Complaint Review: Open-financial-ltd

When you get a response from a company that is responding to your reseume that was posted on Monster.com, Careerbuilder.com or any other job site for that matter it is exciting. Especially when that company tells you that there is no need to commute to work, that all the work that you will be responsible for will be done over the internet. Sounds like a great job right, like something that you will want to get excited about? Such was the case when I recieved an email from http://open-financial-ltd.info.

After being out of work for a time it seemed like a dream come true. I was offered a job that only required me to work when I wanted to and all that I was asked to do was to make sure that people paid their bills, or so I thought. The actual job description is below;

Bank Checks Manager
Job Description:
The task of the Bank Checks Manager is to process payments between our partners' clients and our company via USA checks system.

Willingness to work from home, take responsibility set up and achieve goals;

Honesty, responsibility and promptness in operations;

Familiarity to working online, Internet and e-mail skills;

US postal address (P.O. box not accepted).

This sounded like the perfect job oppourtunity. It was my understanding that after I submitted my personal information to this site I would be working and then be paid 900 dollars a week.

It sounded perfect, that is until the first payment and instructions arrived in the mail. I was asked to take the money that arrived from an out of state check and deposit it in an account under my name. Then I was to take a fraction of that money and send it via western union to an overseas address. It is lucky for me that I didnot.

This is the same type of scam that I ran into on yahoo where someone posed as a lovely young women that needed to buy a plane ticket. The only problem was that she did not have access to her bank but she did have access to the internet.

The way the scam works is very simple. A phoney check is mailed to the victim. The check is supposed to be deposited into an account and a fractions is sent overseas. Once the money is withdrawn against the scam is complete. All that is left is for the victim to send the money over seas.

What happens is that the bank will allow you to deposit money into an account with a check. What they will not do is check to see if the money from the check is in the account. The money will be credited to your account under your name. After about 14 days if the bank has not recieved the money from the scammers account the money will be debited to your account. Think of it as a promise that is not being kept. You deposit a check with as a promise that the funds will be available. When the funds are not made available, you are now liable for any money that was with drawn against.

You can forget about reporting it to the local law enforcement, CIA, or the FBI. Unless the losss is greater then 10,000 dollars they cannot help you. The money is gone and you are left of a creek without a paddle.

The best way to prevent from being a victim is to look at the company's site very carefully. Most companies always have a 1-800 number to call. If it does make the call or if possible walk down to the bank and ask someone.


Na derro
Detroit, Michigan
U.S.A.

STOP! ..before you think about using the Better Business Bureau (BBB)... CLICK HERE to see how other consumers were victimized by the BBB's false or misleading information. Don't be fooled! It has been reported, when there are thousands of complaints and other investigations underway by authorities, the BBB has no choice but to finally give an UNsatisfactory rating to a BBB member business that is paying the BBB big membership fees every year. When a business is reported that is NOT a BBB member, BBB files WILL more likely show an UNsatisfactory rating, then reportedly shake down that company to become a member of the BBB. One positive thing about the BBB is, either way, if a business has an unsatisfactory rating with the BBB, you can be sure, the business is bad. But what about all those BBB member businesses that had complaints filed against them? Consumers never get to hear about them. What about the BBB advertising to the public? Is this a false and misleading perception they are giving about ?consumer confidence? when dealing with a business? Click here to understand more of what consumers and business alike are saying about the BBB. You decide. ..Remember. The BBB membership is not earned, it's paid for!