Complaint Review: Options Financial Lenders

My Report is just exactly the as the other victims, Lady from Bronx and Maveric from New Jersey.

I recieved a phone call from Ms Elsa Cramer Loan Representative from Options Financial Lenders. Located at 207 Borbadoes Ave New Kingston Jamaica, WI Phone 877 216 7163 Fax :310 362 0459 Saying that I qualified for a $10,000. secured Loan through there services and a private lender.

They asked me for my drivers license and pay stubs but I faxed them a copy of the drivers license and pay stubs. So I did send copies too.

Ms. Mendoza informed me that I only qualify for the loan if I purchased 660.00 worth of insurance so that if I was unable to repay the loan for what so ever reason the 660.00 and intrest accrued would cover it.

They emailed all these documents to me which have in my possesion with all this information that really looked legitate ,but something in my spirit told me something was wrong. Ms Cramer informed me that I had to send the 660.00 through Western Union to a representative named Amy Armstrong Kingston Jamaica WI. and they would issue me a electronic check in one day release it to my bank account.

Money was sent thru Western Union and that she said my Funds should be transferred within 24 hours and someone from Customer Service should be contacting me to confirm if I get the funds. Someone called from Customer Services, a guy named Mr. Gibson. He received a complete paper work about my loan and that he will need to process it after the weekends and holiday Martin Luther. Then, he called me back after the holiday saying that the insurance was asking another 2000 for deposit insurance. He then said he will get it lowered and make it work to get my Funds deposit. He called me back just few days ago saying I would need 1400 to get the funds and that it is the best he could deal with the insurance companies.

I'd been smelling something fishy and I'm about to sell my car tommorow just to get the funds until I did the research about the company just hour ago and found out that this whole thing was a rip off. I am very upset now and wont be trusting anything that needs to be send western union. I am now in deep problem and my financial problems is not getting any better since i just lost 700 dollars. That is 660 for them and 40 dollars for money transfer fee.

Now I am not even sure what to do tomorrow or on monday. I am pretty sure the number I had been calling will be disconnected by then. And whatelse can I do to get justice or maybe atleast get my money back?

Someone please help and get these Jamaican's Fraud. How could we track the Local 310 fax number they have used?

Mizter_G
LA, California
U.S.A.