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OCWEN FEDERAL BANK is ripping me off with unsubstantiated fees. Orlando FL
I have several complaints about Ocwen Federal Bank. First of all I had to file Bankruptcy because I was two months behind on my mortgage and they would not work with a credit counselor or me.
Secondly, I had to send my lawyer to court several times DURING the bankruptcy because Ocwen put my home in foreclosure. Each time I went to court, I won and got to keep my home, but had to pay several hundred dollars in legal fees to my lawyer AND to Ocwen.
Also, I was three months behind on my mortgage by the time I filed bankruptcy. Even though monthly payments were only $865, somehow I owed them $7600! Then halfway through bankruptcy, they put ANOTHER $7600 on my bill even though I had been making monthly payments to trust and to Ocwen for current payments.
They also never paid my tax bills even though I pay money to escrow. Finally, the balance on my loan with them is $76,000, but somehow the pay off is $95,000. The mortgage company I am re-financing through suggested that I consult a lawyer because I am getting ripped off with unsubstantiated fees.
Kristy
Arlington Heights, Illinois
U.S.A.
1 Updates & Rebuttals
PEARL
HOUSTON,Texas,
U.S.A.
GET OUT NOW! ..DON'T GIVE UP. WRITE LETTERS, WRITE LETTERS, WRITE LETTERS!!
#2Consumer Suggestion
Mon, June 23, 2003
I TRULY CONCUR WITH EVERY THING YOU TALKED ABOUT IN YOUR REPORT. I, TOO WAS A VICTIM WHERE THEY CHARGED ME FEES THAT WAS OUTRAGEOUS! GO AHEAD IF THE OTHER MORTGAGE COMPANY WILL FINANCE YOU ANYWAY JUST TO GET FROM UNDER THESE FOOLS! I DID IT, AND NOW I AM ADDRESSING THE ISSUE OF THE OVER CHARGES. I'VE RECEIVED SOME OF THE OVER CHARGES BACK. HOWEVER, THEY ARE TRYING TO JUSTIFY THE OTHER CHARGES, BUT I'M CONFIDENT THAT I WILL GET ALL OF MY MONEY BACK.I DON'T AND WILL NOT GIVE UP WHEN I KNOW THEY OWE ME AND I'M RIGHT. SO FAR, I'VE BEEN DOING ALL THIS ON MY OWN. I FAX LETTERS TO THAT RESEARCH DEPARTMENT ON A REGULAR BASIS. I SEND LETTERS TO MY CONGRESSMAN AND FAX A COPY OF MY LETTERS TO THE RESEARCH DEPARTMENT. THEIR FAX# IS:(407) 737-6375.
YOU TALK ABOUT YOUR CHARGES. I ONLY OWED 78,000
ON MY LOAN BUT THEIR PAYOFF SAID, 93,000. THEY HAD ME FOR ESCROW FEES AND I NEVER HAD AN ESCROW. I PAY MY OWN TAXES. GOOD LUCK TO YOU!
PEARL FROM HOUSTON
I REALLY WISH SOMEONE WOULD TOTALLY SHUT THESE UNETHICAL SO-CALLED BANK/MORTGAGE DOWN FOR GOOD!!!!!
DON'T GIVE UP. WRITE LETTERS, WRITE LETTERS, WRITE LETTERS!!