OPTION ONE MORTGAGE CORP RACKETEERING AND PREDATORY PRACTICES Irvine California
Today, I contacted the Michigan State Attorney Generals Office on advice of our attorney with power of attorney to file the complaint.
Feb 2007 we got fell behind in payments, we were placed on a repayment plan from 2/07 to 11/07. Charging us attorney fees, reinstatement fees and on and on. Every payment was called in immediately with Bank Tracking numbers, with funds immediately released to Melon Bank as directed. And every single time we did the INDIA agent would repeatedly chastise us.... you are on a repayment plan we can seize your house..... you did this and you did that. ( WE ARE NOT CHILDREN )
Nov. 19th, 2007 letter sent from Option One stating that 2 payments were missed. We contacted the attorney who then faxed power of attorney ( twice ) only to have been told they will not release any history and refusing to give Resolution Department phone number!!! We had to provide all information and phone numbers to attorney.
Nov 27th, 2007 Attorney contacts Option One again, they again refuse to release info, but to continue to call us everyday demanding money or seizing property ( Agent from INDIA demands $6,000.00 we tell them we have fulfilled payment arrangements. Agent then tries to negotiate " well can you send us $4,000.00 again we reiterate we have completed the payment arrangments. Agent again requests " well can you send us $3,000.00 immediately. We tell agent INDIA we have retained legal council here is his name and number. INDIA agent questions why we contacted an attorney
that we should just call these numbers to discuss our situation ( the phone numbers which they would not release to our attorney )
Please contact us for any "Class Action Suit" against this CORRUPT COMPANY
We have friends which were also with OPTION ONE and did all of these things to them, they threatened to contact the local news channel, All of a sudden their so called problem was an error they were sorry.
FYI .... OPTION ONE MORTGAGE IS OWNED BY H & R BLOCK and they were sued for fradulent tax returns
Sushi
Waterford, Michigan
U.S.A.
5 Updates & Rebuttals
Sushi
Waterford,Michigan,
U.S.A.
OPTION ONE MORTGAGE CORP / AHMSI
#6Author of original report
Fri, February 20, 2009
SINCE OUR REPORT WE HAVE FILED SUIT AGAINST THIS COMPANY... DOING SOME DISCOVERY WORK ON MY OWN... THESE COMPANIES HAVE NO LICENSE IN THE STATE OF MICHIGAN AND DICOVEREDTHE STATE OF MASS. HAS PULLED THEIR LICENSE AND CAN NO LONGER DO BUSINESS IN THAT STATE. IN ADDITION OPTION MORTGAGE IS CALLED OPTION ONE MORTGAGE INDIA AND YOU WILL ALSO FIND THAT AMERICAN HOME MORTGAGE SERVICING IS ALSO IN INDIA. ON THEIR WEBSITE YOU CAN FIND THE BOARD OF DIRECTORS WHO YOU MIGHT RECOGNIZE AS PEOPLE WHO WERE ON THE BOARDS OF THE DISTRESSED BANKS OR PREDATORY LENDERS WHICH WE JUST BAILED OUT WITH THE TARP. AFTER DISCOVERING THIS I FORWARDED TO OUR ATTORNEYS WHO BY THE WAY ARE (CONSUMER ADVOCATE ATTORNEYS) THIS WEBSITE WHICH I JUST MENTIONED.
AFTER ALL THIS ...I WROTE SENATOR CARL LEVIN...... ASKING WHY THESE PREDATORY LENDERS ARE NOT BEING INVESTIGATED. TO MY SURPRISE THE OTHER DAY ON CNN THERE WAS A PIECE ON PREDATORY LENDERS AND HOW THE FBI IS BEGINING TO INVESTIGATE.
CONTACT THE FBI ... YOUR SENATORS.... THE STATE ATTORNEY GENERALS OFFICE AND THE NEWSPAPERS
GOOD LUCK TO ALL OF US
Sushi
Waterford,Michigan,
U.S.A.
OPTION ONE MORTGAGE CORP aka AHMS
#6Author of original report
Wed, February 04, 2009
An update .... since filing our horror on this website we have now retained a law firm willing to take on this company. On referral we contacted a Consumer Law Group which specializes in these types of crimes. We have already filed a law suit requesting a Jury Trial....... Attempting to foreclose on us when we paid in excess of 80K over and above our mortgage payments were in a 36 month period. We did the State Attorney Generals Office which actually made them respond and send us the lies ( in writing ). Also, contact Carl Levin on Capitol Hill.... This is his job!!!!! In addition, our attorneys were provided this website to see for themselves and how they have established the scheme. Since all the stories are similar or the same Oh by the way..... Wells Fargo Bank which owned Melon Bank received TARP money!!!! Deutche Bank is now in the picture however if you review the Foreclosures in the paper you will see OPTION ONE MORTGAGE's name still in it not American Home Mortgage Servicing. While writing your state Senator or Carl Levin be sure to inquire as to why this company hasn't been dealt with because it is still going on as I write. If you should like more information please contact me
Bob
Clarkston,Michigan,
U.S.A.
Count me in too
#6Consumer Suggestion
Thu, January 03, 2008
almost identical experience as you. if there is a class-action filed, please contact me. i live in clarkston, mi
Pennie
North Street,Michigan,
U.S.A.
Count me IN!
#6Consumer Comment
Tue, December 18, 2007
I would be happy to join in a class action suit. How do I get in touch with you. This company MUST be stopped! I feel that a company shound NOT be premitted to do lending IN any state unless it has a office here. That way we can talk face to face. PC
Sushi
Waterford,Michigan,
U.S.A.
OPTION ONE MORTGAGE CORP RACKETEERING AND PREDATORY LENDERS
#6Author of original report
Thu, December 13, 2007
I just got off the phone with Michigan's Attorney General's office. The office was very busy due to court appearances for predatory lenders in our area ( Detroit ). I will be contacting the FBI today to file a complaint with the company for missing funds which were wired from Chase Bank to Mellon Bank, PA Grant Street.
ANY ONE FILING A CLASS ACTION SUIT PLEASE CONTACT ME. The FBI is very interested in these thieves.