Orchard Bank Card Services Over the Limit Late Fees ripoff scam artist Stole my money! And put me over the credit limit! Baltimore Maryland
Upon receiving my monthly statement I was over the limit. When I looked at my charges they were two for $29. One for over the limit, and the other for insufficent funds fee. When I called them up they also told me that another $29 fee was added because I was ten days over the limit from my last statement, of which i knew nothing about. I also spoke to them about this and they agreed to waive one fee and told me that this was in my discloser. I have reviewed my discloser and I have not found nothing that can support this.
When I told her I would discuss this with my lawyer, the rep said if i waited another ten days, i would be charged another $29 fee. All of this for a $10 minimum payment. As of yet my bank has not sent me a statement stating any insufficent funds occured. And the check did clear. Go Figure!!!!
Carmen
Amsterdam, New York