Complaint Review: One Click Cash

I applied for an online loan throught a company called Eloan, ever since then I have been harassed, attempted scams and my bank account was hacked. One Click Cash claims I own them $ from a loan that I received in January, not true. Eloan claims that they've had some fraud issues so they put $600 into my bank account which they asked me to withdraw, put on a MoneyPak card and call them with the MoneyPak card #'s. I did that.

They claim that they loan amt they agreed to would be in my acct within 15 minutes of giving them the MoneyPak #'s. I kept checking my bank account and there was no money in there. I called them and they kept saying they had to check with their accounting department.

I finally got an answer from them as to why the money was not in my acct yet. They claim that a company called One Click Cash (310-735-4877) had put a block on my acct and they gave me the phone # for them. I called One Click Cash and they claimed that I owed them $798 from a loan in January.

I never applied for a loan in January. They told me that I could pay that amount right now and they would take the block off my acct. I told them that I wasn't going to pay it because it's false, they just hung up.

I called Eloan (Jack Watson or Austin, Robert Miller at 914-364-9561) and they said that they would put $800 into my acct so I could pay One Click Cash and get my loan through Eloan. Didn't sound right that they would pay a debt that is fraudulent just to be able to give me a loan. 

I was harassed by Eloan for two days constantly calling me at my place of work, threatening me with arrest warrants and wanting to talk to my manager. I put my manager on the phone and they hung up. I finally called Eloan back and told them to cancel anything in my name, I do not want the loan and to stop calling me. 

At the same time I received a call from someone claiming to be from the State's Attorney Generals Office (Jack Parker, Thomas Lynch 916-469-8853) with charges filed against me of cybercrimes (task by deception, undeclared income, fraud/false statements). They claimed that I lied on an online application about how much I made so I could get a larger loan, not true. I told them that I never lied about anything.

These are the people that threatened me with an arrest warrant for me and my employer. I hung up with them and a few minutes later I receive a phone call from, according to the caller ID, the City of San Jose Police Department. A lady told me that she was on her way to pick me up and arrest me unless I called the "State's Attorney General's Office" back and settle it. 

I told her to come and arrest me because they are lying and it is not true. After hanging up with her, I called the San Jose Police Department and was told that these people were running a complete scam. They had nobody dispatched to where I was and that there was no arrest warrant for me.

All the parties I spoke to with the exception of the real police officer, had strong Indian accents. I reported the people that were claiming to be from the State Attorney General's Office to the actual State Attorney General website.

Lisa, San Jose, CA