
#2Consumer Comment
Tue, March 26, 2002
I was shocked to find this website with OCWEN complaints. I lost my home when OCWEN purchased the loan. I had fallen behind due to financial difficulties stemming from a divorce, etc.
I made arrangements (if you could call it that)and at the time I was presented with papers demanding I vacate I was current.
My attorney attempted to phone OCWEN and could get no response. I had reached someone who would ask my account number then leave me on hold - record was more than 3 hours before I hung up. It wasn't until a couple of years later that I came across the paperwork and have begun trying to piece it all together. So many people have told me that they have been much further in arrears than I ever was and have never lost their homes.
I'm baffled as to why OCWEN moved so quickly to foreclose. The house sat empty for nearly 8 months before they sold. They also sent me a notice threatening me claiming I had failed to vacate as ordered, when in fact, I was out two weeks before they had specified.
The whole thing was a shock, but becuase I was in the throes of other personal issues I had little fight in me. I turned to family for assistance and simply walked away from my beautiful home, dazed and confused. I stumbled on this website while trying to look for a contact person for OCWEN.
I'll complete a chronology of events regarding my home loan with OCWEN and contact you when my facts and numbers are in order. I'm convinced I shouldn't have lost my home. I'm grateful to have found your website.