Orchard Bank not only is a fraud but what kind of company makes you call long distance to make a payment over the phone they must be broke City Of Industry California
first of all if you have to pay for a card,run!!! i have had my card with orchard for a year now and the suck big time. i called my payment one time over the phone with a check and the said it would post that same day at midnight. well it didn't. so when I received my bill i noticed that they charged me a late fee. but not until they added a fee for account secure. this is a program that is supposed to block any bad reports to the credit agencies.
if i became over 30 days late it would not show up. is that true?
any how, after this charge and the late fee I became over my limit. i called long distance because they do not have a 1800 number and told them that I had in fact paid them on time. They denied all of. they must have held my information and waited a week to run the transaction because my bank said it did not go through until a later date. they make their money off late and over limit fees.
also the employees know whats going on as far as i am concerned they are also cons themselves. i hope your happy with yourselves.
melissa
huntsville, Texas