Complaint Review: OCWEN

Don't know how to make contact with others here but something MUST BE DONE TO STOP THIS COMPANY FROM DESTROYING LIVES!!!!!! I/WE are being held hostage by OCWEN!

(((email redacted)))

 Where do I sign up? PLEASE!

This company will not work with the consumer at all we have been paying our own taxes since we first mortgages our home all of the sudden Ocwen takes over and now decides they will pay them without our say so Not only that but they are saying 8 years ago we did not pay one of our taxes which is total non sense and why would they just now be telling us this and ot our city who they were paid too? This company is out to take Homes from hard working families who have paid their mortgages. I tried everything to work with this company and nothing works!

 If there is a Class action law suit file against Ocwen ,Please count me in.I have a story to tell. The State Atorney General Office saved my home from those Crooks,The State Corp Comission had to follow through on several problems I was having with Ocwen.They saved my Home from Ocwen illegally trying to take my home. PLEASE COUNT ME IN ON ANY LAW SUIT!

Look guys let's move ahead and file this classaction lawsuit against Ocwen and any other banks that you might be having problems with.

What's happened here in the U.S. is that there are many groups that are above the law and the banks have shown that they indeed are above the law by showing countless times law doesn't matter, it's the money that matters.

The Federal government hasn't even stepped in to take action but our dear president did say that the banks were too big to fail but we the people will write the ending to this chapter showing if you do the crime you will pay with money and time.

I need for everyone wanting to take part in an Ocwen class action lawsuit please send me your contact information and we will get started. My email address is: (((redacted)))

I look forward to hearing from you all.

Regards

I was wondering if any lawyer is putting together a class action against Ocwen for intentional emotional abuse,  false advertising ? I recorded all phone appointmentconversations with case managers (assuming it can be used legally since each 
start with recording disclosure) and paperwork. I was approved for HAMP through Ocwen and the government sponsored financial advisors assigned to handle these cases. I made all trial payments as requested on time of $773.76 and was told my final agreement with permanent loan modification would arrive in June by my Ocwen case manager Alicia Vallero who said she would make an appointment to speak with me May 8th to take next payment since I won't be able to on the website now that the trial period is completed. I was checking my loan on the Ocwen website as I do randomly due to distrust in Ocwen and find an email flashing at me stating I do not qualify for the HAMP program with my appointment with my case manager cancelled.  Are not corporations considered people now so would there be no way to pursue lawsuit against Ocwen as a person for emotional abuse or torture?  Thank you for your time. 

Michael J Garcia
6730 Brookline Drive
Miami, Florida 33015
305-725-1291

Sent from my iPad

Did you get a chance to send copies of this Ripoff Report to FRONTLINE, Democracy Now, Dateline NBC, 60 Minutes, and to President Obama? Please give us an update and let us know. Thanks.

P.S. Feel free to type in 284134 at this site and click on Ripoff Report #284134 and read what is posted in Consumer Comment #1 for important information. Here are two of the things that were stated in that consumer comment-

Quote: "Exposure is a corporation's worst fear." - November 13, 2007
Quote: "The BIGGEST RIPOFF in the History of the USA is happening RIGHT NOW, and most cannot even see it!!!" - November 13, 2007

Ten months later, in September of 2008, Lehman Brothers collapsed, the stock market crashed, and the banking system in the USA melted down. Several other large corporations were also on the verge of collapsing including General Motors, Chrysler, AIG, Fannie Mae, and Freddie Mac. The American people were forced to bail-out the failed system with hundreds of billions of dollars in taxpayer's money from the TARP.

You can 'Google' this- FRONTLINE: INSIDE THE MELTDOWN, and watch that documentary on the web for proof.

Good luck to you and everyone else!

WELCOME TO AMERICA- ONE MASSIVE LIE THAT IS BEING EXPOSED ON THE WORLDWIDE WEB EVERY DAY

Feel free to send a copy of this Ripoff Report to FRONTLINE and to Democracy Now! Their addresses are available at this website. Just stay at this site and type in- SHAME SHAME BRIAN, and click on Ripoff Report #555030 and the addresses are listed in Consumer Comment #28.

You can also send copies to Dateline NBC and to 60 Minutes in New York. Their addresses are also available at this site. Just type in- ALL NEWS STATIONS LISTED HERE, and click on Ripoff Report #271771 and they are listed in Consumer Comment #1.

Maybe one of the above will help to expose what has taken place and a Class Action Lawsuit might result. You can even send a copy of this Ripoff Report to President Obama. His address can be found at this site too. Just type in- WENT REALLY NUTS, and click on Ripoff Report #529757 and the address is listed in Consumer Comment #29.

Good luck to you and to everyone else!

yes, count me in.

After reading many of the reports filed on this site, it has come to our attention that it is time for all home owners affected by Ocwen Mortgage Company should file a class action lawsuit against this company. My mother too has had the same problems as many of you have already reported (increased mortgage, added late fees, misappropriated funds, returned payments, lies stating they never received payments that were automatically paid by the bank, added home insurance when we paid our own insurance, false statements stating they paid the property taxes when we had already paid our own taxes, will not return phone calls or respond to mail requesting documentation, continuous conducts harassing phone call, and trying to foreclose on property.

Yes we are takers for the class action law suit, and we reside in Kansas City, KS. If you can figure out how others in another state can get involved in the class action suite count us in. I know people all over the country have suffered and been affected by this companys corrupt practices. You're more than welcome to contact us if you decide to proceed. My mother and I would definitely be interested in joining. My mothers is a senior citizen and her health has been failing fighting with this company.

hi,

I too am having major problems with this company! I was recently switched over, without notice, to this company from homewards a couple of days ago. Now this company is telling me that I have $2000 and some odd dollars in fees and that my mortgage is $400 more than I have been paying for the last 7 yrs. I have no idea what these fees are and I am definitely not going to accept having to pay more than what I agreed on contract for my mortgage. I would like to be apart of this suit against this company and take down this scam of a business. There are so many scam and rip off reports against them it's unreal. I won't stand for this! please respond and we can discuss this further. Thank you.

Carl, just wanted to let you know I spoke personally with you a year ago and the same with Carlyn. This is Leah from Michigan not gonna take it. Just wanted to let you all know I'm waiting for my court date since I have filed a lawsuit against Ocwen with my lawyer. I have presently placed my home on the market and is pending after 1 week. My redemption period was up December 28, 2013 and my lawsuit was filed on Dec.8th 2013 which put an immediate stop to everything. My lawyer says I do have the right to sell my home out right if I would like to since Ocwen breached our agreement of modification on top of forgery to my agreement papers and then mailing fraudulent documents through the U.S. Postal service. If I can get all my equity back from what I put into my home then fine I will be happy if they agree on our payoff $ (not a cent over the day they breached) or I will patiently wait and fight this out in court. There are so many lies and corruptive material out in advertising it is just CRIMINAL!!!!!

I hope the people of America keep standing up to these bastards in the Mortgage Servicing Industry some where there needs to be an end or compromise to this chaos. This has been a long, depressing, stressful, and corrupt 2 year ride I have been fighting against these Domestic Terrorist to say the least. People need to be aware if you don't fight and you just keep rolling over this is not going to end. This will consume your every second you have especially if you work full time good luck. I will keep you guys updated to let you know the outcome.

YOU ALL NEED TO REALIZE THIS HAS ALL STARTED BECAUSE OF WALLSTREET AND OUR GREEDY BANKERS!!!! OUR OWN AMERICA HAS CAUSED THIS AND THEY NEED TO BE STOPPED!!! THANK YOU SO MUCH TO OUR JUSTICE SYSTEM AND FREDDIE AND FANNIE. THERE HAS BEEN ENOUGH BLOOD SPILLED OVER THIS!!! WE NEED TO KEEP OUR LETTERS FLOWING TO CONGRESS AND TO OUR INDIVIDUAL ATTORNEY GENERALS OF EACH STATE............

Facebook has started a page over a year ago for everyone to speak to each other called SAVE OUR HOMES and another called STOP TAKING OUR PROPERTY.

Hope this helps and I hope to hear from you again Carl !!!! You helped me out a great deal last year with some places to get started. Leah in Michigan eight one zero two nine four fifty fifty. Anytime you need answers or help with questions to get started.

This is for Java, If you know how to obtain the right lawyer to file a class action lawsuit, will you please set up a Facebook page titled OCWEN Class Action? I originally wrote this article on Ripoff. I tried desperately to find an attorney to help get a class action going, but was led on such a wild goose chase I began to feel there would be no help. I have. Been waiting for someone to say they could get the ball rolling!!so if you truly know a law firm that would be willing to take this case, I know this whole group would be grateful! I lost my home and it was auctioned off Dec 2009.

Only because OCWEN would not work with us, even to do a short sale and we had 2 buyers!!! Rip off will not allow us to post emails etc here, this communicating here is hard to do. Setting up Facebook under the name I mentioned will allow many of us to communicate in order to get this moving forward instead of nothing happening with this site other than showing plenty of evidence to help the case!! So Java, I look forward to seeing the page on Facebook once you can obtain a lawyer who will take this huge class action on!! This is a travesty to all with what OCWEN has done to all of us.

Me and my wife built our house from the ground up and we had American morage them homeward residential and now Ocwen. I am so stressed out on this cr.p we went through the loan modification program I cant take it anymore!!!!

Me and my wife built our house from the ground up and we had American morage them homeward residential and now Ocwen. I am so stressed out on this cr.p we went through the loan modification program I cant take it anymore!!!!

Java, if you know how to obtain a lawyer and get the ball rolling, you have a foundation to go with. I tried several lawyers, and not ever having been involved with this before, I felt I was on a wild goose chase. So if you can find a lawyer to take this on, please let all of us know. Maybe set up a Facebook page under your Java with OCWEN name so we can all talk Openly there. This media is just reporting but beyond that, communications are very hard. My heart breaks every time someone posts, because of the way this site is set up. I was the original poster to this. So many of us have already lost our homes and lives because of what OCWEN has done to each of us. It is a Travesty!! If it had not been for family that I have, I would be homeless today. Fortunately, I am in another dwelling my family owns. OCWEN RIPPED ALL OF US OFF! It is now time to make them pay for the injustice they did to so many. So please, if you know a lawyer who IS willIing take this on, you have all of us waiting to get the ball rolling and to stop this company from continuing on. They took money from the Government then did not help people. Before I lost my home, I had two buyers ready to go for a short sale and because of all the outsourcing this company does, and the right hand not knowing what the left hand is doing in this company, many have been victimized by this company! P.S. this company is listed on the NYSE. Your help will be greatly appreciated. Please keep us posted.
Carl,
Origionally posted from Sacramento CA now living in Utah!

After reading, most of these reports, about ocwen.  I am, and concider me interested in starting a class law-suit.
 Any thing for consumers rights.

 Java

here is the LInk :http://projects.propublica.org/bailout/list/index

Enough is Enough!, People have to rise up against this new form of Slavery!!!!

Here's the link:http://projects.propublica.org/bailout/entities/571-ocwen-financial-corporation-inc

My Fellow Californians are not alone as well as the rest of my brothers and sister across this country of Debt. Count me in, Bellflower,California. these d**n bankster got bailed out 2 time already by taxpayer money so our house is ours, why the F!! are we paying them a 3rd time for.

just wanted to say that my mother has Ocwen mortgage services or whatever, and It breaks my heart seeing her struggle to make those never ending mortgage payments. The Banksters got their money not once but TWICE! both times with taxpayer bailout money.. so in all actuality we should own our house right? Here's the thing that gets me, so why do we presently continue to make mortgage payments to these Criminals? Bellflower,California. Time to stand up for our god given birth rights not man given!!

I am 100% in on a class action suit against " Ocwen the Terrible " I wil not go into detail of my personal experience with this company. They have broken rules and changed terms illegally and I am wanting to become involved with a class action suit. I would like the author of this article to contact me at my email address so we can move forward and discuss our options.

Not happy about not being able to include an email address per there terms, but I will come back to this report in several days to see if author has replied and maybe we can exchange phone numbers to discuss our legal options against Ocwen. Thank you

I have had the EXACT same things all happen to my husband and I for the last 8 months since they received my loan from Saxon. Missing Funds, Missing Paperwork, Refusal to resend, fees each time they transfer me to a new Acct Mgr or person, sending someone out Weekly to do a Prop Inspection so they say as to why they charge me those fees each and every week , holding or misallocating funds in different accounts like suspense to charge more fees and saying company policy will legally not let them remove any fee not even the CEO can do it. 

Now somehow they took my husband off my loan altogether and thuugh he has always been on it and signed and the same as me, they won't talk to him and won't consider his income in the modification and they say he is not on my loan and all the sudden i have an Interest Only Loan that is going up in October to 8.5% they say it is a ARM all the sudden and they actually spoke these words to my wife when she asked them to call Saxon and request proof of our actual loan note and what our actual loan says  ( 4th time we asked them to figure it out )  


A Rep named Vakeer from India verbally exacted these words in response to my wife.
Wife; I am asking you as a fiduciary of my loan and largest account to please just call or email Saxon for a Statement or a copy of our loan as Ocwen has involved somehow a change in my interest rate, type of loan, amount of loan, where it is applied, people on the loan, eligibility of modification and  approval have all slowly changed and we have not been party to nor requested any changes.  Please find out and fix our loan before you foreclose on us, it is a reasonable request as you stated you never got anything from Saxon and had nothing in my file on my loan."

This is Ocwen Mgr Vakeer's reply    " Ma'am I don't know who gave me this but I am now looking at a document that has your signature on it page 2 so I am going with this. You are responsible for everything, ok to bad. I am not stupid like you, I am sharp and everytime I talk you speak over me. You keep saying the same thing ma'am, this is not my loan nor should this be happening....you want me to respond, ok. you explain why i have this, I don't have to prove why I have charged Certified Letter Fees weekly and Inspection Fees Weekly since day 60 you are late. I not gonna ask Saxon we are sufficient so you can do what you want everybody here gonna tell you the same thing".


DISGRACEFUL that with so much this company is allowed to take over new business to people so they can make more money without being held liable for the damage they leave in their wake.

I am screaming for help, this is ridiculous and should have been cleared up easily but it is like twilight zone and Hostage is all i can describe as feeling. I am scared and sick and my family thus whole life is being altered by Ocwen.


I am desperate to join and stop them. This has been up for 6 YEARS, 6 YEARS and Not ONE single agency or division of government  thinks it negligent for this Business to still be dealing with the largest Crisis our nation has ever faced. This company is killing people, I know I have thought desperate things.

Please I have recordings of my calls and proof and I don't know what options I have or even how to go about this but I need help. Please someone help me.

Shelli.Freeman@ymail.com
J Freeman

Please find a way to contact me and count me in as well. I still own my home through Ocwen after being forced to file bankruptcy 3 1/2 yrs ago bc Ocwen took forever and a day just to receive and assign my loan modification to someone, which never happened...forcing me to file bankruptcy. Didn't help my marriage either with the financial stress which led to a divorce shortly thereafter. Comical to see them post to their website how if you file a loan modification it takes 3 days for an decion & how they're here to help. Really? Please. Tell that to my bankruptcy garnishments. I'm literally in the process of trying to get another loan modification from them just so I can have recent documentation that they are still continuing these slow practices with no intention to approve anything or anything that can be realistically paid by a homeowner. Like who has this lump sump down payments to get in the loan modification--isn't that the reason why you're asking for one due to financial issues?!?!? Also funny how on their sight now, as opposed to years ago when I tried getting a modification, they state no deposit or down payment will be asked to get approved for loan modification. I'm in TN and would love to see a recent class action brought to light against this company.

This company is crazy. I have had so many issues with this crowd losing stuff, not accepting stuff and not seaming to know what they are doing.

i to am getting the shaft by Ocwen. got the mod paper work filled out and returned, finial mod payment was in July and then received a letter of rejection after finial payment. house is to be sold at action on Nov. 16th 2012. El Dorado county California.  to date i have made all payments. i have gone through  all the BS with paper work, phone calls, called today to see if my house is still scheduled for sale and is. Facebook me Adam Grupe we can chat

Need Help ASAP!!!! Initially, we were approved for the HAMP 3-month trial period with Saxon starting in Jan 12. Completed/notaized documents back to Saxon and continued with the payments now Jan 12-Apr12. Rec'd letter from Saxon - loan transferred to Ocwen in Apr. Immediately called Ocwen - no knowledge but do have original past due arrears and now due in full. May and June still no knowledge of approval but I faxed numerous of times, overnight twice, emailed and mail my documents with Saxon. Late Aug, approved but we are still behind and violated the HAMP program.

Well we are behind because Saxon did not commuicate with Ocwen and Ocwen rejected our payments. I'm sick literally sick trying to work this out with OCWEN. I've gotten no were with my relationship manager and fear losing our home. We have been here 14 years now grandkids fulltime and one with a physical and mentally injury due to shaken baby syndrome. I'm stress and my heart races when I think about Saxon/Ocwen and this nightmare. I don't have the 6800.00 to get out of this mess. I've stayed in contact with Ocwen...Saxon don't return calls...now the Ocwen relationship manager will try a inhouse MOD. This is crazy. Maybe I should call the HAMP program office because this is not Right.  (((email redacted)))Thank You!

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

when was this written and is their a current lawsuite if not their should be.

 tracey_morris2000@yahoo.com

Count us in on the class action law suit, 10 years of OCWEN's crap..

Bobbie -Pennsylvania

Count us in on the class action law suit, 10 years of OCWEN's crap..

Bobbie -Pennsylvania

I believe I have tolerated enough abuse from Ocwen I want to join your Classaction Lawsuite if its not to late.                                                                                                                                                              

Thanks Tracey From Kansas

Look up today, posted new info.

Firsr of ALL: Thank you Ed and the staff at Ripoff Report for helping us with out you this could never be done.

My home along with 120 others was involved in a Foreclosure Rescue Scam: Anthony Demarco and his company Demarco Rei were shut down and Anthony DeMarco is in jail.This was done with the help of Rip-Off Report and the FBI.

The straw buyer who "bought" my home Filed Bankruptcy and TBW originally had the mortgage,Ocwen now has all TBW mortgages that were in default.There is a temporary injunction on our homes and we received a court order stating: we could go to mediation and our homes may be able to be saved however there is no guarantee;

The summons also conatained a packet from Ocwen's attorneys asking for paystubs, notarized affidavit of residency,utility bills,w-2 statements. in order to be included in mediation this information was to be received by July 18 of 2011.I sent in all the required documents and on Dec 5,2011 I received a certified letter from Ocwen : There is no resolution or no mortgage to be offered on the real property on sickler avenue in Pennsauken New Jersey.

Guess what??? I do not live in Pennsauken New Jersey I reside in Union city New Jersey which is no where near Pennsauken New Jersey. I bought this to the attention Of  the the United States Court IN Pennsylavania and Ocwens attorneys' advised just a "typo error " but same applies to my property no resolution.

I wrote to the Justice Department,on January 20, I received a call from the court in Pennsylavania  : I was advised Ocwen cannot offer a loan,I should try and find a mortgage Broker and see if they will refinance or give me a mortgage,She went on to say: Ocwen does not give loans,they are not a bank.

The home is in Bankruptcy, there was forgery,150,00 worth of equity was stolen ,I was charged rent of 2900.
The home was purchsed for 105,00 ,with 30% down and Demarco sold it for 365,000 and kept the proceeds for himself and the  straw buyers.,all the equity was stripped!!!

Where am I going to get a mortgage??? I am working part time, all of my equity was stolen. Demarco and his partners in crime stole 31 million dollars from homeowners and now no one wants to help us.

Where is our bail out??? Why can't Obama and Hud take a look at whats happening. Unless I get a bail out loan from our Government,I am literally out of a house!!! I am trying so hard to save  so i can get my property back.

What about help for all of us who are being shoved aside becasue we are not rich?? All we are asking is help so we can live normal. My equity was stolen,I have all documentation from the very start.

Once again Hud,the Justice Department,I read about these programs.Please don't let Ocwen get away with this. Read the RipOff Reports ,Ocwen is going from state to state and ruining lives.Please help save our homes. We are the 99%,all we want is a chance to live that American Dream thet we worked so hard for.Anyone out there who can help read the reports and help sane our homes.

I am hoping someone can help us; It is so sad what is going on.Ed,you are our savior thank you for this site .I hope justice will be served,

Same story as you all. Sent documents, they received some but not all, then had all and was all set. Then said some were not readable, despite being scanned directly and emailed. I have 5 kids and a dog. Ocwen will not accept any money accept the balance in arrears of $9900. Well I pulled off a miracle and can have that to pay them, but after seeing all of the sad scam stories, I am afraid to pay and lose that money. If it's lost, I'll have no means to move or find suitable housing. What is wrong with this country when they allow things such as this to happen. LET'S DO THIS PEOPLE, SIGN ME UP!!!!!

ROGER

I am in for the suit, and live in Palm Coast Fl. I hope something comes of this and its not more idle talk. I dont mean to be sarcastic however there is tooo much talk and complaining on here and not enough action.

i'm all for it!!!!  Leah in Michigan, they did same to me. I have retained lawyer who even notarized our agreement for us before we sent it back to ocwen. I also have retained Mr. Reise : with C.P.A.C. : CONSUMER PROTECTION ASSISTANCE COALITION of CALIFORNIA, NON-PROFIT LAWYERS WHO ONLY DEAL WITH THE MOTGAGE CRISIS FOR HOMEOWNERS GETT'N SCREWED!!! PLEASE CALL THEM AND ASK FOR MR.REISE @ 1-866-773-7864 A.S.A.P. !!! HE'S EXTREMELY KNOWLEDGED AND HELPFUL. CALL ME REGUARDING THIS MATTER OF CLASS ACTION SUIT. HOPE THIS WAS HELPFUL.  LEAH ESCHENBERG ( FB MY PAGE LEAVE # I'LL CALL U BACK OR MESSAGE IN MAIL)   IN MICHIGAN

Attention Ubited States Government,Justice Department,FHA,Hud: Ed Magedson and Rip-off Report are protecting our rights with Ripoff Report aka" Freedom of Speech,"thanks to this awesome site,the FBI finally caught the criminal Anthony DeMarco and put him behind bars!!

My situation is very complicated: Ocwen now owns my home that was involved in a foreclosure scam,the Straw buyer filed Bankruptcy,all the equity in the home was stripped (stolen) by the straw buyers and Demarco Rei.

Ocwen has notified me they can offer no resolution to the property but I may  proceed to meditaion,"FURTHERMORE " Ocwen did not even put the right address on the court documents,not even the right city! I bought this to the attention of Ocwens' attorney was told "Typo Error" but it also applies to your property.

This is America,how can this be happening? The bad guys and the rich do great,they can charge all kinds of fees to the 1% ,who are trying to save their homes,Ocwens collections department is in India. Ocwen was one of those "predatory lenders " and now owns "Litton " check out the Ripoff reports on Litton.

Ocwen along with Freddie Mac is working with our government. How did this happen?? At this point in time Ed Magedson and the staff at Ripoff are all we have!!

Please can anyone help us? Each situation is different but it all adds up to : We just need a loan,stimulus or bail out to save our homes!!!

Please United States Government,read these reports,Ocwen is continuing their tactics: Why pick a predatory lender to work for you? Attention United States Government: Help us save our homes,just read all the Ripoff Reports.

Don't let us down:" Please we may be the poor 99% but we are the ones who help the 1% and they are not showing much gratitude.

This is my plea for all of us: Our homes and lives are in jeopardy: Do not allow Ocwen to take our homes,we may not be rich and powerful but we worked hard for our homes. Can someone out there please look into this and give us a second chance????

Consumer advocates who specialize in Fraud and Predatory lending: Plese read these reports help is needed for us little guys,the big guys want to swallow us up!!!

Once again Ed I thank you as the founder of Rip Off Report,this plea for help could not be done without you.

 I am praying for all of us involved with Ocwen. May Justice be served for us all.

I am also getting scammed by overnight they have modified my contract without permission added fees and also charged me for activities I have not agreed to please help

See this story on Ocwen playing its games from WFTV in Orlando, FL.

http://www.wftv.com/news/news/action-9-investigates-mortgage-loan-mess/nD8JY/

As I read all the sitautions posted from Sherri,Rosalind,d**k, myself we do have a much to be thankful for: The furst Amendment along with Ed Magedson and his staff have made it possible to expose predators,slugs and low lifes for free!! My Prayer and hopes for 2012 for all of us who wanted the American Dream to be whole again.

The CEO'S of Ocwen,Golman Sachs, Litton loan, are enjoying a luxorious life with millions of dollars and offices throughout the world many of us don't know where we will be tomorrow.
It seems there is no consideration for the unfortunate 99%" aka most of us "

Banks get a bail out,Ocwen out sources their work to India and get srewarded by the "Government"
What chance do we stand?? There are postings on Facebook,on Ripoff Report,yet Ocwen gets picked to help out in a mess that Ocwen,FSB helped to create.

As the saying goes "It is what it is" : For now all of us should enjoy what we do have: Consumer Advocates such as Ed Magedson,the internet,Ripoff Report. These are things we,the 99% must take full advantage of.

Attention United States Government ,these banks were bailed out,they were all involved in these predatory loans,think about what happened to all of us. Foreclosure Scams,stolen equity,misappplied payments,lost paper work.

Please help save our homes,don't let these wolves take away our Dream. In closing I want to wish everyone a Happy Holiday Season ,a personal thank you to all at Ripoff Report and a very Happy Holiday and a prosperous New Year you ceratainly deserve it.

For   those of us involved with Ocwen aka Litton, Saxon  and all the other predators ,I am hoping for a bail out not a hand out so we can get back to life. Uncle Sam we need some help : News flash the 1% got their bailout ,now help us so we don't lose what we worked for.

God Bless everyone and I am praying for a resolution for all of us.

Carl

Am in florida but am interested

120 Foreclosure Victims were scammed by DeMarco,Rei: the best results were through  Ripoff Report, these reports get posted within hours and attorneys and Goverenment agencies do view that is why the FBI contacted me because of Ripoff Report.

Ocwen has many locations,Atlanta Georgia,Virginia,Florida than of course "India " I don't know if Real Estate law differs but I know in civil and criminal law everything goes by venue and jurisdiction.
Ocwen probablly has atttorneys in each state. This is a good legal question I am in New Jersey,Ocwen has made their mark all over the United States.

I know I love my house,Ocwen does not care what happened they don't even distinquish between property locations. I pray we will get help. Christmas means nothing to ocwen,They just purchased Litton Loan and are getting ready for the kill on which property they will add to their portfolio next!!!

God Bless you all and keep on writing ,these are not war stories ,these are facts that are have happened and Ocwen is managing to destroy the America Dream.

I still can't figure why our Government picked ocwen and now Litton Loan in the mix acquired from none other than" Good Ole  Goldman and Sach"s!?!
Ed once again thanks for your site,anyone out there who can help we need all the help we can get!!

Thank you to all at Ripoff Report this site is really helping the United States of America!!! I am grateful someone is looking out for us!

I am in for the class action. Seems to me we need a central point where communication can flow freely. I dont know if this is the forum since Rip Off Report does not publish emails etc. how can we get around this rather than just talking about it lets see some action. we need to communicate with each other and share info, not just war stories. I am in Florida so would a class action initiated say in Calif. be applicable for Fla residents?????? We need Rip Off cooperation on this as a central hub or coordinator.

d**k

This is really sad I am reading what has been done to all of us aka the 99% and it just gets worse and worse!!! Now Ocwen owns Litton and Litton is worse than ocwen, there are just as many reports on Litton and thank sto Ed and Rip-off Report thaey can all be view on Ripoff Report.

I know some class action lawsuits against Ocwen have been won,though some consumers are still waiting for payment. Ocwen does not want to help me,their attorneys use fancy linen envelopes and their attorneys paralegals can't even put the right property on their documents.

When I bought the error to Ocwens attention : I was advised just a "Typo Error" I reside in Union City the property on court document was Pennsauken New Jersey,Ocwens attorneys advised same applies for my property "not offering any resolution"!!!

So all these fat cats are making money hands over fist and they just want more and more,I find it so sad that our Governments is allowing this. Litton was previously owned by Goldman and Sachs and we all know about them. They just want to get richer and richer and take more and more.

Are there any lawyers out there who want to take on Ocwen???  Please help us ,read all the horrible things they have done. What gets me so mad is so much money is stolen and no one cares.Wait a minute someone does care "Ed Magedson and Rip Off Report."

Any attorneys reading this please help,I and all of us should not lose our homes. we have been scammed and robbed of our dignity. The banks got help how about helping us. a word to our Government "Stop hiring predatory crooks to handle the middle class that will soon be non existent!!

I wonder what kind of bonus ocwens CEO'S were awarded this year??? Any one out there who can help:There are so many of us!!!

Thanks once again Ed on behalf of all of us,you and your staff are our one and only hope for some justice.

Count me in

Count me in for a class action suit against Ocwen Loan Servicing LLC Orlando Florida

I reside in Boston, Massachusetts but my lender (Ocwen) is located in Orlando Florida.

The worse Lender ever.

I am interested in a Class Action. Please contact me with requirements and details. I am a Florida Resident and have Ocwen for a Year and it has been a year of hell. They screwed up my payments saying I owed a month, than they screwed up my escrow saying that I owed more and now we are back to them screwing up my payment again saying I am a month behind. I have a fold 3 inches thick with correspondence. Again am in on the class action just need details bout how, when etc. Please contact me

d**k

What would we do without consumer advocate Ed Magedson and Ripoff Report? Without Ripoff Report and the power of the First Amendment, the situation with Ocwen and all the other predators would be much worse.

As I read all the reports on Ocwen it is sickening and hard to grasp that this could and is going on in the United States of America. My situation is due to a Foreclosure scam involving an investor/straw buyer. These straw buyers did not have to spend a dime just "pretend" they were purchasing the homes,the straw buyers would than receive cash for these transactions and some even took out loans on our homes and also got a share in the equity.

The foreclosoure   individuals were suppose to have a reserve account set up and the rent double our mortgage was being set aside for when we purchased back the homes in 1 year,instead closing documents were forged,not notarized stating full cash value of home was given to individual in foreclsoure.

The titlle company involved has changed their name,does not matter anyway since they are rich and powerful owned by powerful attorneys and are involved with the government. In my case after the straw buyer got his pay off and after I paid rent of 2900 and after 150,000 was stolen in equity ,the straw buyer filed Bankruptcy on all the properties he" pretended "to buy.

The FBI thanks to Ripoff Report and the United States Atorney has arrested the slug aka as Anthony Demarco of DeMarco,REI and OPM LLc.
The United States Justice Department set up a mediatiom program to help save our homes but Clay,the straw buyer filed Bankruptcy on the properties he "pretended to buy" so Ocwen has notified me they cannot offer a resolution and in the event I wish to proceed to mediation plese sign the enclosed form.

This is not justice: Millions of dollars were stolen, signatures were forged ,we have documents stating we recived cash for our homes. We should get back some of that cash so we can get back our homes.

These investors even "pretended" they were executives for big corporations and set up websites ,when I called to speak with Clay,he never worked there!!
We are not rich ,but we do not deserve to lose these homes. Why do we have to losr and the straw buyers just file Bankruptcy and too bad for us.

Attenttion: Plese help individuals scammed by DeMarco,Rei get back their homes,Equity was stolen,rent was shared amomg slugs,just give us a loan so we can back our homes.
Straw buyers have homes to live in and they also received cash from our homes.

Fha,United States Governament don't let us lose our homes that we worked for. Don't let thes starw buyers get awy with what they did. Don't hold us responsible  Help Save our Homes.
Where did all the money go?????!!!!!! 

I have been going through the same things with Ocwen. I want this company to go out of business

I am a single mom trying to keep my home,  taking care of my elderly mother after my father passed away, very depress about my situation, feel hopeless.   I contacted Ocwen way before I was late on my mortgage payments, I tried to get help from them never received it, contacted ISAC non profit organization that helps homeowners keeping their houses they could not contact any one after trying for many months they gave up on me.  I tried a modification myself twice but nothing happened,   It is so sad that they still get fund to help their clients, no one is capable of getting them to do their job, I tried to get a loan mofification for about two years now, keep sending documents over and over, they never received, I have signature confirmation, I have fedex confirmation, fax confirmation, certified letter confirmation of all documents sent to them, but they never received them. Is there any-one out there that cares? is there any government agency that will report this bank, and why they do not get in trouble?  how can I get to keep my house can't deal with this stressfull situation I think I will die soon.  I like to file a class action suit against ocwen.     Boston,  massachuetts

I know there are consumer TV reporters that you can take your story and have them research and get answers.  Time everyone go to your local TV stations and talk to whoever does consumer complaints against businesses.  These reporters get information from the consumer, who has been wronged by the compaany and go after them, investigating what the problem is and they do get answers.  This also helps to visually document the problem for future court litigation!!

PLEASE , if you can get a lawsuit going , count me in !!!!!!!!!!!!
I live in Northern Michigan and Ocwen is in the process of tryng to take my hme ! They have hired a big fancy law firm in Detroit to try to take my home .
Ocwen took over our mortgage about 2 years ago , and there has been problems every since . W e
We have had hard times in the past , but were always able to " catch up " . Our credit wasn't perfect , but it was respectable . NOT ANY MORE ! Ocwen has held our payments , either by phone or by mail , sometimes over 3 weeks before they cashed them in creating more late charges . We did not have an escrow with them , but in November of 2010  , without our knowledge , started paying our property taxes and jacked our payment up $250 . I was layed off in Nov. and told them I could not afford the extra amount on the payment so they offered me a remodification and then told me I didn't make enough money to qualify . Then the foriegn representative simply told me to get a higher paying job and hung up . Now , Feb , 2011 , they sent us a letter saying we had to pay nearly $3000 by the 20th of Feb. or they were going to forclose , we got the money together and sent it in on the 12th , and on the 18th we recieved a letter from an attorney in Detroit that they were forclosing on our house . Ocwen has not cashed our check and will not even aknowledge that they have it .
We have lived here for about 25 years , our children were born and raised in this house , my grandfather and his siblings were actually born IN this house ! We don't want to loose it , but nobody will refinance us because of Ocwen . Our loan has not even gone down , it has actually grown !
 There has got to be someone out there who wears a cape and fights for justice and the american people who can take these s****.> Contact me via this site PLEASE if anything can be done !!!!!

 My story is not quite the same as yours but my home loan was also transferred to OCWEN in sept. of 2010 from HOMEQ servicing. My complaint with this company primaraly is there customer service procedures They only have 1 contact number for every department and each one leads you to one call center agency which seems to be either in India or ran by only individuals from that country. I am not racist but I cannot understand 80% of what the other end of the line is saying to me which is very frustrating when you feel you are trying to discuss something very important to you & your family. My ordeal is this, for 3 weeks now I have been trying to find my 1098 for the period of 2010 that HOMEQ was handling my loan I was informed thru the number I had for HOMEQ per automated voicing, that OCWEN would be handling this. I have contacted OCWEN multiple times within a 3 week period explaining to them that I already had the 1098 for the period they have serviced my loan but need my HOMEQ 1098. Four seperate times they assured me they understood my request they even asked me for my HOMEQ account # from that time period which i obliged. Four times they have sent me the same 1098 from the OCWEN servicing period, I even requested to talk to the call center supervisor on my last call which was granted after much hassle. I explained to her my situation & my dissapointment with her agents, in turn needless to say she assured me that the 1098 for the HOMEQ period would be emailed to me in 2 buiss. days. I asked if I could talk to the tax dept or have the number for that dept. Her reply ( hold one minute please while I get the number ) Wrong all I got was sorry sir we do not have a contact number only a fax number would you like that? My reply no! I would like a number where I can talk to another human being who is not apart of your outfit because apparently no one in your dept comprehends what I am trying to request. Her reply you will have your HOMEQ 1098 in 2 buiss. days & I will contact you to confirm you recieved it. TWALA! Again the wrong 1098 and no call. If my situation can be of any service feel free to use it. I'm tired of these loan services who state that they care about thier customers and are there to help but will constantly be in contact with you if God forbid you owe them anything, but don't seem to live up to thier statements when you need help......  Eli Palm Beach Gardens, FL U.S.A.

I have recieved a letter from the district court of illinois, there is a class action against ocwen at this time..  they will notify anyone that is affected and qualifies by mail.
ocwen isnt even taking this to court, they are agreeing to the settlement, i feel they know that there will be even worse consequences if they take it to trial, they have agreed to "forgive" any outstanding balances, and late fees and other fees that have accumulated because of their actions, and also they will remove the negative information on your credit report, also you may be compensated up to $1000.. i am happy to even being getting this, i thought that ocwen had got away with taking my house.
however, im not sure that what they are giving us even comes close to what they have taken!
they foreclosed on my house in 2007, i had a good job in a level 1 trauma center, and a happy life, because of them stealing my house, i had to move back home where my family is, 100 miles away from my job, i had to get a new job back here, i cant even get a credit card for walmart because they ruined my credit report.. i lost my house, my job, and i was so terribly mortified that they took my house, it caused serious mental anguish, and they think giving me $1000 will make every thing better? im grateful that its something, but i think ocwen is getting off easy and cheap, they arent even accepting responsibilty, they deny that they did anything wrong, and if you accept the terms of the lawsuit, you are no longer able to collect anything from them, ever... someone needs to go to jail for they did to all of us! and no one will because they are crooked crooks!

My home was sold to Ocwen by HUD in 1996.  They sent me forclosure notices before I even knew it had been sold.  They then charged me a fee of $400.00 for buying my loan, late fees, a fee for taking photo's of my home, fees for drive by inspections, and forced insurance when I had insurance with another company.  They told me that I would have to make a ballon payment to enter into a forberence agreement for all these fees and raised my payment $200 per month. Every year they made me re-enter into a forberance agreement with a balloon payment, so they got any tax refund I ever got every year and all of my retirement account just to keep my home.  After 8 years of this fight I got laid-off from my job and they refused to let me make the original amount of my payment.  They refused 3 of my payments and told me if I didn't pay $6500.00 they were taking my home.  I fought with them all of the 8 years that they bought my mortgage and had no choice but to let them steal my home.  This company has been in the business of stealing homes for a long time and have been getting by with it.Then, today I receive a letter from them asking me to accept a $350.00 settlement and forfeit my rights to participate in a nation wide class action law suit.  Althought I cannot figure out exactally where to sign for this lawsuit.  
I lived in my home for 12 years all together and they want to pay me $350.00 for stealing it?  Where do I sign up for this class action law suit?
I have read so many complaints on this company on this site and several others.  Almost all of the stories are just like mine.  How is this company still in business?
Honestly I would feel more justified of all involved with this scam were hand-cuffed and locked up in jail forever!!!

I would love to join your class action against ocwen. I have all the same complaints as others
that I read about all over the web. I live in Illinois. Have you figured out a way for us to unite?
I will watch the postings regularly. We could always start with a face book page for a chain of
all of us getting in contact and then we can go from there.

      I also have been at the mercy of Ocwen, formally known as Aegis. I have been lied to, had paperwork lost, my escrow is always a mess, modification took Nine months, had bogus fees charged and been harassed by non-human phone calls. I can't begin to tell you every thing I have been put through because there just isn't enough space. My credit is in shambles because of their mistakes and screw ups. I have personaly experienced almost every one of these complaints. I have even spoken to EVERY department they have, and have a couple of phone numbers that supposedly don't exist.I am currently being charged for a property assessment that they can't provide any proof of having had done. I no longer accept registered letters (at the rate of two or three a week) that are the same ones they mail me.They ,of course, are charging my account 12.95 for each one whether accepted or not. i would love to see this company pay for what they are doing to us all. Count me in!

I am in on the proposed class action against Ocwen. Have my own horror story similiar to those printed. I am in Fla. and would sign up for the action. The only concern I have is how to we get together or correspond with each other since this site does not allow us to post email addresses or phone numbers. Any suggestions.

We're in. Same story about them taking over the loan. Greater risk due to careers in jeopardy if foreclosure happens.

I think Ocwen targeted at risk loans. Completed a small percentage of mods to show they did something. They will let the rest of us go even when we are capable of mods. If they do it in bulk and in the long run they will make more money let us go into foreclosure.

Please keep us in the loop.

We're in. Same story about them taking over the loan. Greater risk due to careers in jeopardy if foreclosure happens.

I think Ocwen targeted at risk loans. Completed a small percentage of mods to show they did something. They will let the rest of us go even when we are capable of mods. If they do it in bulk and in the long run they will make more money let us go into foreclosure.

Please keep us in the loop.

Ocwen has sold my money, home and all of my belongings. Please contact me with any info regarding beginning the process to sue this company.

Anyone with a Loan being serviced by Ocwen needs to go and look at your title. If you see MERS, or have an MIN # this indicates that you have a MERS relationship with your Mortgage and Title. MERS, is a way the crooked wallstreet mob is getting homes by forclosing when they do not have the notes we signed at the closing.

Look at this site and please look at your title's.

http://stopforeclosurefraud.com/mers-101/

count me in on the class action. My mortgage was just bought up by them 2 weeks ago and already I am having problems with them. Reach me at (((Redacted)))

CLICK  here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

I have been dealing with Ocwen since 2006. All the facts explained in the above reports are similar to what I have been going through.

I decided to use NACA as an advocate in my behalf, but as hard workers as they are, they are not aware of the complexity of Ocwens deceptions. I've contacted my congressman, David Dreier. It was going good until Ocwen made misleading interpetations about my payment history. Without asking for my side of the story the congressman politely discontinued working on my behalf.

Ocwen proceeded to make the same deals as before, you know; pay now and I'll go into a trial period, only to be told a year later that it was denied and they keep all the money.  I know what they did was illegal (Breach of contract) but I'm still hopeful.

I am currently in the process of writing to Senator Feinstien. At the same time I will be attending a NACA event in Los Angeles to hopefully resolve this. My next letters will be sent to the president, as well as certain committee members in congress. "The squeaky wheel gets the grease".

Even if you lose your home please do write to your representative.  This website is awsome but writing to your rep is far more powerful.  Even if they don't read it, it's still on record.

Good luck to all of you

We need a class action against these crooks! I had my mortgage with Taylor Bean & Whitker, I was in the process of a "hardship" modification because my husband died unexpectedly. TB&W gave me the run around for 4 months, in that time, they received TARP money for my loan and was not supposed to be "allowed" to foreclose. Soo to get around that rule, they sold my mortgage to Ocwen. I informed Ocwen that I was having a hardship modification done, they assured me, over and over, how much they work with home owners to help!
Well, they would NOT find my documents for modification, so they make me start all over again. Over and over I sent in paperwork, forms, documents.. always receiving a letter in a few weeks that I was still missing something! Forget about getting anyone on the phone with at least ONE braincell, or who understands english and at one point, there recorded message said " You can not talk to anyone about your modification, you will be contacted on your status and there is noone to leave a message to". wtf???
This goes on for months and months, they start "inspecting" my property and went so far as to have it appraised multiple times! I receive a default document in the mail ( i was not upside down and have  equity above what I financed, responsible homeowner. I have owned property for over 20 years and my credit score before all this happened was 850!) they send back all my "good faith" payments (which they told me would prevent any forward movement on foreclosure) and preceed into forclosure process.
I have been harassed for not having insurance (2months to finally get them to remove an addition 4k charge for insurance(3times what the policy actually was) and get my policy on record, and now..surprise, again Im getting the insurance runaround!!
All of the programs I was able to be approved for, they stalled and stalled so that I am over the time limit. My state started a law with manditory mediation on foreclosures. Guess what? They will NOT modify anything, they refuse any offers and are going forward with my foreclosure! The lawyers just sit there, on the phone supposedly with the bank rep, and say, "No, they can offer you nothing".
So they get paid 2 times for my mortgage AND take my house! I wish I had a triple return.
It will be years and years before any of these people get investagated and I'm sure I wont be getting any compensation for being ripped off and made homeless over their GREED!
 SOMEONE HAS TO JUMP IN AND HELP! If the president wants to impress me, stop feeding the pockets of your friends and HELP THE PEOPLE THAT VOTED YOU IN! THIS IS WRONG! OUR PRESIDENT IS ALLOWING ITS CITIZANS TO BE USED, ABUSED AND TOSSED ASIDE FOR POWER HUNGERY MONEY GRABBING CORPORATIONS LIKE OCWEN!

We have sent every monthly payment on time and they keep saying we owe them $8000. we need to sue them before it is too late. i received a letter today saying that my house is in FORECLOUSURE?... why?.  

I to am in the same situation with these bunch of jerks. Modifications t get you back on track, when you wasnt behind in the first place. I have made my payments at Wal-Mart for years, using the Money Gram. I felt it was secure and I would receive a receipt showing the money was transferred. Ocwen would not retreive the funds on their end for 1-3 months and then try to foreclose on me. Then I would have to retreive the funds myself, send it off again, and pay for it again as well. Then they would say you would have to do a modification of your loan to get the foreclosure status removed. After doing this 3 times, they are still saying I am behind.

The last modification, they said you do no have to pay for the first 2 months. I never received a phone call or letter of any kind. I made my payment on the 3rd month and the now the phone rings 5-6 times per day, as well as receiving certified mail every day from them. AAAAANNNNNDDDD, now they say I am $5,000 beind in payments. They send people by my house taking pictures and put my house as being foreclosed on in the newspaper when I havent received any notice of foreclosing. People stop by my house and ask me how much I owe on my mortgage and other questions, trying to et me to sell to them.

I have tried to refinance through banks or other mortgage companies and because of Ocwen, no one will even touch me.

I am over them ruining my life. My loan amount stays the same every month, cause they add so much extra billings. They even told me I have to carry insurance through them or they will foreclose on my home. My payments were $600 when I first started with them. Now through all of the so called "to help" modifications, my payment is a nice $1045.00 per month.

Screw these assholes, I am ready to stand up against these rip off artists, and live life like a person is supposed to that works their a*s off every day.

I would like to be a part of the class action lawsuit. I live in Southern California, Los Angeles County. Maybe you guys could look up Tim McCandless site; a lawyers site, TJ Mars site; Living Free and Clear for help. They have templates for various types of relief. Google in "Produce the Note" in Non-judicial Foreclosure states (for California). Anyway I know we can't put in web site addresses or emails so hopefully you can find them without the actual address.

There has to be Class Action against Ocwen,so many individuls are feeling the domino effect this is having on all who were struggling to save their homes,unfortunately most of us are worse off than before.

I am hoping it is not too late for me,I am 50 years ols now and have nyself in a real mess with Ocwen,I was" lucky "enough to get Ocwen after TBW went down. I do not get it,these big banks are unscrupulous and even though there are so many law suits filed agaainst them they get to get all the Tbw loans??

My situation is so complicated involving a corrupt real estate investor a Bait & Switch and the company needless to say has filed Bankruptcy,Ocwen wants me off the premisies because the investor has filed Bankruptcy.

I am all the way In New Jersey these Banks and Mortgae companies certainly share the wealth?! I do not sleep at night,YOU CANNOT TRUST ANYONE.

This is the one thing I have learned ,attorneys sell you down the river,so yes we need to pursue this I write everyday on Rip off Report.I do not know where I would be without Ed Magedson.

I will say it again Plese help us,This is the USA and we need someone in the Usa to help us with the tactics of this corrupt comapany,and plese we ant assisatnce from our leaders and Government from the USA,not India.

Help is needed for all harmed by the corrupt tactics of Ocwen ,FSB.

I made payments to Ocwen in Nov, Dec of 2007, and Jan, Feb, and March of 2008.  Ocwen was notified in advance that these payments would be made through the VA.  VA Vouchers were sent and were not put toward my mortgage payment and Ocwen put me into forclosure.  I went through court and the case was dismissed and they found prejudice against the company.  The funny thing is, Ocwen accepts my mortgage payments....but HBNA is the one that filed the forclosure.  Anyways, I was told by my lawyer to contact Ocwen to renegotiate my contract and get my payments going again.  I did that.  I was told that I would get the new contract and was told that the payment would be due on a certain day.  This was back in Feb or March of 2009.  The problem is....I called them on the day that they told me the payment would be due and I was told that the contract was sent "today", via email.  Not only was this so-called contract sent via email, on the day it was due, but it was so outrageous I couldn't believe that I was actually reading it.  I did not aree to it, none the less, but Ocwen is trying to collect legal fees and the interest that accrued during litigation.  WOW!!  Anyways...I'm not supposed to leave my contact info here, but I hope that you will contact me.  I have saved all the paperwork, and have a lot more to tell you.  To give you a clue...  The attorney's for HBNA tried to contact Ocwen to get this situation straightened out...and they couldn't even get in touch with them to do so.  I just think no matter what I do, or whatever my attorney has tried, or for that matter, their attorney has tried....I'm not going to get anywhere with this unless I take them to court.  I don't sleep well at night wondering where me and my children will go if the system doesn't work for the people that are right.  We need eachother on this one...I see that our dates are fairly similar, I wonder why that is?  You know what I mean.  Contact Me...Lets get this ball rolling!

Count me in. I followed the terms of my streamline modification and was hit with a bill today that they want over 3k (over 2k in fees and the new mortgage payment of 788.22) by Dec 1st.

I told them no where in the modification did it mention having to pay these fees and asked why they were not added to the principal and was basically told that I could pay them off little by little (sure and be hit with an almost 40 late fee each month) and them consider me in default.

I followed the terms of the modification and they added additional fees that I am unable to pay so now I have no choice but to let them foreclose.

I would like to be member of this suit as well if one is filed against MERS.  They too were the 'beneficiary' of my deed which is illegal in CA.
I actually filed suit against CHASE Home Finance, US Bank ect. and the judge just dismissed my case (ten counts-including fraudulent misrepresentation, wrongful foreclosure...) saying I had no causes of action???? While acknowledging that MERS is not a beneficiary????? Go figure.
I will probably have to pursue through the Court of Appeals.
Ocwen was my second who got wiped out in the foreclosure of my home by Chase and US Bank (they sold my home to themselves for half of what I supposedly owed them).
The whole thing is such a scam.
If I know how I would attach my complaint etc. so you could see it.
My lawyer was a previous banker who knows exactly what these guys are doing and that it is FRAUD through and through.
Thank you.
Kim in Los Angeles
(((ROR REDACTED)))


CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

I have had SEVERAL dealings with Ocwen that have left me wondering what my legal rights are...one was a loan modification offer that included a balloon note with no information about the amount of the balloon loan. Then when I called they still did not give me the loan amount but told me when the loan was finished being paid I would owe another $190,000... Which is more than the initial loan. Even the worker on the phone got a good laugh about how ridiculous the modification was.

When I first started having problems... I filled out the financial hardship paperwork. Then they told me that I did not make enough money so they did not have to work with me...So I struggled for another year to try to make payments. All while they had documentation that I could not afford the payments. They have now started foreclosure and are returning any payments I attempt to make at this point in time.

Please advise me on where to go and who to contact.

Thanks!

I am feeling your pains with Ocwen, I too have dealt with horrible company. I went into an mortgage modification program with Ocwen only to be promised to pay $3464 which then without notice went up to 3469.69 which was no big deal. But, I had the modification started in 12/08 and then had to pay an good faith payment to get the modification which dropped my rate from 7.5 to 6.5 % and late charges of roughly 2100 to back of loan. This was great I finally thought great I could get my life back on track since my husband is disabled and no longer able to work and my older child has been in/out of mental hospitals for mental illness for past two years. I have been losing a lot of unpaid leaves from work, I was working two jobs since this all. Well, Long story short, I come to find out just after two months of b
eing on the modification with Ocwen that my April payment will be going to $3715.
I totally can't afford this, I too have an 1200 truck payment which I need for my spouse's needs. So I haven't made an pymt since March now. I have been working with an Modification company from Arizona, I paid then 1995 which is promised back to me if the modification is unable to be processed, This company has been arguing with Ocwen since 5/09, They even have the company's Supervisor dealing directly with Ocwen now, But, All of sudden nowthe truck payment has Ocwen refusing to deal. They don't think I will continue with the mortgage and will default 6months down the road. But, It didn't seem to bother than in 12/08. I have had the loan prior to than. But, If Ocwen would of checked there prior records I had no problems with paying the truck of 1200 and the mortgage payment when the mortgage payment was $3464 as they initially promised it would be. I don't care if the escrow they needed was too low they should of realized this before they gave me written agreement of my modification payment of 3464 which they threatened me if it was Nsf check or paid late would make the modification void. Shouldn't they be obligated to there customer to keep my payment the same and not change it after just two months? I am getting real nervous with the foreclosures in my area. My now mortgage modification company (FMC )tells me I can't be forclosed on but reading the posts on Ripoffs has me feeling so uneasy now. So ,Yes, Go for the Class action suit include me too!!!!!!!!!!!!!!!!

Put me down I cannot believe the hell they put people through. this is illegal. please notify. EVERET

My story was just posted right above yours (Silence514), I've been jerked every which way but loose. I just hope we can get this class action started, before my Home is GONE.

LETS BAN TOGETHER AND GET THIS DONE ONCE AND FOR ALL. We do NOT deserve this treatment. We need to get our lives back what is happening to our Country ??? Whose fighting for OUR RIGHTS and TAX MONEY ??

To Everyone Interested in this Class Action....
Email me at (((ROR redacted))) and I'll help get the list started

Thanks Carl for getting something started. If I can help let me know.
Mary Ann

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

My story was just posted right above yours (Silence514), I've been jerked every which way but loose. I just hope we can get this class action started, before my Home is GONE.

LETS BAN TOGETHER AND GET THIS DONE ONCE AND FOR ALL. We do NOT deserve this treatment. We need to get our lives back what is happening to our Country ??? Whose fighting for OUR RIGHTS and TAX MONEY ??

To Everyone Interested in this Class Action....
Email me at (((ROR redacted))) and I'll help get the list started

Thanks Carl for getting something started. If I can help let me know.
Mary Ann

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

My story was just posted right above yours (Silence514), I've been jerked every which way but loose. I just hope we can get this class action started, before my Home is GONE.

LETS BAN TOGETHER AND GET THIS DONE ONCE AND FOR ALL. We do NOT deserve this treatment. We need to get our lives back what is happening to our Country ??? Whose fighting for OUR RIGHTS and TAX MONEY ??

To Everyone Interested in this Class Action....
Email me at (((ROR redacted))) and I'll help get the list started

Thanks Carl for getting something started. If I can help let me know.
Mary Ann

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

My story was just posted right above yours (Silence514), I've been jerked every which way but loose. I just hope we can get this class action started, before my Home is GONE.

LETS BAN TOGETHER AND GET THIS DONE ONCE AND FOR ALL. We do NOT deserve this treatment. We need to get our lives back what is happening to our Country ??? Whose fighting for OUR RIGHTS and TAX MONEY ??

To Everyone Interested in this Class Action....
Email me at (((ROR redacted))) and I'll help get the list started

Thanks Carl for getting something started. If I can help let me know.
Mary Ann

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

I HAVE BEEN TRYING TO DEAL WITH THIS COMPANY FOR OVER A YEAR NOW FOR THEM TO MODIFY OUR LOAN. THEY ARE NOT WILLING TO MODIFY IT. WE KEEP GETTING THEM TO DELAY THE FORECLOSURE SALE. WE HIRED SOMEONE IN MARCH TO DEAL WITH THEM. I THOUGHT IF A THIRD PARTY WAS PLAYING MIDDLE MAN IT WOULD MAKE THEM ACKNOWLEDGE THE LAW INSTEAD OF PRETENDING IT DOES NOT EXIST. THIS WEEK I HAVE BEEN WORKING ON A CIVIL COMPLAINT FOR A QUIET TITLE AND INJUNCTION. I WANT TO DO SOMETHING BECAUSE I KNOW ON THE THE 11TH HOUR PRIOR TO THE SALE THEY WILL JUST SALE WITHOUT ANY WARNING OR ANSWER US ON MODIFY REQUEST. I JUST WILL NOT LET THEM TAKE OUR FAMILY HOME AWAY. MY HUSBAND GOT A SETTLEMENT FIRST PART OF THE YEAR AND WE WERE WILLING TO MEET THEM ON THE DEFAULTED AMOUNT AND REQUESTED FOR THE REMAINING TO BE TACKED ON THE BACK OF OUR LOAN AND GIVE THEM 6 MONTHS IN ADVANCE IN PAYMENTS SO IT WOULD BE PREPAID AND THEN WE CAN GET BACK ON TRACK. THEY TOLD US NO THEY WERE JUST GOING TO FORECLOSE. WHAT MORE DO THEY WANT I THOUGHT IT WAS NOT A BAD DEAL SINCE NO ONE WAS LOSING MONEY BUT US HAVING TO PAY MORE AND LONGER. WHAT KILLS ME IS THAT THEY ARE WILLING TO ALLOW OUR HOME TO CONVERT BACK TO THE BENEFICIARY FOR $90K LESS THEY WHAT OUR LOAN AMOUNT IS. AS I HAVE BEEN WORDING MY COMPLAINT, I BEEN COLLECTING ALL THE PROOF I HAVE LETTER AFTER LETTER ASKING THEM TO WORK WITH US AND TO OFFER US SOMETHING THEN NOTHING AND THEY WERE NEVER WILLING TO. ANYWAYS I HAVE DISCOVERED A BREAK IN OUR TITLE. ACCORDING TO CALIF LAW WHICH MERS RULES DO NOT MATTER CALIF LAWS GOVERNS MERS THERE WAS NOT ASSIGNMENT RECORDED FROM THE 2 COMPANY TO WHOEVER WAS THE 3RD HOLDER BUT SOMEHOW THE ORIGINAL LENDER WAS CONVERTED BACK.??? NO THEY TOOK IT UPON THEMSELVES TO SIGN IT TO OCWEN AND US BANK BECAUSE THE 2ND HOLDER WMC MOTG. STOP DEALING IN THE HOUSING MARKET AND ASSIGNED IT ONLY TO MERS. OUR LOAN WAS SOLD THE DAY IT FUNDED IN DEC 2005. WE SIGNED A DISCLOSURE SAYING THAT WE UNDERSTOOD IT WAS SOLD UPON FUNDING. THEY NAMED MERS AS THE BENEFICIARY MERS CAN NOT BE A BENEFICIARY! THEN I AM FINDING SUBSITUTION OF TRUSTEE NOTICE SIGNED BY THE TRUSTEE THAT IS JUST BEING APPOINTED. I AM FINDING DOCS THAT THE SIGNATURES ARE SIMILAR VERY SIMILAR IN FACT TOO SIMILAR. I HAVE BEEN HEARING THAT A BREAK IN THE TITLE IS CLEARLY NOT ENOUGH TO WIN A QUIET TITLE THERE HAS TO BE PROOF OF SOMEKIND OF FRAUD WELL I DISCOVERED THAT ONE OF THE REQUIRED NOTICES FOR THE FORECLOSURE PROCESS. I THINK I HAVE AN EXCELLENT CASE. I BEEN HELPING MY FRIEND WITH HER QUIET TITLE AND OUT OF A HANDFUL WHO STARTED THEIRS AT THE SAME TIME THEY HAVE ALL LOST THEIR HOME AND SHE IS THE ONLY ONE STANDING STILL AND TODAY WE WELL SHE HAS A HEARING. SO I AM WILLING TO SUE AND SUE THEIR PANTS OFF OF THEM IF ANYTHING MAKE MORE PEOPLE BECOME MORE AWARE AND MAYBE IT WILL TRIGGER A WAKE UP CALL FOR THE GRAND JURY TO MAYBE FRAUD INVESTG. DOGS ON THEM. I HAVE A FEELING SOMETHING WILL COME OUT ABOUT THESE SERV. LOANS COMPANIES AND THEY WILL GO DOWN BECAUSE I BET SOMEWHERE IN EVERYONES PAPERWORK RECORDED IN THE COUNTY HAS A MISTAKE SOMEWHERE THEY ARE ALL WORKING TOGETER TO KEEP THIS GAME GOING AND COVERERED UP. THEY ALL FALL SOONER OR LATER AND I AM AFRAID WHEN THEY FALL IT WILL BE TOO LATE FOR HOMEOWNERS TO RECLAIM THEIR HOME. I HOPE THEY HAVE FUN IN THE FEDERAL PEN AND SOON TO END THIS NIGHTMARE EVERYONE IS GOING THROUGH RIGHT NOW ONE WAY OR ANOTHER. THAT IS FOR SURE!!!!!!!!!

Ocwen has conducted, what I believe is an activity designed to illegally harass and Intimidate its customers for the purpose of obtaining homes through foreclosure . Please count me in!

Ocwen has conducted, what I believe is an activity designed to illegally harass and Intimidate its customers for the purpose of obtaining homes through foreclosure . Please count me in!

Ocwen has conducted, what I believe is an activity designed to illegally harass and Intimidate its customers for the purpose of obtaining homes through foreclosure . Please count me in!

CARL.. PLEASE CONTACT ME IF YOU ARE SERIOUS REGARDING FILING FOR A SUIT. I AM BEYOND READY. I HAVE BEEN HAVING SO MANY PROBLEMS WITH THEM SINCE MY PREVIOUS MORTGAGE SENT ME TO THEM.
LETS DO SOMETHING BEFORE ITS TOO LATE.
THANKS!!
(((ROR Redacted)))

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

What Ocwen has done to us and others is just wrong. Please feel free to read our report. We had many more issues with Ocwen not listed. We have taped phone calls and yes we did tell them they were being filmed as well as recorded. We have them admitting there were problems with our account - but - they were never fixed. I could spend hours telling you of the last three years.

So Yes - I would get in on a class action suit as well. I live in North Florida

I agree with you psychic. If you look at the dates and how long this has been going on with people I do not see any law suit happening. It is a great place to vent and read but it is really not getting anybody any where.

If I were a psychic, I would predict that this 'class-action law suit' will never happen. I'm not, and I don't believe in psychics but I still predict it will never happen.

You can best believe that I'm all about this class action lawsuit but one thing that really concerns me is the fact all of us are scattered throughout the United States. Is there such an attorney that can take on this lawsuit and represent all the states involved? I am definitely interested in joining the fight with everyone and hope there's an attorney that can help. I did post some of the attorneys that were currently working cases against Ocwen on my previous post. Let me know what I need to do to join the fight.

i have been through all reported here an the new one is charges from 1906 in last statment when can we start

i have been through all reported here an the new one is charges from 1906 in last statment when can we start

i have been through all reported here an the new one is charges from 1906 in last statment when can we start

i have been through all reported here an the new one is charges from 1906 in last statment when can we start

Attempting to modify my loan with OCWEN has simply became a JOKE! I've submitted 4 separate requests to date and received 4 completely different reasons why they can't approve it. I've hired an attorney but to be honest with you I'm not holding my breath; OCWEN is just to difficult to deal with.

Class Action Lawsuit... count me in!

Attempting to modify my loan with OCWEN has simply became a JOKE! I've submitted 4 separate requests to date and received 4 completely different reasons why they can't approve it. I've hired an attorney but to be honest with you I'm not holding my breath; OCWEN is just to difficult to deal with.

Class Action Lawsuit... count me in!

Attempting to modify my loan with OCWEN has simply became a JOKE! I've submitted 4 separate requests to date and received 4 completely different reasons why they can't approve it. I've hired an attorney but to be honest with you I'm not holding my breath; OCWEN is just to difficult to deal with.

Class Action Lawsuit... count me in!

Attempting to modify my loan with OCWEN has simply became a JOKE! I've submitted 4 separate requests to date and received 4 completely different reasons why they can't approve it. I've hired an attorney but to be honest with you I'm not holding my breath; OCWEN is just to difficult to deal with.

Class Action Lawsuit... count me in!

Hopefully we can be included in this class action suit against ocwen. We live in maryland. Please update this to let everyone know what we need to do, or if we are just wasting our time.

I have had this company for over two years now. From day one, nothing but trouble. When things got bad, they offered me a "modification". Please........ do you think we are that stupid. I filed a Chap. 13 BK and present day, they still get the paperwork wrong. I know there is already a court case being prepared in NY, but that is not a class action.

To the homeowners reporting here and others reading these reports. We need to file complaints with the federal government. We also need to get together and file a class action against Ocwen LLC. By the way, they also have employees who monitor this website.

For those who are tired of speaking with third-world countries, you have the legal right to request in writing (certified) to have your file marked "USAO". this means they can only direct you to a in-country (USA) customer rep.

Let's go,

Gary
Ft. Worth, TX
U.S.A.

I have had this company for over two years now. From day one, nothing but trouble. When things got bad, they offered me a "modification". Please........ do you think we are that stupid. I filed a Chap. 13 BK and present day, they still get the paperwork wrong. I know there is already a court case being prepared in NY, but that is not a class action.

To the homeowners reporting here and others reading these reports. We need to file complaints with the federal government. We also need to get together and file a class action against Ocwen LLC. By the way, they also have employees who monitor this website.

For those who are tired of speaking with third-world countries, you have the legal right to request in writing (certified) to have your file marked "USAO". this means they can only direct you to a in-country (USA) customer rep.

Let's go,

Gary
Ft. Worth, TX
U.S.A.

I have had this company for over two years now. From day one, nothing but trouble. When things got bad, they offered me a "modification". Please........ do you think we are that stupid. I filed a Chap. 13 BK and present day, they still get the paperwork wrong. I know there is already a court case being prepared in NY, but that is not a class action.

To the homeowners reporting here and others reading these reports. We need to file complaints with the federal government. We also need to get together and file a class action against Ocwen LLC. By the way, they also have employees who monitor this website.

For those who are tired of speaking with third-world countries, you have the legal right to request in writing (certified) to have your file marked "USAO". this means they can only direct you to a in-country (USA) customer rep.

Let's go,

Gary
Ft. Worth, TX
U.S.A.

I have debt with acwen since 2007 and have had nothing but head aches. they had my escrow messed up and when I called on them they cold not see a problem mean while I cantacted my attorney and he said that it was not right but did not offer to help. So naturally my payments continues to increase .I had stared a loan modification back in july 2008 I had a 9.9 intrest rate my house was inflated and I was going to lose it. Ok july august september oct, nov, dec, jan finally it was modified after being on the phone for hours waiting and waiting and being told they had not recieved my faxes even though on my end my copy came back complet all pages I was lied to they did another modification because they kept saying they had not recieved my agreement which I had faxed over 20 times I emailed the agreement. So with the new modification my house principle has gone up and i got a intrest rate of 8.24 when I asked why it went up they said that is what their caculator says take it or leave it I personally will be just maybe beable to make that paymt for a while I do not have a job in the summer I work as a teacher Assistant I so find part time work usually but with the economy it will be hard this year my husband will be just able to pay the mortgage what ablout the other bills I don't know . so please if there is a class action suit I want to be included this company need to be shut down they are not willing to help their customers and they are nothing but rip offs . I also paid to have a loan modifiaction with a company manhattan mitigation they did not help me but they did say this ocwen is bad business so here I am with a inflated home and a high interst rate and not so good credit because of these people . I can not do anything I can refinance I do not know what to do . I have all my papers from the time I started to modify my loan right up to now.

As I stated in my report eariler, Ocwen stole my home after 16 years and I won't rest until they answer to their rotten actions.

As I stated in my report eariler, Ocwen stole my home after 16 years and I won't rest until they answer to their rotten actions.

As I stated in my report eariler, Ocwen stole my home after 16 years and I won't rest until they answer to their rotten actions.

As I stated in my report eariler, Ocwen stole my home after 16 years and I won't rest until they answer to their rotten actions.

Count me in for the class action lawsuit against Ocwen.

I have filed reports about Ocwen myself. We had a 2nd mortgage with Ocwen. The first mortgage was a private mortgage. When we applied for the Ocwen mortgage, we told them we had the first mortgage. They ignored the fact that we had the first mortgage and gave us the mortgage. We ended up in a forebearance agreement with Ocwen. We were in default on the first mortgage too. They both foreclosed. The first mortgagor beat Ocwen to the punch and foreclosed first. Ocwen backed out of the forelcosure sale on the first Tues, Feb. 2007. The first mortgagor went ahead with the sale. We lost the house at that sale. Ocwen still claims they are in first place and that the loan is in foreclosure, even though the house is Gone and has new occupants! There was no money left over from the sale of the house to pay Ocwen. The first mortgage was barely
paid off leaving a small shortage. Ocwen sends us mortgage statements every month.
They add force-placed insurance to the loan, and add inspection fees to the loan for a house that is no longer collateral for the loan. They are reporting us on our credit reports as "forclosure initiated", which is wrong because they did not and cannot foreclose on this house. When I initiate a dispute with the credit bureau, they just ask Ocwen who says it's correct. Aggghhhhh! I tried writing to the bureaus and telling them that Ocwen has their internal information wrong and so they cannot verify this. Ocwen sued us, the first mortgagor, the realty company who bought the house at the sale, the people who bought the house from them and the two mortgage companies who hold their first and second mortgages and the judge dismissed the case. When I have called Ocwen they don't know what I am talking about. I told them to call their own attorney to update their own information.

I going to loose my home because Ocwen lie to me and my Family!!!

OCWEN IS THE SHEPHARD 4 THE DEVIL!!!!!!

DELTA IS AN ACCOMPLICE!!!! THE RAPE AND PILLAGE...THE ECONOMIC GANG BANG IS INDESCRIBABLE!!!! LETS GO!!!!

I HAVE REPEATEDLY (4X) SUBMITTED DOCUMENTATION FOR MODIFICATION OVER THE PAST YEAR...I FINALLY RECEIVED A DECLINE JUST A FEW MINUTES AGO...WHAT?! 4 WHAT?

THE INTEREST IS HIGH...I AM PAYING NO PRINCIPLE...I MEAN WHO DEVISED THIS EVIL MADNESS??

I NEEDED SOMEWHERE TO LIVE...I WAS HOMELESS...LIVING IN A HOTEL...I HAD NO IDEA I WOULD WIND UP HERE...I UNDERSTAND OCWEN HIDES BEHIND THE IDEA THAT THEY ARE A SERVICER, NOT A LENDER...WE NEED 2 TAKE OUT OCWEN AND DELTA AND EQUITY MORTGAGE LENDING...ALL ACCOMPLICES...

I HAVE BEEN HOLDING ON FOR 25 MINUTES AND COUNTING RIGHT NOW AS I TYPE TO SPEAK WITH THE LOAN UN-MODIFIERS...THEY TOOK A WHOLE YEAR TO TELL ME NO???

UNBELIEVABLE...NOW THEY ARE SAYING MY MORTGAGE PAYMENT WILL INCREASE BY $150/MONTH...WHAT??...SAYING THEY HAVE TO INCREASE MY ESCROW...OF COURSE SINCE INSURANCE AND TAXES HAVE DOUBLED PLUS THE BACK ESCROW BECAUSE I AM PAYING LATE EVERY MONTH...I HAVE REPEATEDLY REQUESTED A MODIFICATION WITH OCWEN AFTER A BRIEF LAY OFF OVER A YEAR AGO WHICH PUT ME BEHIND...WAS NOT ELIGIBLE FOR UNEMPLOYMENT, ETC ETC...JUST ONE FINANCIAL SHORTFALL AFTER ANOTHER...AND Y DOES OCWEN ADVERTISE THEY CAN REFINANCE WHEN THIS IS A SERVICE THEY DO NOT OFFER!!!! I AM READY 2 BRING EM DOWN!!!

We're with you!! We've been battling with them for 6 years - they weren't our original lender - I don't think they ever are - they just buy loans from other companies...then they suck the life out of the borrowers!! Every single time I've talked to someone at that company, the first thing they ask me is "How much money can you send?" They are nothing but a bunch of crooks and liars!

I was an Escrow Officer for many, many years and I have never dealt with another as horrible as this one - and believe me, there were some bad ones out there. Ocwen takes the prize! They give you false names when you ask for one - I swear that every male I talked to there was named Steven! They threaten people and hang up on them!

Grrrrrr...I am so *&(*^(&))*)&^^*&%$$$%%^ angry! It's time to take them on!!

We were sold to OCWEN and from the beginning they hit us with late charges that were paid to the previous owner of the loan.

From there it got worse.

The kicker to this was that for 2 full years of payments to my escrow account (Taxes and insurance) I found out after trying to add my 2 cars to my AAA insurance to get a cheaper rate I found I had NO insurance on my home due to NON Payment. This happened after OCWEN got my loan from the previous company's transfer. OMG I called them after finding this out from AAA. They told me there WAS insurance on the home provided by THEM for the STRUCTURE (ONLY) at no cost.
My reply was WHY did this happen? You cover the house but my inside coverage was $300,000.00 and Hurricane coverage since I do LIVE IN FLORIDA!! Why was this not Paid since I was making the payments? After trying to contact their Insurance DPT with phone calls, faxes and letters. I NEVER GOT A REPLY !! So I got the insurance MYSELF and had the ESCROW canceled. Isn't there a LAW for that? I make the payments and THEY don't.

Also the first year with them I got a TAX notice that it was NOT paid and had to spend HOURS contacting OCWEN to pay it since the ESCROW was for that too!!

What kind of company is this? I now am late on my morgage due to loss of my job and
too like others here I have read about, CALL me constantly. I know I'm behind and I'm doing everything I can to get it current and call them back almost daily to keep them informed of my "CHANGE IN STATUS".

This has been ongoing for the Last 2 years now and I have tried to recently get that hardship plan they listed but what they sent EXHIBIT A, B,C, D looks more like Court Documents to go after me if I DEFAULT not HELP...

Many times with the long hours on the phone with them I told them to SELL my loan to someone else due to their POOR service. But that is like telling the EARTH to STOP SPINNING :(

I have EVERY PIECE of Documentation they have sent me since we are pack rats.

Which by the way NOT one of their Bills have the SAME numbers on them month to month. How do they do their MATH?

To TOP IT OFF I tried to sell my home on a SHORT SELL and guess what?

Even though I have had this loan with them for several years the pay OFF was EXACTLY the ORIGINAL $180,000.00 AMOUNT.. HOW does THAT HAPPEN??

I also have TAPED conversations with them TOO !! To back up what I have said here.

I NEED to go into the LOAN Business So I CAN CHARGE WHAT I WANT WHEN I WANT and NEVER MAKE IT LESS THAN WHAT the original amount was for TOO !!!

ANY IDEAS on how to STOP THIS KIND OF LENDING PRACTICE?

E-Mail ME

Ocwen would not work with us on our out of sight mortgage rates and foreclosed. they would not return calls, emails or letters mailed. At some point during the last 1-1/2 year I received a call from a foreign speaking person and I asked what country she was from and she said India. That was the only word I understood. I said have someone who can speak English call me back and they never did. Lost my home. So a class action law suit --count me in!!!!

My loan was sold to Ocwen and this being the second home I have purchased. I was amazed by there rudeness and just plain unprofessionalism.. they have been late on making the taxes to my city time and time again!.. I have to call over and over again just to get an operator in a foreign country who barely speaks english that wants too much personal information, when I ask where I can go to an office here in the state of New jersey, they say there is not one..
ughhhh!!! when I sell this house, I will ensure in writing that ocwen is never the owner of my loan, or I will purposely let it go into foreclosure!!! they are a disgusting company bent on nothing but profits on the backs of hardworking people.. shame on you!

YOU CONTACT ME I'M IN FLORIDA. WE HAVE GIVEN OCWEN MORE THAN $17000
IN FAILED FORBEARANCE AGREEMENT. NOW THEY WANT TO FORECLOSE ON OUR
PROPERTY. WE ARE LOOKING FOR AN ATTORNEY THAT DEALS WITH PREDATORY LENDING VIOLATION. SO IF YOU PLAN ON GOING THROUGH WITH THIS PLEASE CONTACT ME. THIS NEEDS TO STOP

Mr. Emailer who started this blog,
I started a refi with Ocwen. I gave them $3000 cashiers check. I forgot to send original documents. They called me and said they would send the money back and start foreclosure if I did not sign ans send the paper work. That was a Tuesday. On Friday I got laid off. Needless to say, I did not sign and send paper work. I then was wishing they would send the $3000 back! They kept it! They said you owe us! (which is true) However, it stated on the loan documents, if you do not sign and send original forms we will return money and start foreclosure. Can they pick and choose? Also the man or should I say kid named Scott Williams (or so he said) made fun of my childs learning disability. I was in tears and he kept on saying I was a bad mother! He said he would not pay for his tutor and I needed to get my priorities straight. I wrote Ocwen a letter and sent it to twelve different locations, I got no response. My children are my priority! I know I should pay for my home, but if it comes between my children and my "bills" I pick my children! Thats my job! They will always have food and a roof! But it doesnt have to be a $400,000 roof! And my childrens well being (learning diability) is more important than good credit. That may sound bad to some, but to me it is the only way! Let me know!
S Jenkins

Count me in any action. I have filed complaints with several agencies and have yet to get a satisfactory response. So get me any information. I am in Charlotte, NC. If you have found an attorney willing to get invovled please post as much information as this site will allow. I have also voiced to them several times that they are doing more of a disservice by not allowing us to contact one another other than by posting here. How can we effectively get a resolution if we cant talk to one another or communicate by other means. I dont know what the deal is with ripoff report. I think they just want to be the middle man in whatever takes place, which is fine with me.

Sometimes I wonder if Ocwen is paying them off as well. I hope that I am wrong, but I see no other reason why consenting adults are not being allowed to contact one another. I have suggested to Ripoff that they give everyone interested some sort of link where you need to have a specific password to be allowed to access like some employers do. Is that too much to ask? They have gotten us all riled up and they want to just leave us hanging? If you have an attorney maybe they will allow you to post the attorneys information. They did for the Citibank customers. Let me know the status.

Carl, I just found this ripoff report site today as I was researching what ever happened to First Alliance Mortgage ( the company that Cal Vet allowed us to encumber our first mortgage with a second in place with in 1992 ) at some point in time somehow Ocwen became the company we were paying our second mortgage to ( the payment history I received from them indicates we have been paying them since 07/01/2000 ) our loan "matured" in Sept. 2007. Not knowing exactly what that meant because ocwen also sent paperwork to send for a payoff quote I began my quest for information on what to do since the payoff quote stated that they wanted 5000 plus dollars and we were not in a position at that time to pay it off if we even owed that amount. I was told by one of those employees that takes calls from the cue "just go ahead and keep making your payments" I did this and they recorded it as a payment on Nov. 7,2007 and now the recorded statement message says the next payment due for Dec.1,2007 is 191.66 we have not made a payment since then. I have not been able to satisfy myself that we indeed owe any amount due to the impossibility of ever being able to reach anyone in the USA. We have now received a foreclosure notice and I am not sure what to do after reading all the ripoff reports on this site this evening. I would like to know if there is any help by reporting on this site and letting others know your personal plight. you stated that you wanted others to contact you via this site I live in Orangevale on Almond Ave. three houses north of Greenback Lane I am not trying to be vague but I read that they delete addresses and email addresses If you can come to my door bring a big note so I can see your name or just leave me a note by the door somewhere so I can contact you our house is on the east side of Almond. My name is Becky

My husband and I would definitely be interested in joining. We have a long, well documented list of the classic fraudulent practices others have complained of regarding Ocwen. We're going to file a rip off report next. You're more than welcome to contact us if you decide to proceed.

Thank You,

Steve and Heather

I have given reports to Ripoff. Yes I am a taker, - let's file a class action, but I reside in Northern, VA. If you can figure out how others in another state can get involved in the class action you have a taker! Might be possible because the company is in Orlando FL therefore anyone involved with the company might possibly have to file suit in Florda as they is where their business office is, not in the State in which rhe home is located/and financed - I am all for it.

Tomorrow I see an attorney and will in all probability file Chapter 13. i am frustrated and upset. I am in danger of loosing my home at this time although I have proof of payments.I called Ocwen, getting voice mail, requesting a face to face meeting with Ocwen. In each voice mail I have asked for the meeting and stated I was willing to drive the 10 hours to see them. All request have been ignored. that's what once calls good public relations and outstanding professionalism - God help us all if that is the best they can do and obviouslly that is their best, but somehow they manage to stay in business!

I raised children alone getting them through school; bought my first home at 55 - this is my 2nd. Words can not express my dismay and I am close to retirement. I had planned to use what I put into my home into my retirement - isn't that a joke?.

The bottom line is that they do not care. Yesterday I sent letters out overnight air to all my congressman; tomorrow I will do it at a State level. It may be too late for me but maybe I can help others. Everyone write your congressman US and State levvel.

The more I read, and the more I learn I am appalled and shocked at what appears to be unethical conduct, definace of the law and a complete lack of respect to the consumers as dies it appears that they are getting away with it.

Put my name on the list, get in touch with me via Ripoff. I will come to Florida to meet with the attorney. Let's give it the old heave h*o and go after them.

Outraged in Virginia