Complaint Review: Optimum One Health

Lost my job. Needed health insurance.  COBRA was $1,500/mo for family.  Googled Colorado Obamacare.  Filled out a form and got a phone call from Optimum One Health immediately.  Sales person sold me on a 'blanket group fixed indemnity' plan, which is NOT major medical, for $800/mo.   

They force you to pay before they send you the fine print:  Maximum surgical benefit = $6,250.  Hospital stay =$1,000 per day.  Here's a good one: remove breast tumor = $468.75 (Pretty sure my wife's breast cancer surgery was more like $13,000. 

Then they have you affirm your purchase and record it. 

I don't usually make a major purchase without due diligence.  It sounded too good to be true, and after I read their 'benefits', I realized it was. 

Don't buy anything that you don't get to preview :(