Complaint Review: Ocwen Mortgage

In addition to my regular mortgage payment ($1279.84) for September 1st, 2013, on August 30, 2013 I sent my mortgage company an additional amount of $10,000.00 for them to obviously apply towards my principal balance. To date, these funds ahve not been applied to my principal balance and when I called about it, I was told it would take 5 business days for it to post to my account so I wait in vain as this is a large sum of money to be hanging in cyber space somewhere. They have acknowledged receiving the additional amount but claim it will post in 5 days so where and who has benefit of the $10k in the meantime, assuming they do post it eventually? Something doesn't smell right and I want this matter looked into from a consumer fraud/usry standpoint because this is a very bad business practice and can't be legal.