OneClick Cash ripoff Niobrara Nebraska
Oneclick Cash is a payday loan company. They have wittingly coerced me into a contract. They began taking installments out without options. Then when they were called on it, they of course stated it was my responsibility to tell them. Mind you...I never had a number to contact them. They texted me to tell me that they would take the money out of my account. I assumed that they meant the complete amount only to see that they took a minimum amount.
When the complete amount that was originally agreed to be paid back was reached, I noticed that they were trying to take additional monies out. I had the automatic deductions stopped through my bank and THEN oneclick Cash contacted me. Saying that I owe them an additional $200 on top of the $260 that I already paid back. If this isn't the most deceitful scam that I have ever come across.
Their customer service representatives are trained to quick talk and overtalk you. But don't allow them to. Get everything that you agreed originally. I am going to fight this. I feel like I am being swindled. They write things to make a person think one way, but all the while they know they are getting them tangled in their web.
Dorrey
Pleasantville, New Jersey
U.S.A.
1 Updates & Rebuttals
Stacey
Belleville,Michigan,
U.S.A.
I had the same thing happen with them.
#2Consumer Suggestion
Wed, July 26, 2006
First send a cease and desist letter to them telling them to stop all communication other than my mail. Second send a validation of debt letter stating that you are disputing the amount they claim you owe (the $200 on top of the $260.)
Remember to send both of these certified/return receipt at the post office. (That way they can't claim they never got it.)
They sent me back a validation letter stating the original amount loaned to me, minus the payments I already made. Instead of the $320 the lady on the phone told me I needed to pay ASAP, I actually owed a much much lesser amount,$40 I think, which was correct to me.
Do not let the fast phone talkers try to pull one over on you. Good luck.
P.S You can find examples of debt validation and cease and desist letters on a basic google search.