Complaint Review: Ocwen FSB Aka Moss Codilis..... Aka Wells Fargo

I am experiencing a similar situation with ASC aka Wells Fargo in Maryland. They've stated that they would work with me, I've provided my financial statement, and I've made payment arrangements. On the telephone, we've agreed to a certain amount. However, the first time, I sent in the amount agreed upon and about 1 week later, I received a letter stating that my "request for Repayment Agreement" was denied because I failed to "adhere to the agreed upon terms of the forbearance" and "did not pay the scheduled repayment plan payment."

When I contacted ASC, I was told that the total amount due was approximately $450 more than the amount I had agreed to pay due to attorneys' fees. I explained that I was never given an amount that was different from what I paid. I never received any notice of a change in the amount upon which we agreed. The representative was only able to set up another "Repayment Agreement." Of course, the same thing happened the second time, only this time, I called before I actually sent the payment and the amount was $500 more than I could pay. So, now I'm in foreclosure and being forced into bankruptcy to keep a roof over my children's heads!

Does anyone know of a class action lawsuit against ASC/Wells Fargo in Maryland?

I am experiencing a similar situation with ASC aka Wells Fargo in Maryland. They've stated that they would work with me, I've provided my financial statement, and I've made payment arrangements. On the telephone, we've agreed to a certain amount. However, the first time, I sent in the amount agreed upon and about 1 week later, I received a letter stating that my "request for Repayment Agreement" was denied because I failed to "adhere to the agreed upon terms of the forbearance" and "did not pay the scheduled repayment plan payment."

When I contacted ASC, I was told that the total amount due was approximately $450 more than the amount I had agreed to pay due to attorneys' fees. I explained that I was never given an amount that was different from what I paid. I never received any notice of a change in the amount upon which we agreed. The representative was only able to set up another "Repayment Agreement." Of course, the same thing happened the second time, only this time, I called before I actually sent the payment and the amount was $500 more than I could pay. So, now I'm in foreclosure and being forced into bankruptcy to keep a roof over my children's heads!

Does anyone know of a class action lawsuit against ASC/Wells Fargo in Maryland?

I am experiencing a similar situation with ASC aka Wells Fargo in Maryland. They've stated that they would work with me, I've provided my financial statement, and I've made payment arrangements. On the telephone, we've agreed to a certain amount. However, the first time, I sent in the amount agreed upon and about 1 week later, I received a letter stating that my "request for Repayment Agreement" was denied because I failed to "adhere to the agreed upon terms of the forbearance" and "did not pay the scheduled repayment plan payment."

When I contacted ASC, I was told that the total amount due was approximately $450 more than the amount I had agreed to pay due to attorneys' fees. I explained that I was never given an amount that was different from what I paid. I never received any notice of a change in the amount upon which we agreed. The representative was only able to set up another "Repayment Agreement." Of course, the same thing happened the second time, only this time, I called before I actually sent the payment and the amount was $500 more than I could pay. So, now I'm in foreclosure and being forced into bankruptcy to keep a roof over my children's heads!

Does anyone know of a class action lawsuit against ASC/Wells Fargo in Maryland?

I am experiencing a similar situation with ASC aka Wells Fargo in Maryland. They've stated that they would work with me, I've provided my financial statement, and I've made payment arrangements. On the telephone, we've agreed to a certain amount. However, the first time, I sent in the amount agreed upon and about 1 week later, I received a letter stating that my "request for Repayment Agreement" was denied because I failed to "adhere to the agreed upon terms of the forbearance" and "did not pay the scheduled repayment plan payment."

When I contacted ASC, I was told that the total amount due was approximately $450 more than the amount I had agreed to pay due to attorneys' fees. I explained that I was never given an amount that was different from what I paid. I never received any notice of a change in the amount upon which we agreed. The representative was only able to set up another "Repayment Agreement." Of course, the same thing happened the second time, only this time, I called before I actually sent the payment and the amount was $500 more than I could pay. So, now I'm in foreclosure and being forced into bankruptcy to keep a roof over my children's heads!

Does anyone know of a class action lawsuit against ASC/Wells Fargo in Maryland?

I am experiencing a similar situation with ASC aka Wells Fargo in Maryland. They've stated that they would work with me, I've provided my financial statement, and I've made payment arrangements. On the telephone, we've agreed to a certain amount. However, the first time, I sent in the amount agreed upon and about 1 week later, I received a letter stating that my "request for Repayment Agreement" was denied because I failed to "adhere to the agreed upon terms of the forbearance" and "did not pay the scheduled repayment plan payment."

When I contacted ASC, I was told that the total amount due was approximately $450 more than the amount I had agreed to pay due to attorneys' fees. I explained that I was never given an amount that was different from what I paid. I never received any notice of a change in the amount upon which we agreed. The representative was only able to set up another "Repayment Agreement." Of course, the same thing happened the second time, only this time, I called before I actually sent the payment and the amount was $500 more than I could pay. So, now I'm in foreclosure and being forced into bankruptcy to keep a roof over my children's heads!

Does anyone know of a class action lawsuit against ASC/Wells Fargo in Maryland?

Please, Joe, if you read this can you list the phone number, street address, city, and state listed on your America's Servicing Company statement?

Like all viruses, the mutation among these servicing companies is ongoing. The mutation, as with all good viral plagues, is for self-defense and to retain the ability of servicing companies to continue to inflict harm on the general population.

Thank you.

I don't know if this is the same company but my loan is now serviced under the America's Servicing Company umbrella.

I found it interesting that when I finally found a website for them they didn't have any contact numbers but merely stated to call the one off your statement.

I assume this means that America's Servicing Company is merely an face for many companies but they don't want you to really now.

In any respect, I had unfortunate need to file chapter 13 due to other financial reasons. A few months into my filing and my company decided to sell my mortgage.

Five months after receiving a letter from ASC regarding the selling of the property (they were sure quick on that) ASC apparently STILL does not have all the bankruptcy information and my balance shows all my arrearage.

My other problem resulted in my original mortgage company posting my initial post filing payment wrong and applied it to arrearage, thus I am still with the new company considered 30 days past due on everything and have over the course of 10-12 months been received $300 of late fees.

They know I am in bankruptcy yet apparently have no information for my previous mortgage company on this - how convenient - seems to be like they dont try at all when it matters to the consumer which equals only in the business of foreclosure to me.

Also, I know they can't touch me as I kept going on the advice of my lawyer and I have every payment made to them (am current) in the form of a certified check (have all my receipts) and sent by certified mail (have my receipts).

For anyone who is having problems with them I strongly recommend certified mail and certified receipts. It shouldn't put you back more than $10 for both every time. But its worth being able to go.... HA-HA! when they try and pull a foreclosure on you.

In my particular case, New Century and Ocwen planned my victimization since the very beginning.

It was a family transfer and New Century kicked my mother out of the deed (it was under her name already, and under my sister's name). The Mortgage Broker told us she was not wanted because her age and her low income (they did not want my old lady there for obvious reasons).

In fact, it did not matter because the former loan of our family home was under my sister's name ONLY. So, my mother could stay there, as owner of her own house (my wish, our wish), and I and only me needed to qualify for the new loan, meant to pay off the old loan. Kind of a refinancing within the family.

By then, I was naive and innocent. I was also supposed to be stupid and ignorant since I am a single Latin mother. Besides, I used to have that trusting nature. I used to believe that if you follow the Sun in the very early morning you are going East. We also had a family "situation" and a lot of stress because of it, and it's well known that predatory lenders take advantage of family problems.

New Century was there, since the very beginning, with Ocwen and the Mortgage Broker, and the Law Firm, and the Title Company, and with all their partners in RICO.

I sent a RESPA letter to New Century and to Ocwen and to all of them 2 days after the closing, since they forgot some documents in my file. Well, I guess they left so much proof in my possession because did not know that Ignorance can be even more aggressive than Knowledge.

No one answered me. New Century refused to talk to me. Ocwen refused to talk to me. I sent letters and made calls and many trips to court and got myself terrified, looking for information in the net.

It was fraud in all aspects of Real Estate (Insurance, Escrow, taxes, closing points, Title, etc. etc.) They took more than 70K in equity from my equity rich, poor cash household.

I had enough proof with me; but I wanted more. So, I called New Century once more and taking advantage of my Spanish accent and my high pitch voice I did some playing. I sounded very stupid and invented an stupid excuse to get more proof from New Century.

New Century was so happy with my stupid chat that it sent me what I wanted it to send me. More proof! This time, I was armed for the FEDS and got more food for the FBI.

Sorry Ocwen! Sorry New Century! But if you don't let the back door open, we got to fight! I guess, you, educated bankers, lawyers, and investors, heard something about the "survival instinct". I know they told me something about in grade school.

I am not very good in numbers, and following my old trusting little girl senses, sent everything to the IRS too (so they could make sense out of that Foreign Investor that I never met and was the Buyer) Gee! And I was believing that I was the buyer/owner of my own home, or the transferee, and my mother and sister the trasnferor/Selller.

Not only that. New Century never wanted to explain to me what they did with that money they took. Hence, I sent my proof to the DOJ, to the FTC, and to the Department of Revenue.

When you are very ignorant and you know you don't know you don't want to miss the right person or department. So, I sent everything and resent and resent, again, and again, to every known judicial or legislative institution related to CRIMES. Gee! In this way, I made sure that the right people would get it.

And since I lost my childish trusty personality ( I double check the sun every morning in case it suddenly decides to prefer the WEST for its morning's shows), I sent my papers to all levels, city, state, and national, and with copies to everybody else so they could not hide each other's wrongdoing.

By that time almost all loans from New Century were to be serviced by Ocwen immediately. They made a lot of money together, New Century and Ocwen.

Later on, New Century felt the need to detach itself a little from Ocwen due to the many legal suits Ocwen had been facing.

Not only that, Ocwen is an stupid thief who uses no gloves, so Ocwen's fingerprints are all over the place. I believe Ocwen is stupider than me. That stupid Ocwen is. New Century was very afraid with its partners behavior.

New Century and Ocwen did not realize what a good job Bill Gates did when he created the Internet. Now, the victims can gather and exchange information and help each other. Thanks to the Internet, and to sites like the ROR site that is not "for sale" as those points in the RICO rings.

So, I'm convinced that Mr. Kweku Hanson should stay as our leading Plaintiff in the class action against Ocwen, because he understands that so much indiference from so many institutions and people can only be explained by RICO.

I'll put it this way: Ocwen is more about RICO than about anything else. Therefore, New Century, and many other Lenders, insurance agencies, Title companies , etc. etc. are its partners in crime, RICO crime.

A tip, never go to a mortgage broker if you can't help. They are (with the expected exceptions) the lowest corrupted points in their RICO dealings.

To that lawyer in CT, Ocwen is desperate now and very upset, due to the use of computers by borrowers, and it's trying to infest with spies and viruses as many computers as they can (too much informtion out terrifies them). So, I dare to advise him not to email every body (take no offense, plese, Mr. Hanson). This I say about their computer attacks without double checking as I do with the position of the Sun in the sky every morning.

Folks, be careful with your computers, and keep them safe.

I am not certainly afraid of Ocwen and New Century as I was at the beginning because the police and others know what to think if something happens to me. They know they have to investigate, in that case, in Orlando, and in California, including Miami, my city, of course.

Ocwen knows me very well and New Century also knows me. I have done every thing possible to call their attention so we can solve our differences. I am very willing to hear their explanation or apologies; but they have systematically refused to give me any satisfaction in private.

So, I had to go public! Sorry New Century! Sorry Ocwen! I am ready to explain many things in Public to any judge or Media since you left me no choice.

I am also very willing to live the rest of my days determined to see you pay for all your abuses and your injustice. I just don't like homeless people. I want everybody to have a roof, a hot meal and a clean bed, with a loving family around. No way out of my wantings!

Ignorant buyers are usually the most stubborn people.

Glen:

If that is your REAL name, and IF you are a person of integrity, GO RIGHT NOW to the federal courthouse in Hartford and look up the documents in Hanson v. Ocwen, No. 3:02CV960.

Ocwen is the most FRAUDULENT entity I have ever encountered in my professional life, bar none! Passon that message from me to them: they've heard it during my CBS News appearance (which has now triggered five new class action lawsuits by nationally prominent class action lawyers in California); they've read it in my Palm Beach Post story (mind you, the Palm Beach Post is their hometown paper, and generally pro-Ocwen); they've read it in American Banker magazine's article on my lawsuit; they've read it in National Mortgage News' article on my lawsuit; they've read it in the Home Equity News article on my lawsuit. They've read it online right here at RipOffReport . . .

You get the idea. The FBI is investigating Ocwen. d**k Blumenthal is investigating Ocwen. Elliot Spitzer is investigating Ocwen. ACORN in D.C. has sued Ocwen. Ocwen settled a fraud case for $10.25 million.

What more do YOU want????????????

In my response i was in no way endorsing Ocwen. I was simply stating that companies like Wells Fargo and New Century are in no way responsible for Ocwens business practice.

Subprime lenders are giving loans to people who have no equity in there homes or are undergoing financial hardships. And they help a tremendous number of people rebuild there credit.

New Century ended its relationship with Ocwen as well as several other companies that Ocwen serviced.

So please do not nock the subprime lenders.

I have a mortgage through Washington Mutual and have never had any problems.

A tip: When you go to refinance and you have never had a mortgage late or your fico score is above 620 ask your broker who the lender is. If there is a pre payment penalty the lender is generally a subprime lender. Ask them to show you the difference in the conforming lenders product. The rate will generally be lower and there will be no pre payment penalty. If your Loan to Value is greater than 80% you may need mortgage insurance. Your broker needs to educate you on the benefits of going with a subprime lender versus a prime one.

For the attorney from Connecticut, I would be very interested in the information you have regarding Ocwen and fradulent activities. My email is Owfunding@hotmail.com please feel free to contact me.

Glen,

I have read your response and if OCWEN would be available to speak with once you are having a problem then I would agree with you. Even if they absolutely will not work with the consumer ..... that's even fine. But they need to upfront and honest about it. The continual letters that the "in-house" lawyers send stating that they will work with you if you send them numerous documents. Meanwhile, amazingly the documents you sent by mail never get there. So, you fax them to the number stated on the letter they sent....only to find out that the fax number is for customer service and the documents have to go to a specific lawyer. Then, you fax them to that laywers number.....hhhmmm...about five times or so, but doggone it....there is just some problem....he never recieves them. By this time, your summons is at the door! I am now filing a chapter 13 bankruptcy to my dismay. We love our house and don't want to lose it, so a quick sale was out. We couldn't do a quick refinance because all the fees that OCWEN stacked on our loan put us up past the equity percentage for a refinance. And to top it off, I got another form letter from Moss, Codilis, ripoff, and cheater....yesterday stating that they will work with me if I send in my financial documents......I laughed so insanely before I started crying......

So, Glen, maybe they shouldn't actually call it "servicing" the loan, huh? Would you truly want to be serviced by them? By the way, if you own a house.....who is your mortgage with?

Glen. I am the LAWYER from Hartford, Connecticut who has sued Ocwen in a $1.5 BILLION lawsuit in Hartford, Connecticut federal court. Your comment really makes my blood boil . . .

Let me tell you something: Listen loud and clear! Ocwen is nothing but a bunchof thieves. I have the evidence to prove it, and I have repeatedly stated that most of that evidence has been turned over to the Connecticut FBI for relay to the Florida FBI.

Judge Droney in Hartford, CT has also been given (in camera) some of the proof I am speaking about, and he just ruled last week that he would NOT release that information just yet to Ocwen as Ocwen had repeatedly asked, but also that he would not consider that information.

I have been a lawyer in Connecticut FIFTEEN YEARS! I have practiced in the federal courts thirteen years! The Connecticut Attorney General's Office is investigating Ocwen for consumer fraud. So is the Connecticut Dept. of Banking.

The Tennessee Dept. of Banking has BLACKLISTED Ocwen at its website (go there and read for yourself).

The folks ocmplaining about Ocwen at this website are not IDOITS! They are serious folk who pay their bills and expect HONEST loan servicing. You know about First Alliance, and how they paid $60 million last year to escape the dirt they were involved in. You know Household Finacial International and how they paid $275 million last November to escape the dirty loan servicing and fraud they were involved in. Citigroup's First Associates also regurgitated $205 million to settle accusations of loan serving fraud. WHAT MAKES YOU THINK OCWEN IS ANY DIFFERENT IN TERMS OF STEALING FROM WIDOWS AND ORPHANS?

As a lawyer, I can tell you no big corporation defended by high-powered lawyers opens its check books lightly to vomit $200 million to settle a nuisance lawsuit. Hell, No! And I can tell you that as a lawyer I would not risk my whole livelihood to take on a giant corporation AND ITS IN-HOUSE LAWYERS unless I had the goods on them.

All my evidence has left my hands and is in my lawyers' hands, dispersed in several secure locations, because we can see the hacking, the stealth tactics and the other dirt being put out by Ocwen and its minions.

I join all the others who have replied to your comments in exhorting YOU to rise above the seduction of being farmed business from Ocwen. Look inthe mirror and ask youself why so many hundreds of posts here and elsehwere on the Net condemn Ocwen is such strong terms. We even have SWORN STATEMENTS and DOCUMENTS from within Ocwen. Go to Hartford Court and read our pleadings and Affidavits. Lawyers don't make claims they cannot back up, OK? At least, I do NOT!

The good Lord Bless you, and hopefully we will have a 21st century example of the conversion of Matthew into a disciple, or Sual into the Apostle Paul.

I am too familiar with the despicable tactics of those subprime mortgage companies. Those rats will place payments in suspense, claim that the payments were not enough to apply to the principal and even reject payments. All of those tactics deliberately force the mortgage in default and eventually into foreclosure.

Those rats will even claim that they can help the consumer by providing alternatives to foreclosure but they will force one to bare his/her soul. Those rats will demand a myriad of documents, ie; cancelled checks, paystubs, tax returns and bank account receipts but their appetite will not be satisfied until your home is in foreclosure and they can get the immediate money from the sale.

However, there is light at the end of the tunnel. I would first attempt to refinance and change mortgage companies. If that is not possible, filing bankruptcy will save your home but screw up your credit (the preferred method of attorneys).

Finally, if you have enough time, sale the property and cut your losses. Whatever, the case, don't be forced into a situation of kissing the mortgage companies behind.

I Agree banks are not in the business to help people with financial difficulties. But wait! Isn't that what a loan is? Anyway, they may not have to help when financial difficulties arise, but if they intend to forclose, they should just do so. The way they are doing it, they still make money with a forclosure. They get all of the bogus charges and fees they are skimming off with the equity we have accrued. Plus they get all of the other fees they have charged people who weren't forclosed on. The way I see it they are making out pretty fat.

If I'm not mistaken a class action suit IS a direct result of consulting a lawyer about illegal activity. But then, I'm just the consumer along with these other consumers who pay your salary so I could be wrong.

Please make public the name of the company you work for that sells notes to OCWEN. I certainly want to put that name on my list of companies NEVER to do business with!!

Are you really that nave or just pretending? I suggest you go back and read more of the complaints posted here. Then, after you recover from feeling like a complete a*s you can post an apology to all the victims you have insulted.

You'll love the fact that you won't know when they take over the servicing. You won't be notified of a mailing address. Your loan will increase by thousands of dollars on the day they take the loan. Some payments will take SIXTEEN months to be credited. You'll need a lawyer to protect you from your mortgage company, because timely payments are put in a suspense account (Their favorite method of posting).

You are right, Greg. Mortgage companies are not required to help people through financial difficulties. But they also have no right to create the financial problems. Refusing to post payments, losing payments, charging abhorrent fees for their own ineptitude is illegal. Illegal accounting practices have been the downfall of a number of corporations. Ocwen will fall, and soon!

If you truly believe that Ocwen is such a wonderful honest company, why don't you volunteer to be one of their victims?

Dear Glen,

You are so foreign. Please, don't take offense; I'm delighted. You describe Service the ways it should be, so beautiful! I have dreamed of that kind of Service you describe so many times! When did you arrive from Saturn? Is that ring very impressive?

Smile.

Amused Marlene - Miami

P.S. You forgot to explain what we can do when the payments reach Ocwen on time but they don't realize it.

Dear Glen,

You are so foreign. Please, don't take offense; I'm delighted. You describe Service the ways it should be, so beautiful! I have dreamed of that kind of Service you describe so many times! When did you arrive from Saturn? Is that ring very impressive?

Smile.

Amused Marlene - Miami

P.S. You forgot to explain what we can do when the payments reach Ocwen on time but they don't realize it.

Dear Glen,

You are so foreign. Please, don't take offense; I'm delighted. You describe Service the ways it should be, so beautiful! I have dreamed of that kind of Service you describe so many times! When did you arrive from Saturn? Is that ring very impressive?

Smile.

Amused Marlene - Miami

P.S. You forgot to explain what we can do when the payments reach Ocwen on time but they don't realize it.

Dear Glen,

You are so foreign. Please, don't take offense; I'm delighted. You describe Service the ways it should be, so beautiful! I have dreamed of that kind of Service you describe so many times! When did you arrive from Saturn? Is that ring very impressive?

Smile.

Amused Marlene - Miami

P.S. You forgot to explain what we can do when the payments reach Ocwen on time but they don't realize it.

Ocwen Federal Bank is a servicing company, They Purchase a small percentage of a Home Mortgage Example your home is worth 100,000$ you take a mortgage for 80000, Ocwen then buys 10-20k, The rest of the mortgage is securitized or sold as a bulk on Wall Street. You make you payments to Ocwen.

Ocwen has NO OTHER relationship to any of the banks that give you mortgages. They are not in the foreclosure business, and most of the time they loose money when they foreclose.

Unfortunately as with any huge corporation, human error plays a big part in what you are reading on this board. If you were never notified of a transfer of servicing you have a strong complaint. If you were late on your mortgage unfortunately you do not. When ever you go 30 days late on your mortgage the bank has the right to forclose (read your closing documents) although they will not until you are 90-120 days late.

Unfortunately the banks are not paid to work things out with consumers going through financial difficulties, and it may take some time to actually get through to anything but a voice mail.

Contact a Lawyer if you think something illigal is goin on. Chances are there is nothing illigal goin on and you are looking for a finger to point.

Glen Pizzolorusso Employee of one of the companies that sells loans to Ocwen FSB

Chances are some of you have noticed that New Century Mortgage Corp. located in Irvine, California, sold all its servicing rights on all its loans to Ocwen, a couple of months ago or so. They are the makers of the phrase "Servicer of superior servicing capabilities", to describe Ocwen MalService.

Unfortunately, New Century is my Lender, I am sad to say (read my previous posts related to Vile New Century, and all other's post about it). They had a lot of fun making a lot of money with Pal Ocwen via RICO. I just got proof of it with the help of the new Florida Department of Financial Services (they dissolved the former FL Department of Banking and Finance - good for nothing and extremely indifferent- by "merging" it with the Honorable Department of Insurance, under Tom Gallagher.) Now, this cited person, T. G. (I always have trouble with the spelling of his last name). However, he is a dignified man and I pray for him and talk about him to my friends all the time. An uncorrupted politician is to be very "noticed" because they are almost extint.
To make the story shorter, (I hope I can). The government quietly created this new department to eliminate the tragic FL Banking and Finance Depart. (my personal opinion). Ocwen sometimes told me to direct any complaints to it (very fishy!).

The New Department of Financial Services (created in a hurry and without noise between December 2002 and January 2003, during the Holidays, not to call people's attention I believe)instructed New Century to send me the originals of my loan within 30 days (I had been asking them from New Cent for ages), and they did it (read they now know they can get in trouble because of this and other things, mainly because the Hanson v. Ocwen case).

So, no more RICO parties anymore, between Ocwen and New Century Mortgage Corporation, based in Irvine, California. New Cent, in my opinion, have decided to tango with Wells Fargo now.

However, Wells Fargo is not so bad, I know it's not a rose but it used to be the previous Servicer of my home loan and they received normal payments sent by regular mail for years. Also, Wells Fargo representatives are bettter trained (they may hide something; but they also "know" their job and follow up with a letter if you asked them). In almost 6 years I never had a major trouble with Wells Fargo. As a matter of fact, I wish Wells Fargo would be my Servicer again, because they even have wings in their backs if you compare them to Ocwen. I hope they are smarter enough to stay away from Ocwen's ingrained habits. May be the do their thing now in that period of time betweeen Lender and Servicer (you know, those investors waiting for the promised house at a discounted price, the involvement of Goldman and others, the flipping, the equity stripping without the borrrowers knowledge,etc.) However, I don't recommend Wells Fargo to others; change is the only permanent in life.

Go to New Century site and notice the change in their website. Before ( first do a search about them related to Ocwen, used to be very different) They used to praise Ocwen all the time (Ocwen helped them to make so much money). Now, they don't even mention Ocwen.

I believe they (New Cent.) have a couple of intelligent thieves that know that Ocwen is already about to be "ashes", and want to keep it at distance.

By the way, New Century is a pest righ now down here in Miami. They are making buildings everywhere. Each time I see those letters when I drive I turn my head because nausea( in a true physical sense). After a few minutes the nausea is gone and I experience an strong feeling of compassion for all the people (new victims) that go to them. (I don't believe in recovering decency overnight, just because your patner in crime is in court) Beside, the Latin population is the majority in Miami Dade.

We don't understand the language many times and if we do, we ae less educated or don't know the culture very well. In other words, Miamians are the easiest victims of predatory lending. I know that California has a bigger Latin population but they have beeen there for centuries.

Miami population is mainly composed by newcomers from the Caribbean, Central America, and now, Brasil and Argentina. People from Argentina are the newest one. Most are very educated, but their sense of honor is old fashion in our modern culture.

The newcomers from Cuba (my country) know nothing about capitalism, at all. I don't want talk about races. All I want to say is this: How many victim we are in South Florida! Therefore, New century is happily making new bu8ldings, the legal firms ae happily treating with Ocwen, etc.

In my humble opinion, New Cent. wants to sneak away from their obvious complicity with Despicable Ocwen.

This injustice with all of us will have na end, I know. We will live to see it.

Never afraid.

I beleive it's much more likely that Ocwen has purchased the servicing rights to a loan that is owned by Wells Fargo. I don't know how much controll, if any, a bank has regarding its loan after the servicing rights have been sold. If anyone out there knows please enlighten.

Thank-You!

There is a way to stop the foreclosure in its tracks. Unfortunately, it means filing a Chapter 13 bankruptcy. I am not a Florida lawyer, but you should contact a bankruptcy lawyer in your state.
Once your true arrearages are determined, you pay them back over a period of 36 months

Wells Fargo Home Mortgage subservices loans for many different companies under the name America's Servicing Company. Which means they actual pull all the strings and do all the legwork for Ocwen. This explains why your correspondence has Wells Fargo all over it.