Complaint Review: Ocwen Loan Servicing

The Said Named Mortgage Related Financial Company Named Herein Never Replied To My Several Registered Mail Letters Submitted To Them. Approx 4 Years Ago I Had A Normal Mortgage And I Had A Good Job Making Above Average Income.

I Had Been Involved In A Near Death Auto Accident (Public & Police Records On File) As I Had To Be Pulled Out Of The Vehicle By Rescue Personnel And Rushed To Hospital Via Ambulance And Upon Arrival To The ER Had Fallen Into Coma In Which I Had Tragicly Lost Both Legs & Shortly Thereafter, Occured A Series Of Unsuccessful Medical Operations And Procedures Which Still Leave Myself Confined To A Wheelchair Nonetheless. I Have Been Unable To Physically Work For The Last 4 Years+ And Had Fallen Behind Upon My Mortgage And Other Bills As The Original Mortgage Holder Had Apparently Sold The Note To The Mortgage Related Financial Company Named Herein. Obviously By No Choice Of My Own Or Vision Of The Future Did I Ever Realize I Would Experience Such Horror Inflicted Upon Myself Both Physically And Financially! I Have Had Nothing But Problems With The Mortgage Related Financial Company Named Herein, Since They Had Assumed The Note. Have Had To Somehow Borrow Money To Avoid All The Foreclosure Efforts & Sheriffs Sales (4 Times) In 4 Years! Recently I Find Myself In An Alledged Foreclose Once Again And Unfortunately, Despite My Several Efforts To Submit Registered Letters Attempting To Explain My Medical Hardships And Nearly 50% Of My Income Is Absorbed By Current Costly Medical Procedures And Prescriptions Paid Out Of My Pocket, As I Am Collecting Disabilty And S.S. Benefits Which Is Meager At Best!

In Submitting My Letters, My Intentions Were Merely To Explain My Medical Hardships And Request A Reduced Loan Modification To Avoid Foreclosure And The Possibility Of Declaring A Personal Bankruptsy, As Well As To Take In Account The Reduced Taxable Amount The City Declares The Home Is Worth (Much Less) The Troubled State Of The Economy And Reduced Interest Rates For All Consumers Alike! I Had Not Received Any Replies To Any Of My Letters Submitted, As I Was Compelled To Retain The Services Of A Mortgage Modification Law Firm In California To Assist Myself In Modifying An Affordable Payment, However The Law Firm Had Proven To Be Unsuccessful At Best In Assisting Myself And Has Prevailed To Be An Obvious Waste Of My Money And Efforts! I Had Specificly Explained I Am An Individual With Physical Disabilities And Am Handicapped, Who Hasnt Been Able To Work In 4 Years+ And I Am Convinced Of A Certain Prejudice Against My Well Being As Such Disabled Individual. I Am Also In Motion Of Complaint Against The Mortgage Related Financial Companies Collection Efforts, As Ive Heard Of Such Disrespect To Myself As Well As Threats And Rudeness At All Hours!

I Equate Such Mortgage Related Financial Company To Run The Likes Of Those Termed As Practicing Predatory Lending Techniques As Highly Scrutinized By Our Own Government! In The Past, I Have Reluctantly Accepted Efforts To Have A Publcized Benefit To Help Myself With My Medical Expenses, As This Had Been Broadcasted Via Local Media, And Ive Had Recent Interest In My Claims By Acclaimed Documentary Producers In Which I Cannot Mention Such Names.

There Mission Upon Interest In My Matter Is To Publicly Expose The Current Corrupt Financial System In Which We Experience On A Daily Basis. I Choose At Present To Avoid Myself As Well As Any Current Financial Association I Am Affiliated With To Maintain My Privacy As Well As Embarassment (Appropriate Enough)