Optimum One Health, Patriot Health Florida, Inc.' CORPORATE CREATIONS NETWORK INC.5400-D BIG TYLER ROADCHARLESTON, WV, 25313Freedom Life Insurance Co. of America (UCA)P.O. Box 1628; Addison ,TX 75001-1628 NOT Major Medical Health Insurance but a "discount plan" Syosett New York
They are selling the Optimum One Health as Major Medical insurance when in fact it is a medical "discount plan" The wallet card tht you receive say in a banner across the bottom "PPO Network & Member Insurance Card". Well, folks this is not insurance and at the end of the days coverers very little. You would be better off asking for an outright cash discount from the provider. The sales script for this plan is acrfully crafted and I am sure is legally compliant but just barely. the record you and ask you specific questions so that the contract is legally binding. the way thatit is sold is where the problem lies. You think you are buying health insurance and what you are getting is is a cash dicount on FULL RETAIL medical fees. No insurance co. pays full price and neither should you.