Ocwen, threat of foreclosure and payment collection
I too have been harrased by Ocwen, when I refinanced last year they turned out to be financial institution that took the loan request.
After 1 month with them I knew there would be trouble, they cash the payments later then when they are sent in sometime up to 2 weeks late so that they can charge you with late fees. I have gotten to the point where I send my payment next day, with signature required to prove that my payment arrived on time and still I have late fees.
As for their customer service people, they are the most illmannered, rude and just the most uptight people I have ever encountered.
They are not willing to help you and basically threaten you if you happen to disagree. Its so bad that I'm looking at refinancing my home after 1 year with them just to get away from them.
Try to stay far away from this company if you can.