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  • Report:  #149989

Complaint Review: Orchard Bank - HSBC Card Services

Orchard Bank - HSBC Card Services ripoff Salinas California

  • Reported By:
    Peoria Illinois
  • Submitted:
    Sat, July 16, 2005
  • Updated:
    Sun, July 17, 2005
  • Orchard Bank - HSBC Card Services
    P. O. Box 80053
    Salinas, California
    U.S.A.
  • Phone:
    800-434-4954
  • Category:

I received this card in February, 2001. I charged prescriptions on it to the limit of $250.00. I paid the regular monthly payment, but as time went on, the interest and late fees have continued to climb.

I have not used the card since 2001 and am still trying to pay it off - but there is no way I will ever be able to pay it off. The balance is now $1938.09, and I just sent in $115.00, but it doesn't even cover the late fees, they just keep climbing. I will never get this paid off, at this rate.

Agnes
Peoria, Illinois
U.S.A.

1 Updates & Rebuttals


Juliet

Birmingham,
Alabama,
U.S.A.

QUIT SENDING THEM MONEY!

#2Consumer Comment

Sat, July 16, 2005

For heaven's sake, Agnes, QUIT SENDING THEM MONEY!!! If it's on your credit report as a result of this, and you need a loan, you can always try explaining the situation to the lender. But to pay $2000 for $250 in credit is crazy! Let's assume a generous 100% return is justified by the credit card company - have you paid $500 to them so far? If so - STOP!!!! They are robbing you blind sweetheart! Don't continue to let them do this to you!

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